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1st Presidential Debate: Worse Is Yet to Come

By Dr. Jack Rasmus

The 1st Presidential debate of 2020 held last night, September 29, was a reflection of the growing systemic social crisis in the USA. This is what we saw:

1) a refusal of the representatives (Trump & Biden) of the two wings of the Corporate Party of America to propose any actual solutions to the multiple crises now all intensifying across the country—health, economic, racism, and climate.

2) identity politics run amuck, now writ large at the highest political levels—i.e. the Great Distraction in full force, crowding out and preventing solutions to the crises.

3) a harbinger of political chaos just around the corner—at both a street level and in the major political institutions of the country—and the collapse of Democracy before our eyes.

The commentary of the media following the chaotic exchange (none dare call it a debate) focused on the ‘form’ rather than the content of the exchange: Trump went wild interrupting Biden and stealing much of Biden’s time. The moderator, Fox News’ Chris Wallace, was either incompetent in his inability to stop Trump or else willing to let him continue and intervening only when Trump had succeeded in drowning out most of Biden’s talk. Biden too was unable to deal with Trump’s antics, at times taking Trump’s bait and falling into his trap.

But what’s so new about all that? That’s Trump, who came to give a speech to his 40% voter ‘red’ base—i.e. the third party at the debate!

Nevertheless, the media talking heads were shocked that Trump would engage in such an egotistical, disrespectful disregard for the rules of the debate which he had pre-agreed to. To the media the ‘form’ of the debate was thus more important than any content that might have addressed today’s multiple real crises.

 

1) The Multiple Crises Ignored (Economic, Health, Race, Climate)

Biden raised the New York Times’ story released over the weekend in which Trump’s tax returns showed Trump paid only $750 in total federal income taxes over two years, 2016-2017. Trump of course denied it as ‘fake news’. And that was that. There was no follow up discussing the four decades long tax system rip off. Nor about why both parties (i.e. both wings of the one party) since 2001 have given investors, corporations, and the wealthiest US households more than $15 trillion in tax cuts. GW Bush $4.7T, Obama $6.1T, Trump $5T with both parties agreeing to another $650B just last March.

Nor was there any mention of the escalating income inequality on both Republican & Democrat watches that was enabled by the $15 trillion tax redistribution to corporations and the rich. Nothing was said why Trump’s tax rip off resulted in wealthy investors getting $3.4 trillion in stock buybacks and dividend payouts in just the last three years; or why under Obama they got more than $6 trillion in buybacks & dividends on his watch!

And nothing was said by either of them why there are still 40 million American workers jobless, or why tens of millions of those lost jobs will never return, or why a long line of big corporations are now announcing permanent layoffs by the tens of thousands.

Biden never bothered to raise the point why millions of small businesses have gone under and millions more are about to do so. He could have quoted the National Federation of Independent Businesses (NFIB), the trade association arm of small businesses in the US, and its recent forecast that 21% of the roughly 30 million small businesses have already, or soon will close, if no real fiscal stimulus and bailout is passed. Trump of course ignored that altogether. He no doubt would have called the NFIB survey ‘fake news’.

There was a brief exchange on US manufacturing by both candidates, but both were wrong on the facts. The business cycle in 2008-10 destroyed millions of manufacturing jobs, only some of which came back and then mostly as two tiered, temp, low paid, no benefits jobs. The current recession is now in repeat mode in manufacturing. Production is up but jobs aren’t being restored. Biden could have indicated manufacturing was in a recession for the six months prior to Covid but he didn’t. And neither candidate discussed why free trade deals, in addition to the recessions, have destroyed at least 4 million US manufacturing jobs. Biden clearly will not go there since he and the Democrats, like the Republicans, are champions of free trade deals. The Dems praised the recent phony NAFTA 2.0 agreement negotiated by Trump. Trump’s promise to bring back those jobs in 2016 has been all smoke and mirrors. But did Biden bother to cite the facts?

And what about trade? Trump claimed his trade wars have been a glowing success. Is that why he’s had to subsidize the farm sector with $49 billion in cash handouts since 2018 (with $17B more promised)! If his trade wars have been so successful, why has he had to funnel billions of dollars in hand outs to his agribusiness buddies? Why have more than 10,000 small farmers gone bankrupt annually in recent years? Biden said nothing of the subsidy to agribusinesses still earning billions in profits or the bankruptcies of small family farms. For Biden the ‘trade problem’ is not the escalating subsidies to business or the destruction of jobs in the millions; it’s just a China deficit issue, the numbers of which he couldn’t even quote correctly.

So far as the health/Covid crisis is concerned, there was an exchange in last night’s ‘debate’. But it came down to Biden saying we should wear masks and Trump saying a vaccine was around the corner. That’s it. Biden noted correctly, of course, that Trump has grossly mismanaged the handling of the virus response. To which Trump simply retorted Biden would close down the entire economy again. Trump’s position is ‘Horror of horrors! We can’t save grandma and grandpa if the profits of our nail salons are the cost’! Biden’s position: Yes we can. Let’s all wear masks.

But where was the discussion that the US total reliance on private businesses and ‘markets’ has in large part been responsible for the magnitude of the Covid crisis in the US? The US had outsourced its production of PPE to China and elsewhere before the crisis. There was no mention of that, because both parties have agreed for decades to provide business tax incentives to move operations offshore. There was not a word about the responsibility of US businesses that conveniently offshored critical US goods like PPE and now testing agents to ensure greater profits for themselves. Now, with a second Covid wave imminent this winter, the US still lacks reagents and other pharmaceutical materials needed to do effective testing. Six months into the Covid crisis US business continues to offshore production of critical health supplies, despite US deaths are now predicted to exceed 400,000 by year’s end. That’s more US dead in less than a year than occurred during nearly four years of World War II. But still no war production plan is in place in the US. Neither Trump or Biden has proposed one. Trump, the great admirer of private business and stock markets, is still reluctant act like a ‘war president’ in the worst war confronting the US since 1941. Why? Because he knows that means stepping on the toes of his business buddies and election campaign contributors. For the same reason Biden won’t go there.

For Biden to propose putting the US on a war production footing would mean seizing the necessary production assets of private business, including big pharma companies, and returning it all to the US under a central war production plan. His wing of the Corporate Party of America is no more interested in doing that than Trump’s wing. Nor Trump or Biden explained how a vaccine might be fairly distributed to all Americans next year, or how a million tests a day would be produced and administered.

Biden not surprisingly defended Obamacare, the ACA, focusing on how it protected pre-existing conditions. Trump bragged about how he gutted it by ending the individual mandate.

But what did either say about the fact nearly 50 million workers and families are again uninsured? And at least another 30-40 million grossly under-insured? Biden’s answer was to add the ‘public option’ to Obamacare—which Obama himself pulled from the ACA in 2010. That way private employers can keep their tax write offs for continuing to provide their employees health insurance while the health insurers can continue to reap record profits from both private employer plans and the ACA. Biden specifically rejected any notion of Medicare for All. Trump said he had an alternative plan to replace ACA—which he’s been saying for three years but not showing!

In short, both candidates provided no answer to how to manage the continuing Covid crisis, nor to the even worse general health crisis in the US. The USA remains in the ranks of 3rd world banana republics when it comes to the health security of all but the wealthiest of its citizens.

And what about the discussion of race relations and policing in America? Here a heated exchange did occur. Biden’s answer was to get local police departments, politicians and select community leaders together to ‘unite America’. Somehow that would end systemic racism and institutionalized police repression. Trump attacked that idea as well as race ‘sensitivity’ training programs in general, which he recently declared cancelled. According to Trump, the programs were demeaning to whites and suggested they were reverse racists. White folks don’t want to be reminded of that, he said. Even more, they don’t want to be forced to ‘role play’ as blacks. It’s demeaning. And that was that, i.e. the full extent of the discussion of systemic racism in America: let’s do more sensitivity training (Biden); let’s not because it’s reverse racism and might make his white folk political base uncomfortable. They don’t like being role played as black (Trump).

And climate change? Biden’s answer was to rejoin the Paris Accords and maybe spend some more money on alternative energy infrastructure, as he went out of his way to reiterate his rejection of the notion of a ‘Green New Deal’. Trump’s answer to climate warming was it was too expensive for American business, even though they’re reaping historical maximum profits and getting trillions of dollars of tax cuts and subsidies every year. Trump then attacked Biden for California being consumed by forest fires, saying the Dems there have mismanaged the forest floor by not raking up enough leaves. Biden said nothing in return about the fact that 65% of California’s forests are federal land, and if anyone was responsible for not ‘raking the leaves’ it was Trump’s own Interior Department. But he did say there were larger storms in Iowa, whatever that meant. Neither candidate has a clue what to do about the climate crisis.

In summary, neither Trump or Biden addressed the real issues or proposed any credible solutions to the multiple crises afflicting America today— multiple crises now intensifying, converging, and exacerbating each other.

 

2) Identity Politics Run Amuck

What we also saw in the first presidential debate is a reflection—at the highest level of politics and within the US elite itself—of the country’s descent into the muck of identity politics.

US society is becoming mired in the plague of identity politics. At all levels, the focus is increasingly on extreme individualism—often at the expense of the public good. Rational discussion and solutions to collective crises are crowded out of public discourse. Replaced by fear-mongering appeals to identity among their political supporters by the politicians and elites of both wings of the Corporate Party of America.

White European Americans are fearful their culture, jobs, and ‘way of life’ is about to give way to the ‘others’—i.e. all the peoples of color whether Latin, Muslim, and other immigrants coming into the country; and to those of color (African Americans) already here but growing in number as well.

Like the Jews in Germany, large sections of white European Americans see black Americans as the ‘others’ living within our midst but not really one of us. Like the German Jews, they are the foreigners allowed to come here by past politicians. As in Germany, the ‘others’ become the ‘enemy within’ and the symbol of all the causes of their economic and social fears, insecurity, and anxiety—as politicians and elites re-direct the cause of social decay from their policies to the ‘others’—i.e. the Latin immigrants, blacks, LGBTQ, etc. Immigrants, blacks, and gays are the cause of their declining standard of living, their culture, and their way of life—so say the Trumpublicans and their media; white European ‘deplorables’ are preventing you people of color from achieving your rightful identity as equals to white European Americans—so say the Democrats and their media.

It’s all part of the ‘Great Distraction’, designed to allow the elites of both wings to continue to pick all our pockets while we’re preoccupied with identity issues and politics. So long as we’re immersed in issues of identity that separate us there’s no need to divide and conquer so they can continue to pick our pockets. Identity means by definition we’ve divided ourselves from each other.

Technology of course plays a conscious role in enabling the descent into extreme individualism and dead end identity.

The youngest are mesmerized by their electronic gadgets that enable them to focus neurotically on themselves for hours upon hour every day, absorbing most of their waking lives. Young adults are immersed in social media sourced news and pseudo-facts. As they come to realize they are condemned for life to lives of indentured, low pay, part time and temp service employment, they desperately seek and embrace simplistic ideologies as an explanation for their plight. Middle age adults become increasingly insecure and fearful as they see their families’ futures dim and realize they are approaching older age and retirement without pensions and sufficient income to keep themselves from poverty. They look for a ‘strongman’ to save them quickly.

They all become fodder for clever manipulation, fear mongering by media talking heads, and conspiracy theories multiplying daily on social media that substitute for the thinking and the evaluating of facts and opinions that is necessary for rational thought. The network does the thinking for them. People fearful and in crisis grab the nearest exit and short cut to explain their situation and grab a solution.

The capitalist media no longer consists of objective presenters of facts and events but subjective interpreters and spinners of facts and events. The subjective media is the new priest providing the congregation of the fearful and desperate the answers it wants them to absorb—except now it all occurs on a daily and by the minute basis instead of just on Sunday mornings. The result is predictable: when confronted with objective facts, such facts are rejected since they don’t conform to their rapidly expanding fantasy world of conspiracies and the messaging of media spin doctors.

Tell me what I already believe or I’ll listen to someone else who will! Don’t tell me what I don’t want to hear’. Tell me something so that I can cheer: ‘Hooray for our side’.

People are so concerned trying to understand who they are that they are unable to see who they are becoming, manipulated by the political elites who have found playing the identity card works well for keeping folks—white and non-white—from understanding the real source of their fears, their anxieties, their growing angst. That real source originates in the policies of both parties that are ever-enriching their wealthy elites at the expense of the rest of society.

Identity politics is the Heroin fix necessary to create the social stupor of the Great Distraction. And the flip side of the Great Distraction of identity politics is the Big Rip-off—where the same elites and politicians of both wings of the Corporate Party of America pick our pockets.

What we’ve just seen at the highest level in yesterday’s 1st presidential debate is the same focus on Identity politics, albeit now write large at the highest level. The same Great Distraction that has been intensifying in America for years. The same Big Rip Off in action!

In the first presidential debate both Biden and Trump immersed themselves in a personality food fight, like teenagers in a high school cafeteria: Trump attacked Biden as ‘sleepy Joe’ who Trump even suggested failed to graduate from college. Adding that to Trump’s pre-debate comments that Joe has early onset dementia and has to take performance drugs to stay awake and debate. Biden in turn declared Trump a clown. A neurotic egotist. Sick. Mentally unfit. And told him to just ‘shut up’.

The disease of identity politics in America has thus bubbled up like foul smelling swamp gas from society at large, to the very top echelons of the American political elite. Every election cycle we say the quality of the candidates put up to represent can’t get worse; but it does.

Listening to the media commentators at CNN and other outlets after the ‘debate’, the talking head experts were perplexed and repeatedly asked each other why any voter would continue to support Trump after his childish performance in last night’s debate? Conversely, at Fox the spin was his performance was precisely why his base continues to support him. What the former don’t understand, and the latter won’t admit, is that Trump’s 40% base remains solid no matter what he says, how he says it, or what he does. And that’s for a fundamental reason that also has to do with Identity.

For white European Americans, Trump is the bulwark against the ‘others’. He stands unequivocally against the changing demographic where White Europeans will soon no longer constitute the majority. They fear should that happen, not only their jobs but their culture, their values, their religion, and ‘their America’ will be no more! That single, fundamental reason is why they overlook everything about Trump and still support him regardless of his racism, his misogyny, his proto-fascist inclinations, his disrespect for democratic practices and norms, his verbal slips about ‘suckers and losers’ in the military, and all the rest. Nothing matters except he hold back the wave of colored folks of varying hues that will take away their America.

And with more than 350 million guns in America (and more than 15 million assault rifles) many of them are prepared to go to violent extremes if need be. Many are just waiting for the ‘Big Dog

Whistle’ from Trump.

 

3) A Political Crisis of Unimaginable Dimensions

In an essay entitled, ‘A Most Dire Warning’ a couple weeks ago this writer predicted the most likely scenario following the November 3 election. It included Trump taking legal action to stop the mail in ballot vote counting by turning to his now many Federal District and Appeals court judge appointees. The scenario includes Trump declaring himself the winner on November 3-4, knowing that more Republicans will vote directly that day than will mail in ballots than Biden supporters will vote directly. CNN polls show 66% of Trump supporters will vote directly vs. only 22% Biden supporters. That means Trump will likely show an early lead, supported by exit polling. But he must stop the mail ballot counting or he may lose in the end. He will rely on his soon 6-3 US Supreme Court majority to support Appeals court decisions to stop the voting in select swing or blue states. There is a precedent for this already. It’s exactly what the Supreme Court did in 2000 to ‘select’ George W. Bush as president. It stopped the vote recount in Florida to give Bush the presidency. Only this time it will be multiple states and the original mail in ballot vote counting that may be halted. Protests that erupt will be met with physical police force. That too is being planned. Protestors will be identified as ‘Antifa’ and ‘BLM’ militants and repressed. The federal police force created in 2002 for the first time in US history—called the DHS—are the favored instruments. But Trump may call on his radical fascist street supporters to assist where necessary as well. And the more the street level social chaos the more likely the Supreme Court will tend to try to settle the dispute to end the street chaos.

In yesterday’s debate, the moderator asked Trump if he would call on his street supporters to not get involved. To this he answered, “Proud Boys ( a widespread neo-fascist group in America today) Stand Back. Stand By”. Immediately the radical right, hearing these words, began to mobilize and prepare for Trump’s ‘big dog whistle’ on November 4.

Trump will not accept the outcome should he lose on November 3. Nor in January 2021. He said “we might not know for months” the final vote count. That means well beyond January 2021. In the meantime, he further noted he’s “counting on the Supreme Court to look at the ballots”. Will the SCOTUS review the tens of millions of mail in ballots directly! Trump concluded “This is not going to end well”.

For his part, Biden declared to the TV audience “He can’t stop you from the outcome of this election”. If we get the votes, he’s not going to stay in power”. But what Biden fails to understand is we may not get all the votes if the mail ballots end up not being counted—as happened in 2000 in Florida thanks to the same Supreme Court that is soon even more in Trump’s camp today than it was in Bush’s in 2000! Biden’s pre-debate statement that the US military will ‘escort him out of the White House’ was wishful thinking as well. The Pentagon generals the next day publicly stated they would not get involved. So who will ‘escort’ Trump out? The Democrats have no executive arm; Trump does: the DHS swat teams and most of the police departments in the country that support his election. And then there’s the Proud Boys neo-fascists who may just descend upon Washington D.C. and take up positions around the White House, armed with their AR-15s when Trump blows his whistle. Who’s going to try to escort Trump out in that scenario?

The exchange by Trump and Biden on what each would do on the day of the election and after was undoubtedly the most important exchange of the entire 1st presidential debate. All the rest was irrelevant verbal bombast, appeals to identity politics, and personality clash. Viewers of the debate learned nothing about how America might extract itself from its intensifying multiple crises. What they learned is that a political crisis may be coming, the likes of which haven’t been seen in America since 1860.

About the Author

jack rasmus web1 3Dr. Rasmus is author of the January 2020 published book, The Scourge of Neoliberalism: US Economic Policy from Reagan to Trump, Clarity Press. He blogs at jackrasmus.com and hosts the Alternative Visions radio show on the Progressive Radio Network. His twitter handle is @drjackrasmus.

Top five best ways to make money through online betting sites

Online betting is hugely popular all over the world, and the range of bookmakers that now offer sports betting odds and casino games is constantly growing.

Many betting site users play for fun and don’t worry too much about profit and loss, but on the flip side, lots of bettors take their wagers seriously, with some even taking the plunge and doing it full-time.

It is very difficult to turn over a long-term profit through online betting, and given the variance that happens in sports, nothing is ever a guarantee. But if you are looking to become more skilled at sports betting, the below five tips are a great place to start.

 

1. Focus on skill rather than luck

Casino games are undeniably fun, and if you play online slots with big jackpots there is of course the opportunity to earn big payouts, but ultimately this is not the best way to make money through betting sites as you cannot overcome the house edge.

There are also a number of sports betting markets that are more luck-based than skill-based, and you want to avoid these. For example, you can bet on who will win the toss in cricket matches, and whether there will be an odd or even number of points scored in a frame of snooker.

You are simply leaving too much to chance in these situations, and there are far more efficient ways to find value.

 

2. Know your sport inside out

Just because there are 20+ sports listed on betting sites like 888sport, that does not mean you should be betting on all of them. In fact, the more you can focus on one particular sport, or even one league, the better.

Many recreational bettors wager on big events across a range of sports, but advanced punters will hone in on one specific competition, more often than not.

It is also worth being an expert in something that is less mainstream – for example, Polish basketball – as your knowledge may indicate to you that the odds may not be completely accurate. Meanwhile, it is highly unlikely that Premier League or NFL odds will be wide of the mark.

 

3. Shop around for the best odds

Regardless of your opinion on how a match will play out, the odds are the only thing that should dictate whether or not you bet on it. It should only be a bet if you genuinely think you are getting good value.

For various markets, there may be some difference between the odds across different betting sites. This is why it is crucial to look for the best price, rather than just settling for whatever you can see on the betting site you are logged into.

Be sure to compare odds across a selection of bookmakers. It is hard enough to win bets as it is, so you want to be paid out properly when you do manage it.

 

4. Claim betting offers

The vast majority of online bookmakers have betting offers and free bet promotions for users to take advantage of, and many of them are well worth a look.

Betting sign up offers can be very lucrative, and often come in the form of free bets of a deposit bonus. Existing customer promotions are also excellent, as you can get free bets, enhanced odds, and more.

Keep an eye on the promotions section of the betting sites you are registered with, and make sure you have opted into anything that could be beneficial.

 

5. Maintain your discipline

This is a vaguer suggestion, but discipline is so important in online betting. If you go on a winning run, don’t start upping the stakes. Likewise, if you lose a few bets, don’t go chasing that money by placing silly wagers.

Some punters like to keep track of all of their bets through a spreadsheet, and this might not be a bad idea if it helps you see what you are doing well and where you may be going wrong.

Setting a bankroll is also smart, and it is suggested that your stakes are somewhere between 1-3% of your bankroll, unless you are placing lots of bets every day, in which case you should reduce the stakes.

Why a charitable mindset can pay off for a business?

Having a good reputation can have a massive impact on success and access to the best opportunities so, if it carries a bad reputation the damage can be significant. A great reputation will open doors to fantastic opportunities and unhindered access to your ideal client base. Check ideas for more charitable approaches that can pay off for your business’ success.

 

Why a charitable mindset can pay off for a business?

There are many reasons as to why a charitable mindset can pay off for a business.

First, giveaways and contests are considered as a form of charity. With that comes a lot of benefits. It helps to promote the business with more visibility. Customers always love to receive freebies so having a giveaway or a contest will engage them. This will simultaneously grow your network as it is likely to attract new customers which also generates leads as they give emails. By running these events you are showing your appreciation to your customers.

Second, many businesses who give to charities can pay off for a business. It builds a more generous, and positive workplace environment. This shines a positive light on your brand which can attract more customers. Also, by donating money to the charity you get incentives from the government. These include tax reduction, which can be essential in paying off for a business.

Last, competitions on the social media are a great way to build your following and grow your brand awareness by creating excitement. Trust is built between your competitions’ followers of and the brand. This is because there will interaction with them that they see immediately, hence developing trust.

 

Why reputation is important?

Reputation is very important for any business as it give access to more business opportunities, a better selection of prospective employee, higher company value and lower marketing costs. But most important it can also it can influence the opinions on the company’s product or service.

A good reputation creates trust; customers are much more willing and ready to buy from a business. Having a good reputation not only commands the customers’ trust but also influences buyers. This helps to improve the trust in the actions of your business. It eliminates any doubts about a product or service when customers purchase from you so, they don’t have to think twice about their decisions as they think high of the brand.

Also, customer will be more willing to share more and valuable information about their needs. So, reputation influences not just trust but a positive purchase intention as well as leads.

A good reputation can also influence the influencers. They have the power to affect persons way of thinking and decision making as they are the opinion leaders. This means that if your business has a good reputation, the influencers will think more of you and hence the followers of these influencers would become confirmed buyers of your products or services creating a ripple effect.

 

Charitable action’s attributes
Giveaways and Contests

Most of the time giveaways and contests are cost and time efficient. This is because the only cost is the prize so when it’s successful it covers the cost. 

Giveaways and contests have a lot of benefits. Some of them are; increase website traffic, increase brand reputation, build your email list and gather user generated content. However, there are some disadvantages such as inactive followers and undervaluing your products. Overall, the advantages do outweigh disadvantages. This is because the problems stated above can be easily fixed with rules and terms and conditions.

Other places such as social media companies and influencers can be charitable and do giveaways. As they can offer their services if they don’t sell products, customers just need something interesting and valuable.

 

Conclusion

By adopting a charitable mindset so giving to an actual charity or running giveaways or competitions will pay off for your business’ success. These actions have many benefits to them and a great tool for brand awareness when its successful and is done right.

It can come across and be associated with some high short-term cost, but it’ll pay off in the long term as the reputation of the business grows and the benefits of these actions will become more noticeable in the long-term.

How to File a Personal Injury Claim With or Without a Lawyer

While filing a personal injury claim without legal guidance may seem like a daunting task, completing the necessary paperwork without a personal injury attorney’s expertise still lies within the realm of possibility. Unfortunately, filing a claim without a lawyer’s advice isn’t the wisest choice for every accident victim. After sustaining an injury that requires multiple hospital visits, you may need to recruit the expertise of a competent attorney like Schwartzapfel Lawyers to recover treatment costs in full.

Want more insight about when to contact a personal injury lawyer? Read this article.

If you identify as a self-sufficient individual, you may derive satisfaction from doing things yourself. Whether it’s yard maintenance, plumbing, or legal matters, many prefer to complete tasks themselves rather than paying an expert. With attorney fees on a seemingly perpetual rise, it can be tempting to adopt the DIY approach for every to-do list item that arises. Many injury victims have posed the question: Can you apply the same DIY mentality to litigation?

Even if you’ve never fought firsthand in one of these dreaded legal battles, you know how costly lawyers’ fees can be. The prospect of seeing only 70% or less of your compensatory payments can be very disheartening. However, is it the best idea to file a personal injury claim without a lawyer’s insight, given all that could go wrong when up against huge insurance companies in court? For those set on filing themselves, be sure to follow the steps below to a tee.

 

Take photos of the damage

Whether it be an injury inflicted on your physical body or property damage, it’s crucial to take a considerable amount of photos. You never know when it may be necessary to present a judge with photo evidence during your court hearing.

The first thing a personal injury lawyer will tell you upon hiring is to document the accident scene with photo and video evidence. With these kinds of cases, the proof is in the damage left behind through negligence, fraud, or malpractice. If you’re physically capable, visit the scene and contact witnesses to gather more details.

 

Seek medical treatment

We all know how difficult it can be to find affordable medical care, especially on the job site. Even if you don’t experience any immediate symptoms, consulting with a medical professional could be the difference between winning or losing your personal injury case.

Just because you don’t feel pain right now doesn’t mean that you won’t later on. Many conditions present with delayed symptoms. The same logic applies to property damage repairs. For example, a broken roof can cause mold infestations in the future, even if it doesn’t negatively affect your life immediately following the incident.

Aside from preserving your physical health, there are other benefits of contacting medical professionals shortly after the accident. For one, it’s a vital step in scoring a favorable ruling. Any competent defending party will argue that the accident in question must not have been severe because you didn’t immediately seek treatment. In simple terms, immediate medical treatment indicates the severity of the injury.

 

Filing a claim

The first step in filing your claim is informing all the individuals you hold responsible that you plan to file a claim, including the individual parties and their insurance providers. This step can help speed up the process of getting your claim settled.

Most entities will recognize the bad publicity and financial damage that a court case can cause and decide to settle in response. Reaching out to these responsible parties works to demonstrate that these injuries were severe enough to call for drastic action on your part; not just a scheme to get undeserved compensation for a minor incident.

 

Collect medical records and review the details of your injuries

After informing the negligent parties in question, it’s time to review the details of your injury. Upon receiving the medical treatment you need, you’ll need to collect as many medical records as you can and familiarize yourself with the full extent of the bodily damage caused by the defendants.

As a next step, inquire about what medical treatment you’ll need going forward and collect invoices and records of lost wages. This documentation will all come in handy in court.

 

Try to agree on a settlement

You have the right to demand compensation from an insurance company or negligent party before or after filing a suit.

As the claimant, you’ll need to determine how much you’re willing to accept in damages. The chances are that the respondent (those who must pay the damages) will have a different figure in mind. The negotiation process for a personal injury claim is no different than any other kind of negotiation.

During this process, the opposing parties will exchange possible amounts deemed appropriate until a compromise is reached.

What if both parties can’t reach a compromise? In these cases, the courts will have to step in and intervene. If the case continues to trial, it’s the judge who will ultimately decide an outcome after hearing both sides’ arguments. Sometimes, the case may even see a jury. If you’re interested in learning more information about how to get the most from your claim, read through this article.

 

In summary

Keep in mind that the law dictates how long one can wait to sue for personal injuries. If you fail to meet this deadline, you can never file again for the same injury. With this stipulation in mind, you’ll need to act fast. While it can be overwhelming to balance your medical treatment and your legal responsibilities, it will be well worth the effort expended.

Opening an Italian Branch of your international company: steps to consider

Opening new branches across different destinations makes a lot of sense for many business owners. If you have business activities in different locations across the globe, your presence there could be vital, and provide a number of advantages for your company.

Not only could opening a branch in the likes of Italy allow you to open up new avenues of sales, acquire better quality or cheaper resources, and expand into new, up-and-coming markets, but it could also enable you to work more closely with business partners and clients, and allow you to gain an insight into local industry knowledge.

While the Italian market is receptive to international brands and businesses, when you open a branch there, you may face challenges including legal and tax issues, permission, hiring and Italian bureaucracy. So, how should you go about opening an international branch to benefit your business? And what might you need to know about the process?

 

How should you go about opening an international branch of your business?

Before opening your new branch, you will need to ask yourself the questions: What are the formalities regarding Italian branches? How do I go about registering it? What documents will I need? Will I need to have a registered address? What accounting requirements are a necessity?

When it comes to registering your branch, you will need to provide documents that contain important information about the company, as well as its representatives.

These documents include:

  • A certificate of incorporation
  • A parent company’s registration certificate
  • Contact details of the company’s employees, such as the directors and secretaries
  • Memorandum and articles of association

When you hand them over, you will also need to make sure that they are translated into Italian.

It’s also important to remember that the foreign parent company will be responsible for all liabilities of the Italian branch. You will need to ensure that you have a registered office for the branch, and that it must also have a legal representative. After the branch has been registered, you must also be able to show the likes of the legal classification of the company and the place of registration of the branch, along with its registration number.

Working with experts along the way can help to determine the best opening for your branch in Italy. The likes of RSM help to provide companies with the best economic strategies based on geographical analysis and market activities in Italy. Plus, they will stay informed of international trends and developments, and keep you up to date on how these will impact your business. Make sure that when you’re faced with complex issues, you get help from experts.

 

How could opening up a branch internationally be a benefit for your business?

Expanding your business abroad to the likes of Italy will also expand your business’ visibility. This exposure could help to positively influence your company’s profits. With access to a new and sophisticated market, you will have the ability to target new consumers, and generate greater revenue.

The new branch office will have the right to conduct business activities independently, helping you gain more credibility worldwide. If, in the event that you need to close it down again, it will be a lot more simple to wind this branch down.

 

What are the major economic and business cities to target in Italy?

From Milan to Rome to Naples, Italy boasts a number of cities that would be ideal to set up a branch in. In Milan, for example, 81% of its population believe that the city should be seen as an economic role model to emulate. With an economy that is centred on design, tech, and finance, it’s become an extremely popular place to both live and work.

Before you go about setting up your new branch, it’s essential that you take the above into consideration.



Top 4 Reasons to Appoint a Personal Injury Lawyer in Tacoma

Do you really need to hire a personal injury lawyer in Tacoma? Let us explore the reason that suggest hiring a personal injury attorney in Tacoma is the right thing to do.

 

Reason #1: Get a Favorable Outcome

A personal injury lawyer in Tacoma cannot guarantee that you will win the case, but the lawyer will certainly try to get you a favorable outcome. In cases involving emotional trauma, substantial injuries, or wrongful deaths, utilizing services of an experienced, knowledgeable, and diligent lawyer becomes important.

In a recent study it was found that clients benefit when they get legal representation. It was found that legally represented parties were able to obtain favorable outcome compared to those who were not represented by a lawyer.

Other similar studies show that:

  • In a survey that analyzed personal injury plaintiffs it was found that people who were represented by a personal injury attorney in Tacoma had higher chances of receiving a payment compared to people who did not appoint an attorney.
  • A similar study for injury claims related to auto insurance showed that plaintiffs were able to get higher amounts for damage recovery.
  • Lastly, studies reveal that after a crash if victims hire a personal injury attorney in Tacoma then the average payment they receive is more than people who try to represent themselves (pro se claimants). In addition, the payment they received was enough to offset the expenditure on lawyer fees.

 

Reason #2: Navigate Intricacies of the Lawsuit

As a layman if you go to court as a pro se claimant and even make a plausible argument, there are very less chances that you will be able to understand complete scope of the litigation, tools that are available to lawyers during litigation, and the involved complexities of any litigation procedure.

Additionally, it is unlikely that the defense attorney or the judge will pay much importance to you as a pro se claimant.

Moreover, even when you are not interested in going to trial, hiring a competent lawyer will help you get a fair settlement. Personal injury attorney in Tacoma will also help you overcome the stress of a lawsuit and keep you update on how the case is progressing.

If you do not appoint a lawyer then it will be your own responsibility to make sure that all the proof burdens are satisfied, procedural aspects are followed, and damages incurred are accurately analyzed as well as calculated. In addition, you will have to ensure that every task is executed in right manner and in a timely fashion as per laws of the jurisdiction.

 

Reason #3: Easily Bear the Expenditure

It is possible that you are not in a position to hire injury attorneys in Tacoma due to the associated cost in the form of attorney fees. However, there is an option available known as contingency fee basis.

This means that you will not have to pay any upfront attorney fees. But, you will have to bear other expenses such as filing fees, court expenditure, compensation for expert witness, etc., irrespective of the outcome of the case. The benefit of contingency fee basis is that lawyer fees is to be paid only when you get a decision in your favor. Injury attorneys in Tacoma take their fees from total amount of damage that the court awards.

Oftentimes, courts may well order defendants pay for lawyer fees of the plaintiff. This helps a personal injury attorney in Tacoma incentivitize his selection of a lawsuit based on merit instead of claimant’s ability to pay.

 

Reason #4: Abide by Statute of Limitations

Statute of Limitations explain the maximum time period allowed from when the accident occurred to start the legal process of filing the claim. In case this deadline is missed, you will not be able to recover anything related to damages you have incurred.

The advantage of appointing a knowledgeable personal injury lawyer in Tacoma is that the lawyer will be fully aware of all the deadlines you have to abide by and guide you in the right direction so that you do not miss any of those deadlines. This way it will become easier for you to file all the required documents and increase the chances of getting the compensation you deserve.

In addition, the lawyer will be aware of procedures to follow while your claim is being investigated. For instance, lawyer can take care of paperwork to be completed, schedule damage inspection, and manage other complex details. Managing everything on your own can thus turn out to be an overwhelming endeavor, where mistakes can easily happen.

 

Conclusion

From above details it is quite clear that if you want to file a person injury lawsuit then appointing an experienced personal injury lawyer in Tacoma is the right thing to do. Whalley Law Group can guide you in the right direction when you are planning to file a lawsuit.

All you will have to do is contact us on our helpline number and our experts will try to fully understand the details so that they can guide you on the best possible action, which will help you get the right compensation.

5 Ways to Keep Your Factory Running Smoothly

When it comes to keeping your factory running smoothly, everyone knows that time is money.

Modern manufacturing units work with thousands of movable and immovable parts and systems. We are talking about engineering units that have the ability to produce thousands of products every single day! There are several different types of factory machines that require regular maintenance and servicing to keep them working at their efficient best. While you might think that looking after machines and parts is easy, the reality is far from different. 

Any downtime leads to your bottom line taking a direct hit, and the longer the downtime is the harder the hit will be. If your machines fail, your workers sit around with nothing to do and if the downtime lasts for an extended period of time, your factory will fall behind on orders. To avoid that stressful scenario, here are 5 ways to prevent that from happening.

 

1. Preventative Maintenance

Prevention is always better than cure. You would be surprised at how many factories do not do preventative maintenance on their machines and equipment. Rather than waiting for breakdowns and downtime, strategically plan for essential maintenance to be done beforehand to prevent unnecessary headaches. This is especially true for older machines and equipment that do not function as well as they did when they were brand new. Have a dedicated computer or server running Programmable Logic Control which monitors all aspects of your machines functioning and reports on any issues that may occur.

 

2. Know When To Call For Help

As unexciting at it is to run into problems with your machinery or equipment, it is even less exciting than trying to fix problems without the required experience or expertise. More often than not, cheaper fixes lead to costlier issues down the line. Find the right team to hire, or the right contractor to call in, for when things go pear-shaped. Rest assured, whatever your problem may be, the professionals have seen and fixed something similar before. This approach will save you both time and money as well as ensure the effectiveness of your supply chain in these unprecedented times.

 

3. Do Not Skimp On Parts

Unfortunately, as with all things in life, accidents happen and things break. Learn to find the right part for the job and not a cheaper knockoff. A well-running machine can lower your costs by reducing downtime and breakdown repair charges. There are ways to save on your running costs without skimping on quality, like buying the right diesel for your generator. Check the latest red diesel prices to stay updated on your expenses. Often with daily running costs, buying in bulk will save you money and ensure you have adequate supplies to keep your operation running like a well-oiled machine. Literally.

 

4. Focus On Safety

Whilst accidents are a part of life, employing a risk-adjusted model for your factory production lines will go a long way in reducing the number of accidents that occur annually. Keeping your staff and machinery safe is a wise choice for any factory owner or manager.

 

5. Effective Management

Unless you have a fully automated factory with no employees, you need to ensure your management team are properly skilled and trained for their daily tasks. Send them for regular training to keep their skillsets and knowledge bases up to date and relevant to the current time. Your managers need to project confidence to your workforce, which increases productivity and simultaneously decreases the number of mistakes that are made.

How to Correctly Apply for a Personal Loan

Online applications for personal loans from banks are the norm in modern customer service. Often, a virtual appeal does not exempt from the need to visit the office and provide the original documents. But there are banks focused on remote service as well. In this regard, filling out the payday loans online providing all the necessary information is a great weight of the success in obtaining approval.

 

Safe and Convenient Procedure for Submitting An Online Application

An online application is a convenient channel for selling financial products. It is used by all major banks and regional market representatives. The effectiveness of telecommuting is high and has benefits for both the lender and the client. The first reduces financial costs and the load on their offices, the second, saves time on visiting bank branches.

Debit cards, credit cards are financial products on which banks accept online application forms. Less commonly, you can come across an offer to apply online for a mortgage or car loan.

 

Online Application Security of Personal Loans

When contacting the bank through the online service, the client transmits personal data to start processing. Naturally, the question arises as to how safe this process is.

Banks themselves are interested in protecting the client. Therefore, they use encryption of the transmitted information. It suggests the usage of the SSL (Secure Sockets Layer) protocol. This technique prevents data interception and controls secure communication with the online banking server. When you apply for personal loans online, your browser must have a secure connection icon.

The applicant must also be careful:

  • Secure Internet access;
  • Do not transfer personal data to third parties;
  • Make sure that the questionnaire is filled out on the official website of the bank but not a fraudulent clone.

Subject to these rules, you can proceed with filling out the online application for personal loans.

 

Applying for Personal Loans Online

For those using the bank’s products, a simplified procedure is provided. The data on the potential borrower is already in the database and has been previously verified. As a rule, the online application for personal loans is filled out through Internet banking.

Do you need some financial assistance? PaydayDaze is able to accommodate customers with a wide variety of credit histories by providing a variety of loan options, in addition to providing rapid requests and fast outcomes.

 

Places of Obtaining Personal Loans

In the case of delivery, the application will be extended, providing the maximum amount of information. The client has to visit the office where they offered to fill out a shortened application form for personal loans.

 

Duration of the Procedure

The application procedure itself is simple and, in most cases, takes a few minutes. The applicant must fill in the fields of the questionnaire, check the correctness of the entered data, and send it for consideration. Some banks motivate a potential borrower by showing a counter of the application approval. The more information is entered, the higher the chances of a positive decision.

The submitted application is reviewed by the bank. This can take from 1-2 hours to 1-2 days. As a result, the bank can call the applicant to clarify additional or already submitted information. Only then they will make a decision either to invite the lender to the office for registration or refuse. The client will be notified of the decision in several ways:

  • in a personal account;
  • by phone;
  • by SMS;
  • by e-mail.

What Does a Lender Need to Indicate in the Application?

The amount of data provided in the online application for personal loans depends on its type. For a simplified form, these are at least:

  • Full name;
  • Region of residence and branch to which the client plans to contact;
  • Desired loan or credit card;
  • The amount, loan term;
  • Telephone number.

This information is enough for the bank to call back and continue processing by telephone.

The extended form will display much more information about the customer. The following information may add:

  • Age, gender;
  • Registration / residence address;
  • Passport details.

Information about the employer:

  • Place of work;
  • Phones
  • Length of service.

Data on income:

  • Wages, pensions, other sources;
  • The presence of property (apartments, cars).

Financial burden:

  • Active loans or borrowings from other organizations.
  • Dependents, minor children;
  • Marital status;
  • Education.

Furthermore, the applicant must consent to the processing of personal data and a request to the BCH.

 

How Do the Bank Check Online Applications for Personal Loans?

If the application does not require a visit to the bank, then the client will be checked by scoring. This is a special software package that uses statistical methods to evaluate the borrower. The result is compared with the required values. If clients fall under the norm, then they get approval for a personal online application.

The Most Easy-To-Understand Slot Games

The Goonies

Slot machines are the simplest of all casino games with a gameplay that is usually straightforward. In nearly all pokies, players are only required to choose a stake before proceeding to spin the reels. Nonetheless, some games come with less complicated elements in their design, payouts, and bonuses that make them easier to understand than others. Here are the most easy-to-understand slots available online:

 

The Goonies

The Goonies is a 2018 release of Blueprint Gaming that focuses on a legendary film by Spielberg. The slot machine sparks interest with exciting animations and soundtracks that decorate the five by three playing grid. The game has twenty play lines with the max bet of 200 pounds per spin. The average RTP rate is 96%. Even though most young players are probably not familiar with the film, it still manages to impress with a winning potential of up to 10,000 times the stake. The Goonies free play slot stands out by being a simple game that includes numerous bonus features, such as:

  •  Mouth’s Lucky Coins
  •  Sloth’s Win Spin
  •  Mikey’s Hidden Treasure
  •  Chunk’s Truffle Shuffle
  •  One-Eyed Willy’s Bonus Boost
  •  Data’s Colossal Symbols

 

Starburst

Starburst is among NetEnt’s most famous slots and has been around since 2012. The slot machine is an all-time classic that has managed to maintain relevance over the years despite its simplicity. The game is often included in casino bonuses and promotions, especially free spins, which keeps its top popularity.

Starburst has a sparkling gem theme as its main attraction, which is set in space. The glowing gems are set on a five by three grid with ten bet lines. With stakes of up to 100 credits, a single round can award up to 50,000. The simplicity spills over to its bonuses, which are carried by the multicoloured wild icon. The character can replace all others, and when it appears, it becomes stacked on the reel and activates a respin. The icon can appear on the three middle reels only, which means up to three respins can be triggered.

 

Book of Dead

Book of Dead is Play’n GO’s imitation of the famous slot Book of Ra by Novomatic. The slot machine, which was launched in 2014, is a popular game in nearly all casinos that support the software developer. The game thrives among players for not only paying homage to the ancient Egyptian theme but also the bonus features. The 96.21% RTP slot sends players on a treasure hunt for wins of up to 250,000 credits using stakes of between 0.01 and 50 credits. Along the way, they can activate free spins with three scatter symbols. Before the freebies start playing, one icon is chosen out of the regular ones and granted expanding abilities.

 

Doom of Dead

Doom of Dead is a spinoff of the Book of Dead slot game by Play’n GO. However, this time, players accompany Rich’s daughter, Cat Wilde, on her adventures uncovering the pharaoh’s tomb to collect the treasures it holds. Even with the thrill of the “Book of” series, the Doom of Dead online slot is still as simple as a slot can be. 

The game includes regular poker face cards in its lineup alongside historically accurate images. Cat is the most valuable icon, paying up to 100 times the line stake. The game also includes the classic free spins with an expanding character, which are activated by three compass scatters. A wild reels bonus is featured as well, which triggers when the Eye of Horus wild covers an entire column and turns into one of the pharaohs.

 

Wolf Gold

The wolf is among the most popular animals in a slot theme, and Wolf Gold is an example in the category. The slot machine is the definition of simple elegance with a Native American theme with earthy tones. The slot game is set on a five-reel playtable cast on an image of rocky cliffs in the background. Aside from the poker face cards, the reels are decorated with animals that are popular in North America, such as bison, horses, eagles, cougars, and wolves. The buttons used for gameplay are clustered at the bottom right corner of the screen for easy access. The game is highlighted by the three progressive jackpots Mini, Major, and Mega. Any of these pots can be won during the Money Respin feature that activates after six or more moon symbols come into view.

 

Cleopatra

Cleopatra was an Egyptian queen well-known not only for her beauty but also for being one of the most witted rulers of the ancient empire. As a slot theme, she has achieved cult status with hundreds of titles in her honour. The most popular of them is IGT’s Cleopatra slot, which was first released in brick and mortar casinos in the late twentieth century. The online version was released in 2012 with an upgraded playtable of five reels and twenty paylines. The pokie maintains a classic feel that pays homage to an ancient video slot era and makes it a classic among classics.

 

Mega Moolah

Mega Moolah slot is one of the simple online games that still give players the chance to land massive winnings. The Microgaming pokie is famous for awarding the largest ever online slot jackpot of more than 17.87 million euros in 2015 to a Betway Casino player. The game has awarded more life-changing amounts, and five of them have been collected in 2020 alone. On average, Mega Moolah awards about four million pounds every nine weeks for the Mega Jackpot, whose seed value is one million pounds. The millionaire maker is based on a simple safari theme that sends players through the African Savannah in search of payouts.

 

Mustang Gold

Mustang Gold is another Pragmatic Play slot in the Gold slot series. The set is based on Native American culture as well, but this time, it focuses on the mustang. Mustang Gold slot is a more recent release than Wolf Gold, which is evident in the crisp imaging used to render it. The five by three navy blue playable lies on the edge of a farm in the middle of the desert. The poker face cards are developed using a metallic finish while the animal and human characters add some colour to the setting. The simple gameplay procedure of other Pragmatic Play slots is featured with bet limits of between 0.25 and 125 credits. The game includes the signature four fixed progressive jackpots found in other Gold slots, and they can be collected in the Jackpot Reveal Bonus Game.

 

Legacy of Dead

Legacy of Dead online slot is another addition to the “Book of” series that is ever-expanding. This time, players get to explore a dimly lit chamber that holds five reels and ten play lines. The game awards as much as 5,000 times the placed wager. A combo of five Tutankhamun symbols awards the maximum win for a single combo, which is 500 times the line bet. The game also has a wild scatter character that activates the freebies for landing three to five of them.

 

Verdict

Nearly all slots are easy to understand when one takes time to explore the gameplay procedure and awarded payouts. Explore various options using demo slot games before heading on to the real money versions.

Tradelax.com Review

The modern financial economy has already exceeded the size of the real economy 4 times, and it is projected to continue growing steadily. If you are looking for significant profits within a short period, the financial industry, particularly the stock market, is a proper place to search. Trading stocks, futures, and foreign currencies can become a sustainable source of income if you choose a reliable platform. Fortunately, modern technologies allow you to trade from the comfort of your own home, which significantly simplifies the whole process. Tradelax is a decent choice for any trader, no matter how much experience one possesses. 

 

Benefits Offered to Tradelax Clients

A Tradelax review should begin with describing the registration procedure, which makes the company’s platform stand out from similar offerings. To create an account with Tradelax, you only need to provide the most important details, including the name, email, country of residence, mobile phone number, and preferred currency. Registering with Tradelax wouldn’t take more than several minutes of your time. In addition, an account can be set up absolutely free of charge. To register a new profile or review what the company has to offer, check out https://www.tradelax.com.

Many inexperienced customers tend to ask the same question: “Is Tradelax a scam?” Well, there is only one definite answer – Tradelax is a perfectly reliable and trustworthy business. The company provides complimentary financial trading, which may vary depending on the type of account you create. A combination of guidance from the company’s experts and a wide array of trading tools allows you to gain your first benefits almost immediately after registration. There are more than 200 financial instruments available to the company’s clients. Tradelax allows you to exchange stocks, forexes, commodities, and indices. 

 

Unique Features of Tradelax Platform

Most Tradelax reviews mention the company’s unique Stock Screener, which is indeed worth discussing. This instrument provides users with an overview of the whole market within one window. The convenient interface of the Screener highlights necessary information without distracting your attention from the important parts. You can also sort out the needed stocks using numerous filters provided by the company. Tradelax also provides customers with a possibility to pick desired stock exchanges and observe a given stock’s performance over a certain period. All prices are updated live; so, you always have access to the most up-to-date information. 

 

Which Account Should I Set up? 

Depending on your experience in the industry and personal needs, you should consider picking one of the following accounts:

  • Starter. It is a perfect option for beginner traders or those clients who aren’t confident in their skills yet. Starter account provides you with a floating spread, personal account manager, and bonus policy, all for a deposit of 250. There are no additional fees or commissions whatsoever. 
  • Advanced. Customers who purchase this account type receive all benefits of the starter option. In addition, an advanced account allows hedging and provides you with access to Tradelex’s educational tools. You’ll also regularly receive emails with market updates. 
  • Expert. Unlike the previous 2 options, expert clients enjoy a fixed spread and get assistance from a senior account manager. Customers who purchase this package are provided with advanced trading from a Tradelex expert. Finally, you’ll be receiving live updates on the most important news impacting the market. 
  • VIP. This package is the best offer from Tradelex as it includes a comprehensive set of services. There’s a negotiable spread, executive account manager ready to assist you at any time, and one-on-one trading option.

 

How Is Tradelax Protecting My Personal Information? 

After reviewing the company’s approach to safety, you get an absolutely clear answer to “Is Tradelax.com a scam?” question. All Tradelax’s servers are encrypted with a 128-bit SSL connection; so, you can transfer your personal information safely. 

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