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Giga Markets.com Leads Way to Financial Stability for Users

Businessmen work with stock market investments using smartphones to analyze trading data.

London, United Kingdom – Financial stability is a fundamental aspect of financial well-being, allowing individuals to navigate their financial lives with confidence and security. Giga Markets.com has positioned itself as a leader in ensuring financial stability for users by creating a platform that prioritizes easy financial processes, long-term security, and seamless access to financial options. The company understands that financial peace of mind is crucial, and by offering well-thought-out financial solutions, it provides users with the necessary tools to maintain stability.

The company has built a framework that ensures users can access financial resources with ease while maintaining the highest level of transparency and accessibility. Giga Markets.com believes in enabling individuals by offering financial solutions that allow them to manage their financial journey efficiently. By prioritizing user security and financial clarity, the company helps individuals make informed financial choices that align with their long-term goals.

A key focus of the platform is to provide individuals with a system that supports steady financial growth without complexities. Users are given access to financial tools that emphasize consistency and reliability, ensuring that their financial decisions are supported by a strong foundation. With an emphasis on simplicity and user accessibility, it continues to enhance the financial experience for individuals looking to maintain stability in their financial planning.

The company takes a proactive approach to ensuring that individuals can engage in financial decision-making with confidence. Giga Markets.com has implemented processes that provide users with a clear roadmap, ensuring that their financial choices are well-informed and arranged for long-term success. By maintaining a strong financial ecosystem, the company supports users in their journey toward financial stability.

Financial security is another pillar of Giga Markets.com’ approach, as the company continuously improves its platform to offer safe and efficient financial experiences. By incorporating modern solutions and ensuring seamless user interactions, it enables users to focus on their financial plans without concerns. The company remains dedicated to creating an environment that upholds trust and reliability.

Users who engage with the platform benefit from a system that is designed to eliminate financial uncertainties. The company’s dedication to structured financial options ensures that individuals have access to well-supported pathways for their financial needs. By fostering financial stability, it helps users build a secure financial future that aligns with their objectives.

Giga Markets.com recognizes that stability is an ongoing process, which is why the company remains committed to enhancing its financial offerings. The company continuously evaluates and updates its platform to ensure that individuals receive the best possible financial experience. By prioritizing efficiency, security, and clarity, it reinforces its position as a trusted financial service provider.

About Giga Markets.com

Giga Markets.com is a company dedicated to simplifying financial experiences while ensuring security, transparency, and long-term financial stability for users. The company provides financial options that enable individuals to navigate financial decision-making with confidence. With a commitment to clarity, accessibility, and security, Giga Markets.com continues to enhance its offerings to enhance user experiences. 

By offering clear financial solutions, the company enables individuals to make informed choices without complexity. Whether users are looking for long-term strategies or reliable financial options, Giga Markets.com remains dedicated to ensuring that every step of the process is straightforward and accessible. This user-centered approach reflects its ongoing commitment to making financial security achievable for everyone. Its focus on providing stable financial solutions reinforces its position as a trusted name in financial services.

Company Details

  • Company Name: Giga Markets
  • Email Address: [email protected]
  • Company Address: 1 Clement’s Inn, London WC2A 2AZ, United Kingdom.
  • Company Website: https://giga-markets.com/
  • Telephone Number: +44 203 758 6838, +1 438 619 7276, +61 2 4875 9455

Terrorism: What Does It Want, What Could It Achieve, and How Can We Stop It?

National Oceanic and Atmospheric Administration (NOAA) photo taken in the days following 9/11.
National Oceanic and Atmospheric Administration (NOAA) photo taken in the days following 9/11. Public Domain

By  Joseph Mazur

Terrorism comes in many diverse forms, from aims of a revolution, to fights for independence, to revenge. “Revenge for what?” we might ask. There have been recent attacks in Iran, Germany, Russia, and the United States, but mostly in African and Central Asian nations that are more vulnerable to large-scale killings and destruction in small cities that have little intelligence protection. Recent data shows that after decades of high numbers of attacks, terrorism is now being somewhat contained. With new high-tech weapons now on the open market, world attack numbers are high, though killings have greatly diminished since the 9/11 attacks in the United States, mostly because world-shared counterterrorism operations have smothered the main agencies of terror. With the unlawful 2025 shrinking of the size of the United States government, in particular the CIA, FBI, and NSA intelligence operations that have held terrorism at bay for two decades, the shrinking numbers of intelligence analysts will offer terrorists a return to bring forth the next catastrophe.

“[G]roups like ISIS have found ways to exploit the circumstances, especially in the Middle East and Africa, to slowly and quietly rebuild. As a result, today we are in yet another transformational phase of the global terrorism landscape, a threat that is more diverse, more complex, and more decentralized.”

— Brett Holmgren, U.S.Assistant
Secretary of State for the Bureau
of Intelligence and Research. [1]

Cautionary definitions: How should terrorism be defined and conceptualized?

“Terrorism” had been a word since the French Revolution, when it implied intimidations, massacres, and executions that terrorized the country. It is a vague French word, “terroriste“, meaning a system supporting political change through violent attacks. In terror, those who were royalists opposed to the revolution were threatened, punished, or sentenced to death. Following the Reign of Terror, a half-century later, the term ascended to connotate the terror methods of revolutionaries in Russia. However, the term was never defined to signify the wide range of underlying facets of terror. The world changed on September 11, 2001, at 8:46 AM EDT, and so did the word “terror.” It now has an I-know-it-when-I-see-it feel that elevates its meaning beyond formal definition. The expression originated with Sir Arthur Conan Doyle’s The Hound of the Baskervilles, when Watson answers the suspect, Mr. Stapleton, referring to art, “I know what is good when I see it.”[2]

Terrorism is political violence for political purposes mostly, but like the words “racist” or “fascist,” we use the term as if we know what it means, but we do not. In the mid-nineteenth century, the dictionary meaning of the word was: An agent or partisan of the revolutionary tribunal during the Reign of Terror in France. Since then, the definition of terrorism is, as Watson said, almost anything we instinctively think it means. But that brings confusion to a word that is so important today, with only a tentative connection to its birth during the French Revolution, a word that begs for clarity. The United States and the European Union define terrorism as “an activity involving violent acts, acts dangerous to human life, intimidation, mass destruction, assassination, or kidnapping.”[3] But when a term is simplified to that extent, we tend to see it in a dullness that makes us believe that we know what it means. Worse, the absence of an air-tight definition gives terrorists an escape route for their acts.

The Girondists by Karl von Piloty (1826 – 1886). Reign of Terror during the French Revolution.
The Girondists by Karl von Piloty (1826 – 1886). Reign of Terror during the French Revolution.
Public Domain

The United Nations Resolution 1566 (2004) refers to “terrorism” as:

… criminal acts, including against civilians, committed with intent to cause death or serious bodily injury, or taking of hostages, with the purpose to provoke a state of terror in the general public or in a group of persons or particular persons, intimidate a population or compel a government or an international organization to do or to abstain from doing any act, which constitute offences within the scope of and as defined in the international conventions and protocols relating to terrorism, are under no circumstances justifiable by considerations of a political, philosophical, ideological, racial, ethnic, religious or other similar nature, and calls upon all States to prevent such acts and, if not prevented, to ensure that such acts are punished by penalties consistent with their grave nature.[4]

We know that murder, kidnapping, arson, hostage-taking, and promoting public fear must be part of whatever definition surfaces, yet, as late as 2021, many delegates of the UN disagree on how to finalize a comprehensive convention on the matter and develop a global response to a threat that has yet to be defined, particularly when identifying state-sponsored actions.

In 1999, the International Convention for the Suppression of Terrorist Bombings (ICSFT) defined many terms associated with terrorism: aircraft hijacking, aviation sabotage, endangerment to maritime navigation, violence at airports, kidnapping of diplomats, stealing nuclear material, hostage-taking, terrorist bombings (whatever that means), funding terrorist acts, and using an aircraft as a weapon. That UN Convention has no voted definition of terrorism: “[d]espite multiple resolutions and international conventions, the UN has, for the moment, resigned itself to the fact that it is impossible to reach agreement on a common definition.”[5]

With multiple resolutions and international conventions, the UN has tried to find agreements on a universal definition, finding the problem interminable.

Why is there no international agreement on the definition of terrorism? The UK Terrorism Act based on MI5 intelligence went into effect in 2000, was amended in 2006 and 2009, and has not been amended since. In the United States, the FBI defines terrorism through terms that involve previously established criminal laws involving violence against persons or property and intimidation against civilians or the government. The EU has the most concise definition: criminal acts intended to intimidate the population, compel a government to execute or abstain from performing any action, or destroy the fundamental political constitution, economic or social structures. Strangely, EU law mentions neither the word “violence” nor its synonyms. The UN, however, has an exhaustive list of acts that changes occasionally, intending to bring members together for a comprehensive move on terrorism. “[T]he states members of the United Nations solemnly reaffirm their unequivocal condemnation of all acts, methods and practices of terrorism as criminal and unjustifiable, wherever and by whomever committed, including those which jeopardize the friendly relations among States and peoples and threaten the territorial integrity of States.”[6]

None of these definitions of terrorism distinguish between political resistance and revengeful anger over a style of religion or life. We have treaties, UN resolutions, and law opinions, but those policies, practices, and agreements are open to legal challenges without a universal and comprehensive definition of criminal offenses. Some UN member states express the definition with hesitance by arguing that international law is already in place to handle war crimes.[7] Definitions have problems when they include statements such as the Security Council Resolution 1373, which labels terrorism as “criminal acts against civilians with intent to cause death or serious bodily injury … with the purpose to provoke a state of terror in the general public or a group of persons.” That inclusion forwards two issues: one confuses treaty law with domestic law (with no prevailing rule), thereby hitting inconsistencies between military and domestic laws, and another uses the circular phrase “state of terror,” which confuses the meaning of the word “terror.” And where does the word “intent” come in? Nowhere. With multiple resolutions and international conventions, the UN has tried to find agreements on a universal definition, finding the problem interminable.[8] So far, the most comprehensive UN definition can be bulleted in three sentences:

  • Requires parties to take steps to prevent and counteract the financing of terrorists, whether direct or indirect, through groups claiming to have charitable, social or cultural goals or which also engage in illicit activities such as drug trafficking or gun running.
  • Commits states to hold those who finance terrorism criminally, civilly or administratively liable for such acts.
  • Provides for the identification, freezing and seizure of funds allocated for terrorist activities, as well as for the sharing of the forfeited funds with other states on a case-by-case basis. Bank secrecy is no longer adequate justification for refusing to cooperate.

From that all-inclusive bulleted list above, Alex Schmid, Director of the Terrorism Research Initiative, who edited The Routledge Handbook of Terrorism Research, is correct for this instance in saying that “definitions generally tend to reflect the political interests and moral judgment (or lack thereof) of those who do the defining.”[9],[10] In the absence of universal definitions, and in the shallow depth of what that term means, we have a hampered and confused model for processing violations of military, domestic, and human rights laws and counterterrorism endeavors. Moreover, the ambiguity brings into play the Latin precept nullum crimen sine lege (no crime without law). In other words, a group or person committing what we – the “we” meaning those of us who are confused about the meaning – understand to be allegedly a criminal act turns out to be inapplicable in criminal law, because terms are too vague to reach a verdict under the regulating legal standard of proof axiom requiring evidence beyond a reasonable doubt.

An example to ponder is the new United States executive order designating illegal Latin American drug cartels and anyone aiding them as foreign terrorist organizations. So, the broad mix of national and international attempts to legally define the term “terrorism” brings with it confusion in international cooperation. According to Schmid, there are at least 250 definitions of terrorism listed in an appendix of his book.[11] Though published in 2011, that book gives us the most up-to-date information on why it is so difficult to have an agreed-upon definition of terrorism. With no absolute definition, the perpetration of a criminal act involving transnational terrorism avoids punishment from UN international courts. To tackle terrorism, we must have a global consensus of narrowed definition. We are not there yet!

What do terrorists want?

Hamas’s original objective was to liberate historic Palestine, meaning all of Israel and Gaza. Now, a modified aim is to create a Palestinian state that includes territory captured by Israel in the 1967 Six-Day War. But Hamas is a proxy war group supported by Iran, which is also designated by Western countries to be a state sponsor of terrorism. Iran’s position has always been to lead Palestinian resistance and reject any permanent partition of Mandatory Palestine.

Jama’at Nusrat al-Islam wal-Muslimin (Group for the Support of Islam and Muslims, JNIM) is an offshoot of Al-Qaeda in Islamic Maghreb North Africa and a Salafi jihadist group highly active in Burkina Faso and Niger. With little popular support, it seeks to replace the entire region of established state authority with Sharia law.[12]

Chart 1. JNIM-ISGS war predecessor groups.

JNIM-ISGS war predecessor groups.
Source: Jebiguess
Wikipedia Creative Commons Attribution 4.0 International license.

Al-Shabaab (Party of Youth) is considered a terrorist organization, but by what definition? It pledged loyalty to al-Qaeda, though technically it is a Sunni Islamic guerrilla group operating in East Africa that grew from being a military wing of the Islamic Courts Union, a legal Mogadishu armed resistance force against the 2006 Ethiopian invasion and occupation of Somalia. It had international support, as well as encouragement from Somalians and recruitment from Western countries. Its tactics follow a terroristic jihadist ideology, but because of terror’s all-inclusive definition, this resistance army is considered a terrorist organization. What does it want? To bring back Salafism, though their primary goal is to establish a stable Islamic state for Somalia.[13]

From its founding, the ISIS goal is to have an Islamic state of its own.

As Brett Holmgren said in the epigraph, “Groups like ISIS have found ways to exploit the circumstances, especially in the Middle East and Africa, to slowly and quietly rebuild. As a result, today we are in yet another transformational phase of the global terrorism landscape, a threat that is more diverse, more complex, and more decentralized.”[14]

Al-Qaeda, the best known of extremist fighters because of the 9/11 attacks, is an extremist group that regards any state as infidel if it does not follow its interpretation of Islam. Moreover, it fights for a pan-Islamic califate for the Muslim world. It and its many affiliated groups consider any state that supports other infidel governments or institutions to be fair game for violence, principally Saudi Arabia, Egypt, Israel, and the United Nations. It was once the largest militant terrorist network. However, since the 9/11 attack on the United States, intelligence agencies around the world have been sweepingly monitoring Al-Qaeda’s activities such that, though still a threat, it has a diminished capability to attack well-developed countries.

Figure 1. Map of main countries, where the international terrorist organization Al-Qaeda has been active.

Map of main countries, where the international terrorist organization Al-Qaeda has been active.
Source: https://www.bbc.co.uk/news/world-13296443
Free Art License

According to the United Nations Security Council Committee, 53 other small groups are considered organizations designated as terrorists. That does not include home-grown individuals who hang on the coat tails of established groups. The number seems high, but that comes from what happens when a definition is broadly stretched.[15] 

What can terrorists achieve?

That question is difficult to answer, partly because those shifty definitions of terrorism put us on a balance board that sways according to how we wish to interpret the word. If we go back centuries, then, yes, many terroristic wars of independence were successful. By fuzzy definitions, George Washington would today be considered a terrorist. Groups that we might call terrorists could also be called freedom fighters. Many of those fighters have made countries independent, and others who call for internal political change were considered terrorists. The African National Congress (ANC) toppling the South African apartheid government is one similar example among many.

Consider the Irish Republican Army (IRA). It has had a complicated existence for 106 years of attempting to unify Ireland and make the island a republic independent from British colonial rule. The UK had designated it to be a terrorist organization. However, even though it used violent tactics to empower its cause, it has been more like a revolutionary paramilitary organization.[16] In its early days, it achieved dominion status for 26 counties, leading to limited independence and later complete independence for southern Ireland. Six remaining counties continue to be part of the United Kingdom. I would say that it is an enormous achievement. Other than the IRA accomplishment mentioned, designated terrorists, not intending to overthrow governments, never come close to their stated goals. Their highest achievement is in recruiting new members.

A similar example of an international threat is the Partiya Karkerên Kurdistan (PKK), a militant organization that the United States, the European Union, and NATO consider to be a terrorist organization. It has achieved a few carved-out pieces of territory safe for Kurds, though they still have no homeland state.

One might argue that internal wars have meanings and clear goals based on public opinions in favor of righteous directions for the country. Therefore, though guerrilla or terror tactics are immoral behaviors, revolutionary armed behaviors fall into a different category of crimes against humanity. In August 1975, the Indonesian National Armed Forces violently massacred Timorese civilians. Then, during the decolonization of East Timor in 1999, the Indonesian New Order government invaded and occupied East Timor by genocidally killing between roughly 60,000 and 308,000 civilians.[17] The Timorese Social Democratic Association (ASDT), now a center-left political party in East Timor, was once the Revolutionary Front for an Independent East Timor (Fretilin), an armed group waging a guerrilla resistance against the Indonesian government. It proclaimed itself “the sole representative” of the East Timorese people. And now, it has 19 of the 65 members in the National Parliament. That is a good outcome for a group that was once declared terrorist.

Apart from the IRA, the PKK, and Fretilin, three designated terrorist organizations that are in a different sense “freedom fighters,” it seems that no other terrorist group active in this century has ever achieved any part of its goal. Others, transnational religious groups that aim to control religious practices, had little or no success accomplishing their goals.

Terrorism is war

Using the UN definition and excluding separatists and internal politico-moral reactionaries, terrorism often has no specific justifiable ideologies. It aims to build fear and to “provoke the authorities into using illegal, unconstitutional, and repressive measures and thereby to lose public support.”[18] As for objectives, all we can say when we include the combined 57 groups designated as terrorists is that terrorism’s main aim is to exploit fear, chaos, threats, and public violence to sway citizens in political or religious directions. Laws and rules of war are strategically broken to bewilder government counterterrorism intelligence. Terrorists need publicity, though not necessarily favorable exposure. They exploit the news media and whatever glorifying propaganda they can get from mass and social media to gain positive recognition, though they rarely present their cause. Every attack is used as a glorification to recruit more members. Let’s think of it for what it is: communication to disenfranchised audiences, a cause that seems mystifying to some and resoundingly correct to those audiences that are aligned with difficult life situations. Take, for example, Palestinians who once lived in Gaza and are now enraged by the inhumane circumstances of a ravaging war.

Terrorism is war by another name. It can be a political or emotional act, an individual or collective protest. It is a power tactic for powerless people or groups violently fighting a strong nation-state. The objective is to create fear and possibly to provoke retaliation. Some approach those goals with assassinations of enemies with hopes of gaining media attention and influencing public opinion. But before we get into the deeper reasons for terror, we should understand that terrorism is explained by understandings that divide categorically, partly because all attacks happen for different reasons – economic, political, religious, revenge, or other untamed causes, for example, race, deprivation, or poverty. Those measures have sub-reasons that include separatism, political, religious, and social styles, and criminal (narco-terror) viewpoints. Add insanity and state-sponsored positions and we almost have the whole bundle saying there is no universal oneness to how we think of terrorism. That is part of the definition problem. All we can say is that terrorism is a type of warfare that weakly enables small groups that are angry with more dominant powers to have their grievances recognized. “What are their grievances?” you ask. We do not know, because their ideologies are as free range as their objectives. For some, it is the secession of territory to form an independent state. For others, it could be about the dominance of recourses for an ethnic group, righting the wrongs of economic depravity, or religious fanaticism.

Table 1. Islamist terrorist attacks.

Islamic Terrorist Attacks
Location Date Description Deaths Injuries
Turkey January 28 Church shooting 1 1
Somalia August 2 Beach attacked 50+ 212+
Russia March 22 City Hall attacked 145 551
Russia June 23 Two synagogues attacked 22 45
Oman July 16 Mosque shooting 9 30 – 50
Nigeria September 3 Village massacre 130+ 30+
Mali September 17 Bamako attacked 77+ 255+
Iran January 3 Suicide bombing 103 284
India June 9 Hindu pilgrims attacked 9 14
Burkina Faso August 25 Barsalogho massacre 600+ 300+
Afghanistan May 17 Market attacked 7 7

The graphs speak

Graph 1. Deaths, injuries, and incidents for the 10 highest terrorist attacks.

Deaths, injuries, and incidents for the 10 highest terrorist attacks.

Graph 2. Deaths from five terrorist groups over 15 years.

Deaths from five terrorist groups over 15 years.
Source: Institute for Economics & Peace [19]
Who are the other groups marked in graph 2? The United Nations Security Council Committee tells us there are 58 non-state organizations designated as terrorists and 23 charities with ties to terrorist groups. Deaths-from-terrorism numbers tend to change from year to year. In 2014, 45,576 people died in terrorist attacks, while in 2022, just 7,829.

Graph 3. World deaths from terrorism from 1970 to 2022.

World deaths from terrorism from 1970 to 2022.
Graph created by Joseph Mazur

Figure 2. Number of terrorism attacks worldwide in 2021.[20]

Number of terrorism attacks worldwide in 2021

Counterterrorism and counterintelligence divisions

In my previous article for this magazine, I wrote, “Terrorism is a world issue that cannot be curtailed without understanding that there are, and will always be, large and small groups rightly or wrongly perceiving oppression, opposing political, social styles, or religious beliefs.”[21] That is still true, but wars change things, because destruction feeds revenge, and revenge nourishes radicalization. Before 9/11, aside from the fledgling old social media platform SixDegrees, there was no worldwide facility with instant connection between people sharing independently truthful and freely fabricated information. In this age of social media, extremists have a platform that facilitates recruiting through falsely inspired messaging. The 2025 New Year’s Day truck killings in New Orleans were carried out by Shamsud-Din Jabbar, a domestic terrorist indirectly inspired by the Islamic State of Iraq and ash-Sham (ISIS) to carry out the attack. ISIS uses social media to encourage sympathizers, individually radicalized or group-wise through foreign fighters, to carry out attacks on its behalf. But ISIS, defeated after the Iraq War, is dispersed enough to be limited to rogue states in Africa trying to recruit foreign fighters from anywhere. 

In this age of social media, extremists have a platform that facilitates recruiting through falsely inspired messaging.

This world has a background of terror far earlier than the French Revolution. But terror is different now, with politics shifting to benefit strongmen – yes, they are almost always men – who are in office to help themselves and so look to the future with glances over their shoulders in worries that their steps forward will be harmful to themselves. Their biggest frights are terror acts, sometimes from illegal organizations and other times lone extremists who believe in a cause or who are insane enough to think that death in an act of terror is a comforting salvation. However, terror does not come for strongmen. Two reasons: the constant and tight surveillance tools of their secret service industry, and the deterrents are fierce. China, for example, has over 200 million cameras that identify citizens through facial recognition, and the Skynet system constantly monitors everyone in public spaces. The United States has 85 million cameras in commercial districts of urban areas. Many are used for traffic monitoring but also for crime prevention. Russia’s surveillance is not as sophisticated as China’s. However, with more than 15 million facial recognition cameras actively monitoring social media and using its “cyber-gulag” as a tool of control that tracks and censors its population, it might deter terrorists but also activists engaged in protests. So, the question resulting from this information is: does sophisticated surveillance deter terrorist attacks? Thirty-five people died and 43 were injured in southern China last November. It was an incident of madness, not a planned event connected to a terrorist organization. The last terror attack in China was in 2014 in Yunnan Province, when five terrorists randomly killed 31 people and wounded 143 others. Shannon Tiezzi, Editor-in-Chief at The Diplomat, an Asian affairs magazine, wrote, “The deadly attack in Kunming may forever change the way China thinks about and deals with terrorism.” That was 11 years ago, but recent terrorist attacks have hit the far western region of Xinjiang, with violent random attacks surging “across the country as economic growth stutters, unnerving a public long accustomed to low violent-crime rates and ubiquitous surveillance.”[22] As for Russia, it had its burden of attacks (table 2).

Table 2. Terrorist attacks in Russia from 1999 to 2024.

Terrorist attacks in the Russian Federation
Year Attack Dead Injured Responsibility
1999 Apartment bombings 300 1700 Caucasus Emirate
2013 3 attacks 34 44 Kadarskaya
2014 Grozny bombing 5 12 Opti Mudarov
2015 Metrojet Flight 9268 224 Islamic State Sinai Branch
2017 St. Petersburg Metro 15 45 Akbarjon Djalilov
2019 Multiple attacks 1 0 ISIS
2023 Explosion in St. Petersburg 1 30 Akbarzhon Jalilov
2024 The Crocus City Hall, Moscow 130 100+ ISIS

The rocky future of counterintelligence and the humanitarian cost

How should we count the critical issues that we face that connect to terror and global security? Terrorism is a manifestation of fermenting dissension. Omitting health, forced migration, poverty, and climate change would neglect the roots of those connections. Doing so ignores bases for political unrest, increased fringe group recruitment, and the spread of organized terrorist attacks. Most developed governments have put enormous capital into critical issues and do not ignore the roots of unrest. They share counterterrorism information. That goes for the United States and Russia, a security collaboration network we overlook. So, what happens when government agencies are diminished in bludgeon-gashing speed excused as efficiency routing? The answer depends on the motive, which, in the case of the new United States government, has been secretly brewing at the Heritage Foundation for more than half a century before publishing its intentions through its Mandate for Leadership: The Conservative Promise for two years.

Elon Musk, the world’s richest man (for the moment), has targeted a humanitarian aid agency, the United States Agency for International Development (USAID), for closure. It is a foreign policy mistake that will soon cause immense problems for the United States. Number 1 on the list is terrorism. Humanitarian aid is the number one foreign policy that protects civilians from radical groups that sometimes have legitimate yet illegal complaints. USAID is an independent agency of the United States government with a $44 billion budget, less than two-thirds of 1 per cent of the 2024 United States federal budget ($6.75 trillion), that administers foreign aid and socioeconomic development assistance to underdeveloped countries, some under the threat of brutal internal wars. That aid keeps hungry children alive, improves water management to provide access to clean water in underdeveloped countries, and funds life-saving HIV/AIDS programs in Africa. The agency began with an executive order signed by President John F. Kennedy in 1961. Soon after, the United States Congress passed the Foreign Assistance Act to create an agency to administer economic aid. Why? To help foster better relationships around the world and less antagonism to the United States.

It may be odd to score terrorism attacks on countries, but we have such a grading for statistical accounting. It is called the Global Terrorism Index (GTI). Deaths, injuries, destructions, and hostage-taking numbers are submitted by 163 countries every year. They are weighed and averaged over five-year periods to become indices that tell us something about terror attacks localized by country. Only two countries have an index as high as 8: Burkina Faso and Israel.

Graph 4. Ten highest GTI scores.

GTI Score

The current United States GTI score is 4.141. That is not high compared to the top 10, but also not low for a country with a $101.6 billion intelligence budget.[23] What does that money do for homeland security? The global war on terror that began after the attacks of 9/11 and ended in 2020 cost the United States government more than $5.4 trillion, not including an additional trillion dollars of medical and disability ongoing expenses that will continue for the next 34 years. No matter how the Office of Management and Budget slices it, war is almost 2.5 times the price of peace through either diplomacy and / or generosity to underdeveloped countries that can explode with terrorist attacks, both domestic and international. As GTI indicates, the United States’ score is average, but only because its intelligence arm (which is being quashed under President Donald Trump) has for the past 20 years had a somewhat iron-dome system that protects its citizens within the country from the violence of terrorism that happens to citizens abroad.

Table 3. Non-zero GTI ranked scores for 88 of 164 countries rank above zero. Seventy-five others not on the list are ranked 0.

Non-zero GTI ranked scores for88 of 164 countries rank above zero. Seventy-five others not on the list are ranked 0.
Source: Ranking numbers are from Vision of Humanity [24]
I wrote in previous journal articles about why some governments prefer war to peace. It comes from the tailwinds of weapons development and sales. “There is a hidden truth about that, but you never hear about it: that wars happen partly because of the existence of a profitable weapons industry supported by powerful influence.”[25] That is especially true when oligarchies are involved. Musk, an oligarch by definition, sees a way of seizing a good chunk of national wealth by leading the Department of Government Efficiency (DOGE). With his enormous influence over Trump, he has vaporized USAID, a frightening deed for the United States and the world. President Joe Biden warned about this oligarchy syndicate leadership in his farewell speech before leaving the White House. It is a warning that should be taken seriously by leaders of all countries and ordinary world citizens. The world as we know it is in extraordinary disarray, to say the least. How will it hold together when one person – not a head of state – oversees it all? With DOGE abrasively cutting healthcare and safety departments, people will die.

Reasons why this is so important

It is tough to criticize one’s own country. I must say that I am fortunate to be permitted to write these distressing messages without government interference, and I am proud to be a bimonthly columnist for a magazine that gives me that permission. We still have a few countries left willing to go along with criticisms, but we do not know how long that freedom will last.

We still have a few countries left willing to go along with criticisms, but we do not know how long that freedom will last.

It might be that Musk, the puppet master behind the White House curtains, is an “unelected, unaccountable, out-of-control billionaire” who is interfering with United States government payment systems. He claims to know how to make governing more efficient. Sure, he could do that with his tech businesses, as he always has, to further profits under his addiction to greed, but governments are not commercial businesses. They work best when they are beneficiaries to foreign countries and groups that cannot succeed in their best intentions to assist underdeveloped countries that teeter on brinks of internal strife. Musk’s message is tragically clear: his crew is willing to extract sensitive data and damage the system so heavily that it will be impossible to repair quickly. When Musk’s team fired hundreds of highly skilled employees of the National Nuclear Security Administration, an agency that protects the world from nuclear accidents and secures nuclear weapons that could get into the hands of terror organizations, we worry about how insane governments can become. When Trump signed an executive order on January 25, 2025, saying “that no further United States foreign assistance shall be disbursed in a manner that is not fully aligned with the foreign policy of the President of the United States,” it immediately ended foreign aid programs. [26] He must know what he had unleashed! Despair for the sick and poor people in areas of Africa who are hungry and in need of medicine. Foreign assistance from the United States not only saves lives by preventing malaria and distributing life-saving drugs for many diseases worldwide, but it also shows a humanitarian touch to stop terrorist groups from exploiting attack motives. That hold does not stop attacks, but does diminish excuses because, though “terror” groups commit massive human rights abuses, they generally do consider public support for their ideals and do not want to tread on popular issues, such as UN programs that assist so many of the poor folks they claim to fight for.

When a leader of such a powerful country falls into – to use Volodymyr Zelenskyy’s phrase – “a web of disinformation,” the world falls too. Trump wants the United States to “own” Gaza and create a Middle East Riviera through ethnic cleansing, forcing Palestinians to emigrate to Egypt and / or Jordan. Such statements are well beyond madman theories and over the lunacy border. We cannot laugh at the suggestion. If we do, we will be encouraging almost every terrorist organization to unlock its best cells and unleash whatever terror they can to attack all sides of any countries that bend to Trump’s designs of building Trump towers and spas in Gaza City alongside the Blue Beach Mediterranean Resort. “The United States will take over the Gaza Strip, and we’ll do a job with it, too. We’ll own it,” Trump said during a press conference alongside the Israeli prime minister, Benjamin Netanyahu. “I do see a long-term ownership position, and I see it bringing great stability to that part of the Middle East, and maybe the entire Middle East.”[27] Just imagine how insane such an idea is and how much of a gift it would be to jihadists. After 77 years of Middle East wars involving Palestinian distressful moves, the insanity of kicking 2.1 million Gazans out of their homes would bring justified terrorism violence to the United States from every Arab country that will chant from the Riviera to the sea with every surefire opportunity for terrorist recruiting. What will a Middle East Riviera bring to American security issues? I can tell you: it’s the circle of ferocity. Ethnic cleansing brings anger, anger brings resistance, and resistance brings terrorist recruiting. Doubly displaced Gazans will see the Middle East Riviera as a real estate developer’s profit-making deal. How many of those 2.1 million will be recruited by Hamas?

Graphs 5a and b. Number of terrorist attacks (left) and number of deaths (right) in the United States from 1970 to 2021.

Graph 5
Source: Global Change Data Lab [28]
Graphs 6a and b. Number of world terrorist attacks (left) and number of deaths (right) from 1970 to 2021.

Graph 6
Source: Global Change Data Lab [29]
We see from the graphs 5 and 6 that in the last half-century, terrorism in the United States has diminished by 72 percent, and in the same time span, the world has seen a 122 percent increase. Why does this matter? Perhaps I am wrong, but that Allied shared intelligence has fulfilled its purpose – what all governments must do by social contract – to enforce laws and protections against harm to their peoples. We have much to worry about; however, if we look at countries with shared terrorism intelligence, we find diminishing attacks and deaths from terrorism over the past 50 years. It is too early in the Trump era to say that cuts will jeopardize any CIA, FBI, or National Security Agency (NSA) counterterrorism operations. Those cuts are for people involved in investigating Trump’s criminal actions. However, the combined United States CIA and FBI services employ 59,575 government officials in 2024, including special agents, analysts, language specialists, scientists, and information technology specialists. The NSA employs between 32,000 and 59,000, an approximation because accuracy is classified information. Even a minor dismantling of those agencies could offset the intelligence work that has kept half the world safe in the last few decades.

Table 4. Average number of attacks and deaths from 1970 to 1979 and from 2012 to 2021, comparing the United States and world data.

Area 1979 – 1980 2012 – 2021
Attacks Deaths

Per 100,000

Attacks Deaths

Per 100,000

Percent Change
United States 148 <0.1 52 <0.1 -72%
World 889 40.1 10,875 17.9 +122%

Ripping those agencies apart extinguishes many of the counterterrorism instruments developed since 9/11. Sources and methods that have been keenly collected over the last two decades to give us detection and early warning intelligence and vigilance will be adrift if those agencies become weapons of retribution under political control. With limited warnings, the world could – or do I dare say “will”? – be bleakly ill-prepared for terrorism crises that could result in catastrophes almost anywhere in tangled political hot spots of world-clashing governing styles and ideologies. Without a strong intelligence force of agents constantly surveilling terrorist organizations, indoctrinations, and home-grown cells, terrorism will return with a vengeance we have not seen in the last decade, when the number of attacks in the world averaged over 10,000 a year.

Downsizing government agencies that protect the world may save a few dollars and favor the goal of siphoning out government workers who do not align with regime policies. But an adage, coined before the United States entered WWII by Admiral Harold Stark, chief of naval operations, tells a lifesaving truth about that pound-foolishness: “Dollars cannot buy yesterday.”

The United States now has a head of state saying things that would make invaders of Ukraine blush. As David Frum wrote in The Atlantic, referring to the now infamous belligerent meeting between Zelenskyy and Trump in the White House Oval Office on February 28, 2025, “We’re witnessing the self-sabotage of the United States.”[30], [31] That meeting – a made-for-television setup that boomeranged into a diplomacy embarrassment for the United States – demonstrated a lack of understanding that America benefits from its generosity of foreign aid through a moral basis of doing immense good at slight cost to help the poorer nations provide medicine and save lives. Frum ended his article by saying, “The pro-Trump party exposed its face to the world in the Oval Office today. Nobody who saw that face will ever forget the grotesque sight.”

Watching the event as an American, the scene sickened me with shame for my country.

About the Author

Joseph MazurJoseph Mazur is an Emeritus Professor of Mathematics at Emerson College’s Marlboro Institute for Liberal Arts & Interdisciplinary Studies. He is a recipient of fellowships from the Guggenheim, Bogliasco, and Rockefeller Foundations, and the author of eight acclaimed popular nonfiction books. His latest book is The Clock Mirage: Our Myth of Measured Time (Yale).

Follow his World Financial Review column at https://worldfinancialreview.com/category/columns/understanding-war/. More information about him is at https://www.josephmazur.com/

References

  1. https://www.csis.org/analysis/global-terrorism-landscape-acting-director-national-counterterrorism-center#:~:text=In%20this%20context%20terrorist%20groups,Africa%20reflects%20this%20new%20reality.
  2. Sir Arthur Conan Doyle, The Hound Of The Baskervilles, (New York: McClure, Phillips & Co, 1902) p. 204.
  3. https://www.consilium.europa.eu/en/policies/fight-against-terrorism/#priority
  4. https://www.unodc.org/e4j/en/terrorism/module-4/key-issues/defining-terrorism.html#:~:text=criminal%20acts%2C%20including%20against%20civilians,consistent%20with%20their%20grave%20nature.
  5. Alex Schmid, “Terrorism – The Definitional Problem”, 36 Case W. Res. J. Int’l L. 375 (2004) Available at: https://scholarlycommons.law.case.edu/jil/vol36/iss2/8
  6. https://treaties.un.org/doc/db/Terrorism/english-18-9.pdf
  7. For a UN proposed definition, see: https://en.wikipedia.org/wiki/Comprehensive_Convention_on_International_Terrorism#:~:text=The%20Comprehensive%20Convention%20on%20International,%2C%20arms%2C%20and%20safe%20havens.
  8. Thomas J. Badley, “Defining International Terrorism: A Pragmatic Approach”, 10 TERRORISM AND POLITICAL VIOLENCE 90 (1998).
  9. The Routledge Handbook of Terrorism Research, Alex P. Schmid, ed. (New York: Routledge, 2011) p. 39.
  10. https://www.google.com/books/edition/The_Routledge_Handbook_of_Terrorism_Rese/GiOCWg4f87MC?hl=en&gbpv=1
  11. The Routledge Handbook of Terrorism Research, Alex P. Schmid, ed. (New York: Routledge, 2011) p. 39.
  12. https://www.csis.org/programs/warfare-irregular-threats-and-terrorism-program/jamaat-nasr-al-islam-wal-muslimin-jnim
  13. https://www.tandfonline.com/doi/abs/10.1080/19392206.2010.533071
  14. https://www.csis.org/analysis/global-terrorism-landscape-acting-director-national-counterterrorism-center#:~:text=In%20this%20context%20terrorist%20groups,Africa%20reflects%20this%20new%20reality.
  15. https://www.state.gov/foreign-terrorist-organizations/
  16. Robert White, Out of the Ashes: An Oral History of the Provisional Irish Republican Movement (Newbridge, Ireland: Merrion Press 2017)
  17. https://law.unimelb.edu.au/__data/assets/pdf_file/0003/1680222/Saul.pdf
  18. https://ojp.gov/ncjrs/virtual-library/abstracts/features-modern-terrorism
  19. https://www.economicsandpeace.org/wp-content/uploads/2024/02/GTI-2024-web-290224.pdf
  20. https://ourworldindata.org/the-global-terrorism-database-how-do-researchers-measure-terrorism
  21. THIS IS A PLACEHOLDER FOR A FOOTNOTE THAT WE WILL HAVE A URL FOR WHEN THE PIECE GETS PUBLISHED.
  22. https://thediplomat.com/2014/03/is-the-kunming-knife-attack-chinas-9-11/
  23. https://crsreports.congress.gov/product/pdf/IF/IF10524#:~:text=For%20FY2025%2C%20funding%20requested%20for,and%20$1.6%20billion%20less%20respectively.
  24. https://www.visionofhumanity.org/maps/global-terrorism-index/#/
  25. https://worldfinancialreview.com/why-are-there-so-many-wars-especially-now-an-obscure-brilliance-of-arms-dealing-keeps-wars-coming/
  26. https://www.whitehouse.gov/presidential-actions/2025/02/withdrawing-the-united-states-from-and-ending-funding-to-certain-united-nations-organizations-and-reviewing-united-states-support-to-all-international-organizations/
  27. https://www.theatlantic.com/politics/archive/2025/02/trump-gaza/681574/?utm_campaign=trumps-return&utm_content=20250205&utm_source=newsletter&utm_medium=email&utm_term=Trump%27s+Return
  28. https://www.economicsandpeace.org/wp-content/uploads/2024/02/GTI-2024-web-290224.pdfhttps://ourworldindata.org/the-global-terrorism-database-how-do-researchers-measure-terrorism
  29. https://www.economicsandpeace.org/wp-content/uploads/2024/02/GTI-2024-web-290224.pdf https://ourworldindata.org/the-global-terrorism-database-how-do-researchers-measure-terrorism
  30. https://www.youtube.com/watch?v=z2s2pogllis
  31. https://www.theatlantic.com/politics/archive/2025/02/least-now-we-know-truth-about-trump-and-vance/681872/?utm_campaign=trumps-return&utm_content=20250228&utm_source=newsletter&utm_medium=email&utm_term=Trump%27s+Return

Trump Grants Temporary Auto Tariff Exemption for Mexico and Canada

Tlcan flags

President Donald Trump has granted a one-month exemption on auto tariffs for Mexico and Canada, White House Press Secretary Karoline Leavitt announced Wednesday, offering a temporary concession amid his administration’s push to revamp American manufacturing.

The move follows discussions with major U.S. automakers, including Ford, General Motors, and Stellantis, who warned of potential financial strain. “At the request of the companies associated with USMCA, the president is giving them an exemption for one month so they’re not at an economic disadvantage,” Leavitt said, referring to the U.S.-Mexico-Canada Agreement.

Despite the temporary relief, Trump remains committed to reshoring auto production. “He told them they should get on it, start investing, start moving, shift production here to the United States of America, where they will pay no tariff. That’s the ultimate goal,” Leavitt added.

Automakers responded cautiously. Ford and GM expressed appreciation for the exemption while emphasizing their continued investment in U.S. manufacturing. Meanwhile, Canadian officials, including Ontario Premier Doug Ford, rejected any form of tariffs, insisting on “zero tariffs and no compromises.”

The exemption comes ahead of Trump’s planned announcement of reciprocal tariffs on April 2, which, according to Leavitt, will not include any exemptions. Auto industry leaders warn that without a long-term solution, tariffs could drive up vehicle costs and disrupt North America’s integrated supply chain.

Markets reacted positively, with major automaker stocks surging on the news.

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How to Update Your Company’s Operations

Company's Operations

In today’s rapidly changing business landscape, staying ahead of the competition requires a continuous reevaluation and update of your company’s operations. From integrating cutting-edge technologies to fostering a culture that embraces change, businesses need to adapt to survive and thrive. Whether you’re looking to enhance your company’s efficiency or pivot your operational strategies for future growth, understanding how to effectively update your company’s operations is crucial. Keep reading to discover actionable strategies that can help you stay ahead of the curve.

Embracing Technological Advances for Operational Efficiency

Staying current with technological advancements is essential for any business that wants to maintain operational efficiency. New software, tools, and platforms can streamline various business processes, from accounting to customer service. Investing in the latest technologies not only improves productivity but can also enhance the accuracy and consistency of your work.

One area where technology can make a significant impact is in monitoring and managing company networks. Utilizing network monitoring tools can help detect issues before they become problems, saving both time and resources. These technologies provide real-time insights and analytics, enabling businesses to make data-driven decisions swiftly.

Cloud computing is another innovation that has revolutionized the way companies operate. With cloud services, businesses can easily scale their operations, improve collaboration, and reduce costs associated with IT infrastructure. Accessibility from any location ensures that teams can work effectively, no matter where they are.

Implementing Sustainable Practices for Long-Term Success

Sustainability is no longer just a buzzword; it’s essential for the long-term viability of any business. Implementing sustainable practices can lead to significant cost savings while also bolstering the company’s reputation with consumers who are increasingly valuing eco-friendly businesses.

Reducing waste, conserving energy, and optimizing resource usage are all actions that can contribute to a more sustainable operation. For instance, companies like Plunkett Heating & Air in Augusta GA demonstrate commitment to sustainability by providing energy-efficient solutions to their customers, which in turn reflects positively on their brand image.

Moreover, adopting a sustainable business model can also mean looking into the supply chain and ensuring that all parts of the business align with the company’s environmental ethos. This holistic approach not only ensures compliance with increasing environmental regulations but also meets the growing customer demand for ethical and sustainable business practices.

Cultivating a Culture of Continuous Improvement

The concept of Kaizen, or continuous improvement, is at the heart of many successful business operations. It’s about fostering a company culture that encourages every team member to suggest and implement improvements to their work processes. This culture boosts employee morale and engagement because everyone has a stake in the company’s success.

Cultivating this culture starts with leadership. Leaders must be open to feedback and willing to enact change based on that feedback. They should also reward teams and individuals who contribute to improving operations. Recognition can go a long way in maintaining a motivated and proactive workforce.

Continuous improvement also involves regular training and development opportunities for staff. When employees are equipped with the latest skills and knowledge, they can perform their duties more effectively and are more likely to spot opportunities for improvement.

Leveraging Data Analytics for Strategic Decision-Making

Data analytics has become a critical tool for businesses looking to make informed strategic decisions. With a wealth of information available from various sources, like customer feedback, market trends, and operational performance metrics, companies can uncover actionable insights to guide their operational strategies.

By analyzing data patterns, businesses can refine their marketing campaigns, tailor their product offerings, and optimize their logistics. Data can also reveal inefficiencies in current operations, allowing companies to pinpoint where they can streamline processes or cut unnecessary costs.

Altogether, modernizing your company’s operations is not just about adopting new technologies or practices; it’s about cultivating an innovative, sustainable, and data-informed company culture. Overall, companies that prioritize a holistic and proactive approach to operations management are the ones poised to succeed in an increasingly complex business environment.

Transforming Your Home to Attract Buyers

Transforming Your Home to Attract Buyers

When preparing to put your home on the market, it’s essential to consider every detail that will make it stand out to potential buyers. From curb appeal to the interior ambiance, making strategic choices can significantly impact the sale of your home. This article will guide you through various ways to optimize your home’s appeal and functionality, ensuring it makes a lasting impression on visitors. Below, we’ll delve into the key aspects that can transform your living space into a marketable asset.

Maximizing Curb Appeal to Make a Memorable First Impression

First impressions matter when selling your home, so boosting curb appeal is key. A fresh coat of paint on your front door, modern light fixtures, and seasonal flowers can instantly enhance your exterior. Well-maintained shrubbery and artificial plants offer a polished look with minimal upkeep. Keeping your lawn tidy and repairing outdoor fixtures ensures a welcoming feel.

Small updates like a new mailbox, stylish house numbers, and a clean driveway make a big difference. Pressure washing sidewalks and refreshing welcome mats add to the charm. Plus, investing in AC Heating and Air Conditioning Services in Charleston SC ensures comfort inside, reinforcing the quality buyers expect.

Staging Your Home for a Welcoming Atmosphere

Staging is the process of preparing a home to showcase its best features and attract potential buyers. It involves a cohesive color scheme, furniture placement, and accessories to create a comfortable and inviting atmosphere. Artificial plants, mirrors, and strategic lighting can enhance the space and create a sense of spaciousness.

It’s important to maintain a neutral décor, allowing buyers to envision their own belongings in the space. Art should be tasteful and minimal, and stylish yet understated accessories can be chosen. A pleasant aroma, such as scented candles or baked goods, can also contribute to the atmosphere. Playing soothing background music during showings can further enhance the sensory experience.

Essential Repairs and Upgrades to Increase Home Value

Before listing your home, address any necessary repairs as they can be deal-breakers for buyers. Simple fixes like patching walls or fixing leaky faucets can make a significant difference. Consider minor upgrades like replacing old carpet with hardwood floors or upgrading kitchen appliances to energy-efficient models.

These improvements showcase your home’s potential without requiring significant investment. For more substantial repairs, consult professionals like AC Heating and Air Conditioning Services in Charleston SC for expert servicing. While making repairs, don’t overlook small updates that can modernize your home, such as changing cabinet hardware or installing a smart thermostat. These updates can appeal to tech-savvy buyers and ultimately lead to a more lucrative sale.

The Art of Decluttering and Depersonalizing Your Space

Decluttering is a crucial step in preparing a home for sale. It involves removing unnecessary items from living areas, donating or selling items, and organizing what remains out of sight for showings. Depersonalizing the space allows buyers to imagine themselves living in it, removing family photos, personal collections, and specific décor.

Showing off storage space, including garages and basements, is essential for a buyer’s decision-making process. In shared spaces, opt for minimal furniture and décor, ensuring each piece is functional and aesthetically pleasing. Maintaining a balance between a lived-in feel and a showcase-worthy presentation is essential to captivate buyers.

Effective Marketing Strategies for Showcasing Your Home Online

In the digital age, online listings are crucial for potential buyers to see your home. High-quality photographs, including professional ones, are essential to showcase the property’s appeal. Virtual tours are also popular, providing an immersive experience for buyers. Utilizing social media platforms to share your listing and target ads can increase visibility and reach.

Crafting a compelling description for your listing, using descriptive language that conjures images of a potential buyer’s lifestyle, highlights unique features, recent upgrades, and the benefits of the surrounding area, is essential. The goal is to create a narrative that encourages buyers to explore further.

Overall, transforming your home for the market involves a combination of aesthetics, comfort, and practicality. By enhancing curb appeal, staging interiors meticulously, making necessary repairs and updates, decluttering, and deploying savvy marketing tactics, you improve the odds of a quick and profitable sale. These strategies not only present your home at its best but also signal to buyers that it’s well-cared-for and ready for new memories to be made.

Resources for Starting Fresh After Tax Debt

Starting Fresh After Tax Debt

When it comes to tax debt, the road to financial recovery can seem daunting. With the right approach and resources, however, it is possible to overcome the burden of unpaid taxes and start afresh. The key is to understand the impact of tax debt on personal finances, learn about available tax relief options, and create a sound plan to move forward. Keep reading to discover steps you can take to manage and overcome tax debt and regain control of your financial well-being.

Understanding the Impact of Tax Debt on Your Financial Health

Tax debt can have significant consequences on an individual’s financial standing. Falling behind on tax payments can lead to accumulating interest and penalties, causing the original debt to balloon over time. It is crucial for debtors to understand that tax agencies have powerful collection tools at their disposal, which can include wage garnishment and asset seizure.

The psychological toll of tax debt should not be underestimated either. It often results in stress and anxiety, which, in turn, can impact work performance and personal relationships. Understanding these implications is the first step in deciding to seek out tax debt relief for a better financial condition.

Credit scores are also not immune to the effects of unpaid taxes. Once a tax lien is filed, it becomes a matter of public record and can severely damage credit ratings. This can hinder an individual’s ability to take out loans, use credit cards, or even rent an apartment. Clearing debt is hence critical in maintaining financial flexibility.

Building a Sustainable Financial Plan

Financial education is a key component of a strong debt plan. Understanding basic financial principles and workforce innovation, such as the importance of an emergency fund and the role of investment, can safeguard against future financial adversity. Seeking in-demand career training can also lead to increased income, which assists in maintaining financial stability.

Equally vital is continuously monitoring one’s tax situation to ensure compliance with all tax laws and avoiding future tax liabilities. This often involves adjusting withholdings, making estimated tax payments if necessary, and staying on top of tax return filings.

Finally, it’s about cultivating a mindset geared toward financial health. Learning from past mistakes and maintaining discipline in financial management can ensure long-term success and freedom from tax debt headaches.

Navigating IRS Payment Plans: Finding a Path to Tax Relief

For individuals seeking to manage debt, setting up a payment plan with the IRS can be a viable strategy. The IRS offers various installment agreement options, tailored to fit different financial situations, allowing debt to be paid over a set period. These plans can help prevent more aggressive collection activities, such as levies or liens.

It is important for taxpayers to determine the type of payment plan that would best suit their circumstances. There are short-term payment extensions for those who can settle their debt quickly, and long-term payment plans for those needing more time. Accurate financial information is key when applying for such plans, ensuring the IRS proposes a feasible payment schedule.

While navigating IRS payment plans, taxpayers must maintain compliance by filing all required tax returns and making payments on time. Falling behind on an installment agreement can result in default, which may lead to reinstatement of full collection efforts by the IRS.

Seeking Professional Help: Tax Attorneys and Debt Advisors

When the complexity of debt becomes overwhelming, seeking the guidance of a professional, such as a tax attorney or a debt advisor, can be a smart move. These professionals can help negotiate with the tax agency, represent you in communications, and provide counsel on legal matters related to your debt.

Enlisting specialized assistance is especially advisable for significant tax debts or when facing an IRS audit. Tax professionals are well-versed in tax laws and can help identify potential avenues for tax relief that an individual might not be aware of. They can also keep track of deadlines and paperwork, ensuring that all necessary steps are taken promptly and accurately.

While professional services come at a cost, the investment can often save money in the long-run by reducing the overall debt through settlements or by finding more favorable payment terms. Moreover, the peace of mind gained by having expert support during such a stressful time can be invaluable.

Overall, while tax debt can feel like an insurmountable challenge, there are various strategies and resources available to overcome it. By understanding the impact, navigating payment plans, seeking professional help when needed, leveraging forgiveness programs judiciously, and building a strong plan for the future, you can start fresh and regain control of your finances.

Zelenskiy Seeks to Repair U.S. Relations as Military Aid Uncertainty Looms

President Donald Trump welcomes Ukrainian President Volodymyr Zelenskyy

Ukrainian President Volodymyr Zelenskiy pledged on Tuesday to mend strained ties with the United States following a tense Oval Office meeting with President Donald Trump last week. The fallout from the encounter has cast uncertainty over a proposed minerals-for-military-aid deal, as U.S. officials sent mixed signals about its status.

Four sources told Reuters that Washington and Kyiv had planned to sign an agreement granting the U.S. access to Ukrainian minerals in exchange for military support. However, U.S. Treasury Secretary Scott Bessent later denied that any signing was imminent, telling Fox News that “there is no signing planned.”

The White House, Ukraine’s presidential office, and the Ukrainian embassy in Washington declined to comment on the deal, leaving its fate unclear. Despite the uncertainty, Zelenskiy expressed his willingness to finalize the agreement, stating he was prepared “any time and in any convenient format” to proceed.

Zelenskiy’s statement followed Trump’s abrupt decision to halt military aid to Ukraine, a move that signals a dramatic shift in U.S. foreign policy. In response, Zelenskiy emphasized Ukraine’s commitment to seeking peace, saying, “None of us wants an endless war. Ukraine is ready to come to the negotiating table as soon as possible. Nobody wants peace more than Ukrainians.”

Attempting to smooth relations, Zelenskiy acknowledged the contentious White House meeting, where he and his delegation were reportedly scolded by Trump and Vice President JD Vance for not showing enough gratitude. “We do really value how much America has done to help Ukraine maintain its sovereignty and independence,” Zelenskiy wrote. “Our meeting in Washington did not go the way it was supposed to. It is regrettable that it happened this way. It is time to make things right.”

Meanwhile, Russian forces launched another drone attack on Ukraine’s Black Sea port city of Odesa, killing one person and causing widespread power, water, and heating outages. Moscow welcomed the U.S. decision to suspend military aid, calling it a “step toward peace.”

The pause in U.S. assistance has alarmed many in Washington and Europe. Democratic leaders criticized Trump’s pivot toward Russia as a historic policy shift, potentially undermining Ukraine’s defense against a well-armed adversary. In contrast, Republican leaders in Congress have largely refrained from challenging the move.

European nations have been quick to respond, with Germany proposing a 500 billion euro fund to bolster defense spending and European Commission President Ursula von der Leyen unveiling plans to mobilize up to 800 billion euros for EU military support. French President Emmanuel Macron has expressed support for Ukraine, while Prime Minister Francois Bayrou strongly condemned Trump’s decision, calling it an abandonment of an ally in war.

The U.S. aid freeze has sparked concern in Ukraine, where many see it as a betrayal. “Yes, it is betrayal, let’s call it like it is,” said Kyiv-based lawyer Olena Bilova. Others, including members of Ukraine’s parliament, worry that the move could push Kyiv toward capitulation.

Trump is expected to outline his position on Ukraine and Russia in a major speech to Congress later on Tuesday, which may provide further clarity on the administration’s evolving foreign policy stance.

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The Purpose of a Budget

Girl using calculator for budgeting

When you hear the word “budget,” you might immediately think of restrictions, limitations, or something that feels more like a chore than an empowering tool. The reality, however, is that a budget is much more than just a tool for keeping track of money—it’s a roadmap that can guide you toward financial stability, peace of mind, and even your long-term goals. At its core, a budget is designed to help you understand where your money is going, ensure that you can cover your monthly expenses, and set yourself up for future financial success.

In a world where financial stress is common, a budget offers clarity. It can help you avoid the anxiety that comes from wondering whether you can afford to cover an unexpected bill or how you’ll make ends meet at the end of the month. Whether you’re a resident of the Show Me state considering debt relief programs in Missouri, or just want to take better control of your finances, a budget can make all the difference. Let’s take a deeper look at why having a budget is so important, how it can improve your financial well-being, and why it’s essential for everyone—regardless of their current financial situation.

1. A Budget Helps You Understand Your Money Flow

At its most basic level, a budget is a tool for tracking the money you’re earning versus the money you’re spending. Understanding how much money is coming in and going out is the foundation of financial planning. If you don’t know where your money is going, it can be easy to slip into the habit of overspending or not saving enough.

By setting up a budget, you take a closer look at your income, bills, and other expenses. When you see this information laid out clearly, it becomes much easier to recognize patterns in your spending. Are you spending more on dining out than you realize? Are you paying for subscriptions you no longer use? A budget brings these details into focus, allowing you to make smarter choices about where to cut back or where to allocate more funds.

For example, if you’re in a situation where debt is a major concern, such as dealing with credit card bills or loans, using a debt relief program in Missouri can help consolidate or reduce your debt. However, having a budget in place ensures that you don’t continue to overspend and fall into the same patterns that got you into debt in the first place. A well-crafted budget can help you manage your expenses more effectively while tackling existing debt.

2. A Budget Helps You Manage Monthly Expenses

The main purpose of a budget is to make sure you can cover your regular expenses from month to month without falling behind or getting into debt. Monthly expenses, like rent or mortgage payments, utilities, groceries, transportation, and insurance premiums, should always take priority in your budget.

One of the key benefits of a budget is that it helps you allocate enough money for these essential expenses without the worry of running out of funds before the month is over. Having a budget makes it easier to plan for these expenses and avoid the temptation of spending money on things that aren’t as important.

A simple rule of thumb when setting up your budget is the 50/30/20 rule:

  • 50% of your income should go toward needs (e.g., rent, utilities, groceries, etc.).
  • 30% should go toward wants (e.g., entertainment, dining out, hobbies).
  • 20% should be saved or used to pay down debt.

This breakdown can act as a guideline for ensuring that you are budgeting in a balanced way, leaving enough room for the essentials and also saving for future goals.

3. Budgeting Helps You Build Emergency Savings

Another crucial benefit of having a budget is that it allows you to plan for emergencies. Life happens—unexpected car repairs, medical expenses, or job changes can all throw off your finances. If you don’t have money set aside for these situations, you may be forced to rely on credit cards or loans to cover the cost, which can increase your debt.

A budget helps you set aside money for an emergency fund. Ideally, this should be three to six months’ worth of living expenses. This savings cushion ensures that you are prepared for the unexpected and helps you avoid going further into debt when emergencies arise. For instance, if your car breaks down and you don’t have an emergency fund, you might need to put the repair cost on a credit card, which could lead to higher interest rates and more debt. But if you have an emergency fund, you can pay for it upfront without worrying about how it will affect your finances.

This kind of financial preparation can provide peace of mind, knowing that you won’t be caught off guard by an unexpected expense.

4. Budgeting Helps You Reach Long-Term Financial Goals

While managing your day-to-day expenses and handling emergencies is important, a budget can also help you work toward long-term financial goals. Whether it’s buying a home, saving for retirement, or going on a vacation, having a budget lets you set realistic targets and allocate funds toward these goals.

For example, if you want to save for a down payment on a house, your budget can help you identify how much you need to save each month to reach that goal. By breaking down large goals into manageable amounts, a budget makes them feel more achievable. It also allows you to track your progress over time, making it easier to stay motivated and on track.

A budget also allows you to prioritize your goals. If you have multiple goals, such as paying off student loans, building an emergency fund, and saving for retirement, you can decide which ones to tackle first based on urgency and importance. A budget will give you the structure you need to manage your finances effectively and meet your long-term objectives.

5. Budgeting Reduces Financial Stress

One of the most significant benefits of having a budget is its ability to reduce financial stress. When you don’t have a clear plan for how you’re managing your money, it’s easy to feel overwhelmed by bills, debt, or unexpected expenses. A budget allows you to take control of your financial situation and know exactly where your money is going.

When you know that your bills are covered, your savings are on track, and you’re actively working towards your goals, you can feel more confident and less stressed about your financial future. Even in tough financial times, having a budget can help you navigate through the storm with a sense of clarity and control.

6. The Bottom Line: A Budget is Empowering

At the end of the day, a budget is about empowerment. It’s not about restricting your spending or feeling limited by your financial situation. It’s about giving you the tools you need to make smarter, more informed decisions with your money. Whether you’re managing debt, saving for the future, or simply trying to keep track of monthly expenses, a budget is a key ingredient to achieving financial security and peace of mind.

By understanding the purpose of a budget and taking the time to create one, you’re taking control of your financial future. Whether you’re using a debt relief program in Missouri or simply trying to keep your spending in check, budgeting is the first step toward financial freedom. So, start today—create a budget, stick to it, and watch your financial stress melt away.

Zelensky Stands Firm After Tense U.S. Meeting, Welcomed in the U.K.

Zelensky Stands Firm After Tense U.S. Meeting

Ukrainian President Volodymyr Zelensky, “bruised but motivated,” wrapped up a whirlwind weekend of diplomacy, facing both sharp criticism and warm welcomes. After a tense meeting at the White House with Donald Trump and JD Vance, Zelensky arrived in the U.K., where he was met with a show of support, including an embrace from Prime Minister Sir Keir Starmer and a meeting with King Charles.

Speaking before his departure at Stansted Airport, Zelensky remained defiant, insisting that Ukraine would not bow to pressure to discuss territorial concessions to Russia. “If we don’t keep our spirits up, we’re letting everyone down,” he said, addressing journalists in Ukrainian to ensure clarity.

Despite mounting calls—including from NATO leadership—to mend ties with Trump, Zelensky refused to apologize for the White House encounter, describing his visit as a mark of respect. He signaled willingness to sign a minerals deal with the U.S. but remained firm on Ukraine’s stance against Russian aggression.

Meanwhile, European leaders, including Starmer and French President Emmanuel Macron, are pushing for a more unified approach to peace efforts. As rumors surfaced of a proposed one-month truce, Zelensky quipped, “I am aware of everything,” offering a rare moment of levity in an otherwise high-stakes moment.

As the war continues with no clear resolution, Zelensky’s message was clear: “Our freedoms and values are not for sale.”

Related Readings:

Trump-Zelenskyy clash over Ukraine aid.

ukraine and US flag

B’Tselem in the Crosshairs: Netanyahu Cabinet’s War Against Human Rights in Israel

Silhouette of raised arms and clenched fists on the background of the flag of Israel.

By Dr. Dan Steinbock             

In early 2023, the most far-right cabinet in Israel’s history launched its war for “judicial reforms” to replace democracy with autocracy. In fall 2023, it began an obliteration war against Gaza. Now it is readying to decimate the last human rights defenders in Israel.

In view of the Israeli Prime Minister, amid his own corruption trial, the truth about the Israeli-occupied territories seems to be equivalent to treason. Hence, his determination to destroy B’Tselem, the Israeli Information Center for Human Rights in the Occupied Territories.

The effort to decimate the last defenders of human rights in Israel cries for effective external intervention.      

Why are Netanyahu’s autocrats after B’Tselem?     

B’Tselem evolved in early 1989, when it was established by a group of Israeli lawyers, academics and doctors with the support of 10 members of Knesset, the Israeli parliament. The name comes from Genesis 1:27, which deems that all mankind was created “b’tselem elohim” (in the image of God); in line with the UN Universal Declaration of Human Rights.

As Jewish far-right extremism was spreading in Israel, B’Tselem reflected an effort to replace nascent Jewish supremacism doctrines with the original, universalistic spirit of social justice that had marked Judaism for centuries.

It was founded after two years of the First Intifada, the Palestinian uprising in the occupied territories and in Israel. After two decades of futile struggle for decolonization and increasing Israeli repression, Palestinians resorted to protests, then civil disobedience and eventually violence.

Instead of taking a hard look at the causes of the uprising, the hard-right Likud government – led by Yitzhak Shamir, Netanyahu’s one-time mentor and ex-leader of the violent pre-state Stern group – deployed 80,000 soldiers in response, which started with live rounds against peaceful demonstrators.

The brutal repression resulted in over 330 Palestinian deaths (and 12 Israelis killed) in just the first 13 months. The objective of the newly-established B’Tselem became to document human rights violations in both Gaza and the West Bank. Amid a vicious cycle of violence, it sought to serve as the nation’s voice of conscience.

Amid a vicious cycle of violence, it sought to serve as the nation’s voice of conscience.

Today, it is led by human rights activist Yuli Novak who had to leave Israel in 2022 due to mounting death threats, and chaired by Orly Noy, left-wing Mizrahi activist and editor of +972 magazine. Despite mounting threats from the government, the Messianic far-right and the settler extremists, B’Tselem has insistently recorded human rights violations in the occupied territories earning the regard of rights organizations and awards worldwide. 

In early 2021, the NGO released a report describing Israel as an “apartheid” regime, which the Netanyahu cabinets have fervently rejected. Yet, the NGO simply codified, with abundant evidence, Israel’s apartheid rule that had worsened over time. Several Israeli military, intelligence and political leaders had used the same characterization since the 2000s.

B’Tselem warned that Israeli governance was no longer about democracy plus occupation. It had morphed into “a regime of Jewish supremacy from the Jordan River to the Mediterranean Sea” – that is, apartheid. And the kind of military excess that led to the genocidal atrocities in Gaza.

How is the Netanyahu cabinet undermining B’Tselem?    

Recently, the Knesset passed a preliminary reading of two bills. They are an integral part of a broader shift from democracy to autocracy. The ultimate objective is to eliminate human rights (and other rights) groups from Israel, including B’Tselem, and to marginalize the autocratic harsh-right’s critics.

In its efforts, the Netanyahu cabinet is relying on two proposed laws involving NGO taxation and the ICC. In the former case, the proposal slaps an 80% tax on donations from foreign countries, the UN and many international foundations supporting human rights. This will effectively cut off the NGOs’ funding. The proposal was approved in a preliminary reading.

The second bill, which has now also passed a preliminary reading, seeks to criminalize any cooperation with the International Criminal Court (ICC). It could be seen as the Israeli version of the US Trump administration’s sanctions to undermine the ICC, its activities and members.

With its diffuse language, the Israeli ICC bill can be exploited to criminalize not only active assistance to the court but the release of any information indicating the government or senior Israeli officials are committing war crimes or crimes against humanity. According to Israeli scholars of international law, “the definitions in this dangerous bill are so broad that even someone sharing on social media a photo or video of a soldier documenting themselves committing what appears to be a war crime could face imprisonment.” More precisely, half a decade in jail.

If the “ICC law” criminalizes the work of B’Tselem and other human rights NGOs by making human rights defense a punishable offense, the “NGO taxation law” is intended to drain the meager financial resources of these NGOs.

Whose “foreign subversion”?              

B’Tselem is an independent, non-partisan organization. It is funded by donations: grants from European and North American foundations that support human rights activity worldwide, and contributions by private individuals in Israel and abroad. These donors do not represent the kind of “subversion” that the Likud governments attribute to human rights NGOs. Nor do they possess major financial resources. Even right-wing NGO critics estimate B’Tselem’s annual funding at most about $3 million per year.

Things are very different behind the donors of the Kohelet Policy Forum, led by neoconservatives with US-Israeli dual citizenship, and its many spinoffs. These have served as the Netanyahu cabinets’ thinktanks and authored many of their policies, including the “judicial reforms.” Totaling several million dollars, Kohelet in particular benefited from multi-million-dollar donations made anonymously and sent through the U.S. nonprofit, American Friends of Kohelet Policy Forum (AF-KPF).

For years, these money flows originated mainly from two Jewish-American private equity billionaires and philanthropists, Arthur Dantchik and Jeffrey Yass, the co-founders of Susquehanna International Group (The Fall of Israel, Chapter 6).

Things are very different behind the donors of the Kohelet Policy Forum, led by neoconservatives with US-Israeli dual citizenship, and its many spinoffs.

With a net worth of $7.5 billion, Dantchik is an active supporter of neoconservative Israeli causes. And so is Yass, with net worth estimated at $29 billion. Between 2010 and 2020, his Claws Foundation gave more than $25 million to the Jerusalem-based Shalom Hartman Institute, the Kohelet and other right-wing causes. As the publicity-shy Dantchik and Yass began to suffer from Kohelet’s negative PR, they took distance, while other money flows offset the difference.

By 2021, more than 90% of Kohelet’s $7.2 million income came from the Central Fund of Israel, a family-run nonprofit that gave $55 million to more than 500 Israel-related causes. It was run by Marcus Brothers Textiles on Sixth Avenue in Manhattan, which sponsors highly controversial settlement projects in the West Bank, while supporting the far-right activists’ ImTirtzu and Honenu, which is notorious for defending Jewish far-right extremists charged with violence against and killings of Palestinians.

Toward a unitary, autocratic Jewish state     

Given the present course, the ultimate demise of human rights in Israel is now a matter of time. The Netanyahu cabinet will decide when to bring the legislative proposals to hearings in the relevant parliamentary committees, to prepare them for final approval.

There is no doubt about the final objective: the creation of a state “from the river to the water,” but not the two-state model enacted almost eight decades ago. Nor the secular-democratic Jewish state with a vibrant Arab minority. The goal is a Jewish unitary state in which both the rule of law and democracy will be under erosion.

B’Tselem is the harsh-right’s scapegoat for its own international isolation, but only the first one. There is more to come. Under the watch of and military aid and financing by the Biden and Trump administrations, the protection of human rights in occupied territories will soon be treated as a punishable crime, while the economic resources of the remaining human rights defenders will be decimated.

In Gaza, the international community failed to halt the genocidal atrocities. If it fails to protect the last defenders of human rights in Israel, it is likely to become complicit in new atrocities in the West Bank.

The original version was published by Informed Comment on March 2, 2025.

About the Author

Dr Dan SteinbockThe author of The Fall of Israel (2025), Dr Dan Steinbock is the founder of Difference Group and has served at the India, China and America Institute (US), Shanghai Institute for International Studies (China) and the EU Center (Singapore). For more, see https://www.differencegroup.net/

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