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From Grain Exporter to Agri-Food Hub: Kazakhstan’s Role in Global Food Security

Kazakhstan agriculture

Kazakhstan is the world’s ninth-largest country by land area, what gives it significant advantages. Most notably, it has vast areas suitable for agriculture, combined with relatively favorable conditions for crop production, allowing it to emerge as a major producer and exporter of food. But while Kazakhstan’s agricultural exports have traditionally been dominated by unprocessed commodities, that model is now changing.

Kazakhstan is increasing agricultural production, expanding the geographic reach of its exports, investing in processing and modernizing irrigation infrastructure. As a result, agriculture is gradually evolving into a sophisticated agri-food system covering the entire value chain, from primary production and raw materials to deep processing and access to fast-growing markets.

This transformation is taking place against the backdrop of a broader restructuring of the global food system. Here is why Kazakhstan’s role in global food security could extend well beyond its domestic market.

Food Is Becoming a Global Resilience Issue

The global food system is currently facing several challenges at once. Population and incomes are rising, particularly in middle-income countries, while consumption patterns are changing and demand for meat, dairy products and other sources of protein is increasing. At the same time, agriculture is facing climate-related risks, water scarcity, rising input costs and disruptions to supply chains caused by geopolitical tensions.

According to the OECD-FAO Agricultural Outlook 2025-2034[1], global agricultural and fish production is projected to increase by around 14% over the coming decade. Much of this growth is expected to come from productivity gains, particularly in middle income countries.

Yet there is another factor that is becoming just as important: international trade. The OECD and FAO project that by 2034, around 22% of all calories consumed globally will cross international borders. In other words, global food security is increasingly a question of moving food from countries and regions with surpluses to those facing shortages.

In this regard, the role of the leading economy of Central Asia – Kazakhstan – in these processes is noteworthy. In 2025, country’s gross agricultural output exceeded $18.2 billion, up 5.9% year on year. The country harvested 25.9 million tonnes of grain, including 19.3 million tonnes of wheat.

At the same time, Kazakhstan’s crop structure is gradually becoming more diversified.

Over recent years, the area planted with wheat has declined by almost 900,000 hectares, while oilseed acreage has increased by more than 1 million hectares and pulse crops by 275,000 hectares. This is important not only in terms of production volumes: a broader crop mix is creating a new raw-material base for the food processing industry. The shift has also been driven by the growing export and processing opportunities associated with oilseeds and pulses.

This export potential is reinforced by another of Kazakhstan’s key advantages: its geography. The country is located between some of Eurasia’s largest consumer markets. For the agri-food sector, this provides access to multiple sources of demand across Central Asia, China, the Caucasus, the Middle East and beyond.

In this sense, Kazakhstan’s geography is gradually being transformed from a historical constraint into an economic asset. The country can not only produce food, but also connect producers with fast-growing markets across neighboring regions.

President Kassym-Jomart Tokayev has highlighted this potential. Addressing the UN General Assembly in 2023[2], he stressed Kazakhstan’s commitment to using its agricultural potential to help address global food shortages and expressed the country’s readiness to serve as a reliable supplier of grain and other socially important food products.

From Commodity Exports to Value-Added Food Products

But the most important transformation is taking place not in the fields, but after the harvest. The OECD’s 2025 review of Kazakhstan’s agricultural policy highlighted a structural feature of the sector: historically, around 60% of the country’s agri-food exports consisted of primary products. At the same time, Kazakhstan remains one of the world’s major wheat exporters[3].

This became a major opportunity for economic development. The logic is straightforward. If grain continues to be exported primarily as a commodity, a significant share of the value is created outside the country in the form of starch, gluten, pasta, animal feed, biofuels and other products. If, however, agricultural raw materials are processed domestically, more value added, investment and employment remain within the economy.

That is why food processing has become one of the central priorities of Kazakhstan’s agricultural policy in recent years.

According to Kazakh Government, 53 investment projects in agricultural processing, worth a combined $230 million, were launched in 2025. Food production reached $7.5 billion, up 8.1% year on year.

The momentum accelerated in January-April 2026. Food production reached more than $2.8 billion, representing a 14.4% increase year on year. Investment in fixed assets in the sector more than doubled, exceeding $800 million.

Exports are even more telling. In the first four months of 2026, exports of processed agri-food products reached $3.6 billion, accounting for more than 50% of total agricultural exports. The Government has set a more ambitious target of increasing the share of processed products to 70%.

In other words, the development model itself is changing. The objective is no longer simply to increase output by producing larger harvests, but to increase the economic value generated by every tonne of agricultural raw material.

How does this work in practice? Kazakhstan already has a substantial processing base, while government policy envisages further expansion of processing capacity. Under the country’s agricultural development plans through 2028, new facilities for deep grain processing are to be established.

This is also changing the export model. Previously, the chain was relatively straightforward from harvest to export. Now, additional stages are being added: processing, finished products, packaging and marketing, and logistics. This allows significantly more value to be created within the country.

As this model takes shape (which is reflected in the growth of food production) Kazakhstan is strengthening its role in regional food security.

Regional Food Security

Kazakhstan’s role is particularly visible in the grain market. According to the Government, between September 2025 and July 17, 2026, Kazakhstan exported 13.5 million tonnes of grain and flour in grain-equivalent terms, 12.5% more than during the same period of the previous season.

The strongest growth came from neighboring markets. Exports to Afghanistan rose by 59% to 2.2 million tonnes, while shipments to Kyrgyzstan reached 504,000 tonnes, up roughly 40%, to Turkmenistan reached 210,000 tonnes, an increase of 34% year on year, and to Uzbekistan increased by 37% to 5.6 million tonnes.

These figures illustrate how Kazakhstan’s agricultural sector is becoming increasingly integrated into the food supply system of the whole region. This is particularly important for Asia, where populations are growing, urbanization is accelerating, and agriculture in many countries faces constraints related to land and water resources.

Kazakh agricultural products are now exported to more than 72 countries[4]. Key destinations include not only Central Asia and Afghanistan, but also the European Union, the Eurasian Economic Union, Türkiye and China. According to official data, agricultural exports have nearly doubled over the past five years, rising from $3.8 billion to $7 billion.

This is part of a broader transformation in which international trade itself is becoming an increasingly important component of food security. The OECD and FAO emphasize that moving food from surplus regions to areas facing shortages can help stabilize markets and reduce the risk of localized disruptions. In this context, Kazakhstan is already emerging as one of the region’s important sources of food supply.

A New Agricultural Cycle and a New Export Model

The modern food sector is a complex system, particularly when viewed through the lens of export potential. Kazakhstan is already building such a system, with the goal not only of processing agricultural products but also of integrating more deeply into global food supply chains.

This is particularly relevant as international trade continues to grow in importance. According to FAO estimates, in 2025, the volume of food imports will increase by 7.9% compared to the previous year and reach $2.22 trillion.[5] Within this system, Kazakhstan has an opportunity to establish a position defined not simply by the volume of raw materials it produces, but by its ability to transform its natural and productive advantages into resilient value chains.

The Government is already working on several directions to develop the agroindustrial complex. The first is providing farmers with a modern equipment. While leading global agricultural machinery brands previously imported their equipment, production is now being localized in Kazakhstan. Manufacturers have begun investing in the industry, which has led to the modernization of existing plants and equipment upgrades, and the construction of new tractor and combine production facilities.

Since 2019, Kazakhstan has localized the production of wheeled tractors, grain and forage harvesters, reapers, tillage equipment, seeders and seeding systems, and much more. For example, in April 2025, production of American John Deere equipment began. A strategic agreement worth $2.5 billion has already been signed, cementing long-term industrial cooperation between the company and Kazakhstan. A total of 430 units of equipment were produced in 2025.

In 2026, several more global technology leaders from Europe, Canada, and North America began localizing their products. These include Väderstad, Dewulf, Lindsay Corporation, Amity Technology, Vervaet, Kuhn Group, and Brandt Agricultural Products. As a result, Kazakhstan now has 10 factories producing tractors, grain harvesters, forage harvesters, and cotton harvesters of varying capacities.

Overall, agricultural machinery production in Kazakhstan increased by 22% in 2025, and companies plan to produce nearly 10,000 units of modern equipment this year.

Focus: Deep Processing and Water Conservation

A second important area of development is the creation of facilities for the deep processing of agricultural raw materials. Three grain processing facilities with a capacity of over 510,000 tons are already operating in Kazakhstan, producing starch products, bioethanol, and gluten. By 2029, six more major investment projects worth $4 billion will gradually join them.

These include, for example, a plant in Astana belonging to the Tiryaki Agro, which will produce starch, gluten, and glucose-fructose syrup. The project’s value is estimated at $320 million. Another example is an already operating plant belonging to the Fufeng Group Company Limited, with a processing capacity of 3 million tons of corn per year, with an investment of $1.5 billion.

Also underway in the country are investment projects by the companies Dalian Hesheng Holdings Group Co., Ltd. and Hopefull Grain & Oil Group, valued at $650 million and $1.5 billion, respectively, which will focus on wheat processing.

These examples demonstrate how leading companies are investing significantly in Kazakhstan, contributing to the country’s development as an agricultural hub for the region.

Another equally important issue is providing Kazakhstani farmers with fertilizers. The country is building next-generation plants worth several billion dollars. By 2027, Qazaq Kalium Ltd. will launch the first stage of potash fertilizer production with a capacity of 1 million tons, and by 2035, it will increase production to 12 million tons. Given that Kazakhstan’s demand for this type of fertilizer is 100,000 tons, the country will become a major global exporter.

Furthermore, demand for urea will be met by the launch of three large-scale complexes in 2029-2030. These include KMG PetroChem, with a capacity of 800,000 tons; Qazesta Fertilizers Ltd., with a capacity of 700,000 tons; and KazAzot PRIME, with a capacity of 577,000 tons of urea and 500,000 tons of ammonium nitrate. At the same time, Kazphosphate, together with  SINOPEC and CNCEC, is planning to expand its capacity to 5 million tons of phosphate fertilizers, with the first million tons of ammophos in 2029.

As a result, by 2030, Kazakhstan will not only fully meet its domestic demand for all key fertilizers but also enter export markets.

At the same time, climate change remains a key focus. Agriculture consumes approximately 60% of the country’s water resources, and it is here that modern watersaving technologies are being widely implemented. This significantly contributes to the sector’s development, making it more resilient to climate change.

Kazakhstan is implementing a comprehensive set of measures to encourage farmers to use modern irrigation methods to conserve water while increasing crop yields. These measures include, for example, reimbursing farmers’ costs for constructing the necessary infrastructure, purchasing and installing sprinkler machines, drip irrigation systems, and other modern equipment.

And these measures are already demonstrating positive results. By the end of 2025, the area covered by water-saving technologies reached 543,000 hectares. By 2026, water-saving technologies will be implemented on an additional 163,000 hectares. The gradual implementation of water-saving technologies is expected to result in up to 2.2 billion cubic meters of water savings annually. Land will be used more efficiently, conserving resources and increasing productivity.

This demonstrates how Kazakhstan is systematically increasing productivity, implementing new technologies, and expanding production, thereby strengthening its role in the global food system. The country is emerging as a major agrifood hub in Eurasia, and this model is becoming a logical step in the development of Kazakh agriculture.

Sources:
[1] https://www.oecd.org/en/publications/2025/07/oecd-fao-agricultural-outlook-2025-2034_3eb15914/full-report/agricultural-and-food-markets-trends-and-prospects_d3812d71.html?
[2] https://news.un.org/ru/story/2022/09/1431931
[3] https://www.oecd.org/en/publications/agricultural-policy-monitoring-and-evaluation-2025_a80ac398en/full-report/kazakhstan_68dda758.html?
[4] https://www.gov.kz/memleket/entities/moa/press/news/details/1181100?lang=ru
[5] https://www.fao.org/newsroom/detail/fao-food-outlook–global-food-commodity-market-trends-facerising-geopolitical-and-weather-risks/ru

The CFO’s Guide to Finance and Accounting Outsourcing

CFO Accounting Outsourcing

There are around 124,200 openings for accountants and auditors every year through 2034, according to the U.S. Bureau of Labor Statistics. For a finance leader, that number sets the terms of a real question: how do you staff a widening set of responsibilities from a talent pool that grows more competitive each year? 

This guide shows how finance and accounting outsourcing gives you capacity and room to point your in-house team at the work that moves the business. You’ll see what the model covers and what to look for in a partner that fits the way you already run. 

Rethinking Where the Finance Work Happens 

The demand behind accountants and auditors comes from steady market forces, including a growing economy and a tax and regulatory environment that asks more of every finance team. A large share of experienced accountants is reaching retirement, which opens more roles across the profession. 

The supply side may be turning a corner. Accounting enrollment grew about 12% for two straight semesters in the 2024 to 2025 school year, per National Student Clearinghouse data reported by the AICPA. Degrees awarded still dipped to about 55,000 in 2023 to 2024, though the rate of decline has slowed. 

Forward-looking finance leaders don’t wait on that recovery; they pair it with a delivery model that gives them capacity now.

Many accounting professionals watch how their peers have moved location strategy into the boardroom before they choose a model. The next question is what that model includes. 

Understanding What Finance Outsourcing Covers 

Finance and accounting outsourcing covers the transactional core that keeps a business running. The work spans:

  • Accounts payable 
  • Accounts receivable 
  • Bank and account reconciliations
  • Payroll support 
  • Month-end close 
  • Management reporting 

A capable partner runs processes on your systems and follows your controls. Clean, timely numbers reach your team. Most finance leaders keep treasury calls and board reporting in-house. The partner takes on the repeatable, high-volume work. Dividing the work this way adds capacity without loosening your grip on the important decisions.

The economics draw many finance leaders to the model. Providers such as Amalga Group build nearshore finance and accounting outsourcing teams from operational hubs in Monterrey and Mexico City, and the company reports those teams run 40% to 50% below the cost of comparable U.S.-based teams. The savings free up budget you can redirect toward forecasting and the strategic work your senior staff does.

Cost is one reason finance leaders adopt this outsourcing model. Control is the other, and it decides how the rest of the engagement holds up. 

Keeping Control and Compliance in Outsourced Operations 

A well-run engagement answers the first concern finance leaders raise first: control. You keep ownership of your ledger and reporting calendar. The partner works inside your enterprise resource planning system and reports against service levels you define. 

Compliance deserves the same rigor. A strong provider maps its controls to the standards your auditors expect. A provider separates duties across its team and protects financial data with access controls and audit trails. Finance leaders who follow regulation and compliance closely treat these safeguards as the price of entry, not a bonus. 

Nearshore delivery adds a practical edge when your partner works your hours. Your team gets answers the same day, and oversight feels less like a handoff and more like an extension of your own group. 

Choosing a Nearshore Partner That Fits Your Model 

The right partner matches the way you already run finance. Start with the time zone. A nearshore team in Mexico shares most of the U.S. business day, so reviews and close activities move in real time rather than overnight. 

Next, you’ll want to look at ramp and retention. Ask how a provider recruits, trains, and keeps its finance talent. The stability of that team decides the quality you receive month after month. Ask for references from peers in your industry, and walk through how the provider handles a hard close or a year-end audit. 

Data security belongs on the same checklist. Ask which certifications a provider holds, how it restricts access to your financial systems, and how it trains staff on the privacy standards regulators expect. Weigh the transition next. 

A strong partner maps your processes and reaches full productivity in weeks rather than quarters, so onboarding adds capacity without slowing your cycle. A partner that answers your questions becomes part of how your finance function performs. 

The Payoff for Finance Leaders

Finance and accounting outsourcing turns a competitive talent market into a capacity advantage, and it lets your senior people spend their hours on strategy instead of processing. 

Return to that figure of 124,200 openings a year. The finance leaders who thrive over the next decade will read it as a signal to rethink where the work lives. A finance function that grows with your business and maintains tight controls delivers clean numbers on the day you need them, turning the talent equation in your favor.

The Evolution of Modern Brokerage: An Analytical Review of Bitelity’s Trading Infrastructure

In the highly competitive landscape of global financial markets, retail and institutional traders demand execution models that combine high speed, low structural costs, and robust security protocols. The modern fintech ecosystem has forced brokerages to shift away from traditional market-making toward more transparent, technology-driven frameworks. This analytical review examines the infrastructure, technological integration, and operational parameters of Bitelity, an international brokerage platform serving traders across key European and North American jurisdictions, including the UK, Scandinavia, and Canada.

1. Core Architectural Framework and Order Execution

At the technical core of Bitelity’s platform is a hybrid processing infrastructure that utilizes Electronic Communication Network (ECN) and Straight-Through Processing (STP) methodologies. By routing client orders directly to Tier-1 liquidity providers—including global prime brokerages and major banking institutions—the platform minimizes the conflict of interest inherent in traditional B-Book execution models.

The technical metrics of Bitelity’s execution infrastructure demonstrate a strong focus on latency reduction:

  • Order Routing: Automation via advanced smart order routers (SOR) that scan available liquidity pools to find the optimal bid-ask spread.
  • Execution Speed: Average order execution times are maintained below 35 milliseconds, reducing slippage during periods of high market volatility, such as macroeconomic news releases.
  • Pricing Engine: High-frequency data feeds provide real-time pricing updates, allowing for tight fractional pip spreading on major currency pairs, indices, and digital assets.

2. Risk Management, Compliance, and Security Protocols

Operating within strict data protection and financial compliance environments requires multi-tiered security architectures. Bitelity addresses counterparty and systemic risks through several structural safety nets integrated directly into its core software layer.

Data and Asset Protection Mechanisms

  • 256-Bit SSL Encryption: All data transmissions, including personal identification details and financial transactions, are encrypted using advanced cryptographic protocols to mitigate middle-man cyber threats.
  • Segregated Client Accounts: In alignment with international banking standards, client operational funds are held strictly separate from the broker’s corporate capital. These funds reside within Tier-1 banking institutions, preventing operational misuse.
  • Automated Negative Balance Protection: The platform features an automated risk-engine that monitors margin levels in real time. If a market gap causes a client’s equity to fall below zero, the system automatically terminates positions, ensuring that trader losses cannot exceed their initial deposit.

Compliance and Verification Frameworks

To maintain ecosystem integrity, Bitelity enforces rigorous Know Your Customer (KYC) and Anti-Money Laundering (AML) verification structures. New registrants undergo automated identity verification processes, cross-referencing global security databases to prevent fraudulent onboarding, identity theft, and unauthorized access.

3. Trading Environment, Account Typologies, and Specifications

To accommodate varying trading volumes and strategies—ranging from retail day trading to automated programmatic execution—Bitelity provides a scalable account taxonomy. The structural design emphasizes transparency in trading costs, moving away from hidden maintenance fees toward clear swap and commission schedules.

Account Parameter

Specification Details

Operational Use Case

Execution Type Market Execution (STP/ECN) Scalping, Day Trading, EAs
Base Currencies USD, EUR, GBP, CAD Multi-regional accessibility
Margin Call / Stop Out 50% / 20% Standard automated risk control
Liquidity Pools Tier-1 Institutional High volume deep liquidity
Clearing Protocols Automated Automated Clearing House / Crypto Gateways Secure multi-channel processing

The platform fully supports algorithmic trading through Expert Advisors (EAs). Traders can deploy automated scripts without restrictions on holding times, enabling high-frequency trading (HFT) strategies and complex grid-trading systems to operate efficiently within the platform’s liquid environment.

4. Digital Integration and Technical Support Systems

A critical component of the user experience is the cross-platform compatibility of the trading interface. Bitelity’s proprietary terminal architecture is optimized for web-based access, desktop deployments, and mobile operating systems (iOS and Android). The user interface emphasizes minimalist data presentation, reducing cognitive load while maximizing the visibility of essential analytical indicators and depth-of-market (DoM) data.

Furthermore, technical assistance is managed via an omnichannel 24/7 support desk. In contrast to basic chatbot automations utilized by earlier fintech entrants, the technical desk provides direct escalations to infrastructure engineers, facilitating rapid resolution of API connectivity errors, institutional transfer delays, or verification bottlenecks.

Conclusion and Future Outlook

Bitelity’s technological framework presents a thoroughly modernized approach to retail and professional asset trading. By prioritizing ECN/STP execution transparency, implementing automated negative balance protection, and utilizing structured corporate compliance, the platform establishes a reliable operational model. As global financial markets evolve under stricter data protection and technological mandates, platforms that prioritize architectural speed and rigid risk control mechanisms remain fundamental to sustainable trading ecosystems.

Sleep Apnea Treatment Options Have Expanded Considerably Over Recent Years

Sleep Apnea Treatment Options - Man in bed wearing CPAP mask

Sleep apnea care has improved in important ways over the past several years. Patients once had a limited set of choices, often focused on nighttime breathing machines or surgical procedures. Today, care may include sleep testing, oral appliance therapy, airway-focused dental support, laser treatment, and medical guidance. These expanded options allow providers to match treatment with symptom severity, comfort, health history, and long-term sleep goals.

A clear diagnosis should come first, since snoring alone does not confirm sleep apnea. A sleep physician may evaluate breathing pauses, oxygen changes, and sleep quality through a lab study or home test. After those results are reviewed, sleep apnea treatment in Las Vegas may involve oral appliance therapy, laser care, or medical device support, depending on the patient’s airway concerns and overall needs.

Why Treatment Choices Have Broadened

Research has shown that untreated sleep apnea can affect more than nightly rest. Repeated airway blockage may place stress on the heart, raise blood pressure, increase fatigue, and make daytime focus harder. These health concerns have encouraged providers to look beyond one standard method of care.

Better screening has also shaped treatment decisions. Home sleep tests now allow many patients to complete evaluation in a familiar setting. Digital scans, improved appliance materials, and more precise fitting methods have made dental treatments more comfortable. These advances give qualified providers better ways to address sleep-related breathing problems.

Continuous Airway Pressure Still Matters

Continuous positive airway pressure remains a widely used treatment for moderate to severe sleep apnea. The machine sends steady air through a mask, which helps keep the airway open during sleep. For many patients, this therapy reduces breathing pauses and supports healthier oxygen levels.

Comfort plays a major role in long-term success. Some patients struggle with mask pressure, dryness, sound, or the difficulty of traveling with equipment. Newer machines are smaller and quieter than older versions. Mask styles have also improved, giving patients more options for fit, seal, and airflow.

Oral Appliances Offer a Smaller Option

Oral appliances have become a helpful choice for mild to moderate obstructive sleep apnea. These custom-made devices sit inside the mouth and gently move the lower jaw forward. That position may reduce airway collapse while a person sleeps.

A trained dental provider measures the bite, reviews jaw movement, and adjusts the appliance as needed. Follow-up visits are important because small changes can affect comfort and results. Many patients prefer this option because it is quiet, convenient to carry, and simpler to use while traveling.

Laser Therapy Has Gained Attention

Some dental practices now provide laser-based airway therapy for snoring and selected sleep-related breathing concerns. This treatment uses gentle warmth on soft tissue in the throat area. The goal is to firm the tissue and reduce vibration or partial blockage.

Laser therapy is usually non-surgical and may take several sessions. It should not replace a formal medical diagnosis. A provider should review sleep study results before recommending this type of care. For the right patient, it may support easier airflow and quieter sleep.

Surgery Remains Selective

Surgery is still an option, but it is usually considered for patients with clear structural concerns. Enlarged tonsils, nasal blockage, jaw position, or excess throat tissue may contribute to airway collapse. In these cases, surgery may help reduce obstruction.

The decision requires careful evaluation. Surgical care involves recovery time and possible risks. Results may differ based on anatomy, weight, age, and sleep apnea severity. For that reason, many care plans begin with less invasive treatments before surgery becomes part of the discussion.

Combination Care Can Improve Results

Sleep apnea often responds well when several contributing factors are addressed together. Weight management, reduced alcohol use, sleep position changes, nasal breathing support, and oral appliance therapy may all help improve rest. No single habit works for every person, but small changes can make treatment more effective.

Coordinated care also matters. A sleep physician can confirm the diagnosis and monitor medical risk. A trained dental provider can manage appliance fit, comfort, and airway support. This team-based approach helps patients receive care that matches both test findings and daily routines.

Signs That Evaluation Is Needed

Loud snoring is a common warning sign, but it is not the only one. Breathing pauses, choking sounds, morning headaches, dry mouth, and daytime sleepiness may also suggest a sleep disorder. Problems with focus can appear even after a person spends enough hours in bed.

Some patients have a higher risk due to high blood pressure, excess weight, diabetes, or a thicker neck. A sleep partner may notice symptoms before the patient does. Early evaluation can help prevent years of poor rest and may reduce health strain linked to untreated breathing disruptions.

Conclusion

Sleep apnea treatment has shifted from a limited set of options to a broader, more patient-centered approach. Modern care may include airway pressure therapy, custom oral appliances, laser treatment, lifestyle support, or selective surgery. The best plan starts with proper testing and professional guidance. With more choices available, patients have a stronger chance of finding care that supports safer breathing, better rest, and improved daily energy.

Why Most Organizations are Getting AI Adoption Wrong

By Dr. Gleb Tsipursky 

Most companies still talk about AI as if the main question is technical: Is the model accurate enough to trust? A more important question is human: Does the worker know when not to trust themselves?

That is the sharper lesson from a recent Management Science peer-reviewed study, which found that AI delivers the biggest gains not simply when people are less skilled, but when they are better calibrated about their own ability. The workers who benefit most are the ones who can judge, with some honesty, where their own judgment is likely to fail.

The study tested 732 people on a simple but revealing task: deciding whether faces in photos were over age 21, sometimes with an AI confidence score and sometimes without it. Average performance improved with AI help, and lower-ability participants gained more than stronger ones. That result lines up with a growing body of evidence showing that AI can act as a leveling technology.

AI can narrow performance gaps, yet it does not do so automatically. The study shows that when people use AI with their actual, imperfect self-beliefs, inequality falls.

In a widely discussed Science paper on generative AI and professional writing, it was found that ChatGPT meaningfully increased productivity and quality, with the largest gains going to weaker initial performers. In a large field experiment published in the Quarterly Journal of Economics, it was discovered that AI assistance raised customer-support productivity by 15% on average and helped novice and low-skilled workers far more than top performers.

What makes the Management Science paper especially useful is that it separates ability from self-knowledge. Two workers can have the same baseline skill and still get very different value from the same AI system, because one is better at recognizing when the system is likely to outperform them.

That sounds obvious until you look at how most organizations deploy AI. They benchmark models, buy licenses, redesign workflows, and train people on prompts. Then they assume workers will naturally learn when to defer to the tool and when to push back. The evidence suggests that assumption is shaky.

This matters because miscalibration cuts in both directions. Overconfident workers ignore useful AI advice. Underconfident workers defer when they should trust their own judgment. In both cases, the value of augmentation leaks away. The result is that companies can install a capable system and still see mediocre gains because the real bottleneck is not the model but the user’s sense of their own competence.

That is a very different diagnosis from the usual story that AI disappoints only when the technology is immature or the workflow is clumsy. It also changes the debate about inequality.

One of the most promising ideas in the economics of AI is that these systems could spread expert performance more widely instead of simply rewarding the already advantaged. One NBER paper argues that AI could help restore middle-skill work by embedding expertise into tools that broaden access to capability.

The Management Science findings support that view, but they add an important condition. AI can narrow performance gaps, yet it does not do so automatically. The study shows that when people use AI with their actual, imperfect self-beliefs, inequality falls. With perfect calibration, it would fall much more. The gains are real, but the full equalizing effect remains trapped behind a human judgment problem.

That insight should push leaders to rethink training. For years, companies have treated worker development mainly as a matter of adding skill: more instruction, more certification, more exposure to best practices. AI makes a different target newly valuable. Workers need help estimating uncertainty, reading signals, and recognizing when they are in an edge case. That is less glamorous than frontier-model talk, but it may be far more practical.

A call center, insurer, hospital, or legal team may not be able to turn average employees into experts overnight. It may, however, be able to make them much better at knowing when the machine is likely right and when it deserves skepticism.

There is reason to think calibration can improve. A recent study in Futures & Foresight Science found that an interactive training app reduced overconfidence and improved calibration in under 30 minutes. The underlying idea is not new. Decades ago, Sarah Lichtenstein and Baruch Fischhoff showed in classic research on calibration training that feedback can make people better judges of their own probabilities.

More recent work on automated calibration training for forecasters points in the same direction. Calibration is not magic, and it is not a cure-all, but it does not look like a fixed trait either.

As companies race to embed AI into everyday work, the most underrated advantage may be brutally simple: knowing when you are probably wrong.

That creates a more useful agenda for management than the stale choice between “train people” and “deploy AI.” The better answer is to train people to work with AI. Teach them how to assess confidence, how to compare their judgment against model output, how to recognize repeated blind spots, and how to change behavior when feedback shows they are off. The goal is not blind trust in the machine — it is disciplined partnership.

AI is often described as a force multiplier, but that phrase hides the real mechanism. In practice, these systems reward workers who can tell the difference between confidence and competence. As companies race to embed AI into everyday work, the most underrated advantage may be brutally simple: knowing when you are probably wrong.

Adapted from: The Psychology of AI Adoption at Work: From Resistance to Results (Georgetown University Press, 2026). https://disasteravoidanceexperts.com/aibook

About the Author

Dr. Gleb TsipurskyDr. Gleb Tsipursky was named “Office Whisperer” by The New York Times for helping leaders overcome frustrations with Generative AI. He serves as the CEO of the future-of-work consultancy Disaster Avoidance Experts. Dr. Gleb wrote seven best-selling books, and his two most recent ones are Returning to the Office and Leading Hybrid and Remote Teams and ChatGPT for Leaders and Content Creators: Unlocking the Potential of Generative AI. His cutting-edge thought leadership was featured in over 650 articles and 550 interviews in Harvard Business ReviewInc. MagazineUSA TodayCBS NewsFox NewsTimeBusiness InsiderFortuneThe New York Times, and elsewhere. His writing was translated into Chinese, Spanish, Russian, Polish, Korean, French, Vietnamese, German, and other languages. His expertise comes from over 20 years of consultingcoaching, and speaking and training for Fortune 500 companies from Aflac to Xerox. It also comes from over 15 years in academia as a behavioral scientist, with 8 years as a lecturer at UNC-Chapel Hill and 7 years as a professor at Ohio State. A proud Ukrainian American, Dr. Gleb lives in Columbus, Ohio.

Berkshire Earnings Rise as Abel Starts Putting Cash to Work

Berkshire Hathaway had a stronger second quarter, with operating earnings rising 16% to $12.98 billion as its energy, railroad and manufacturing businesses delivered solid results. Insurance was a weaker spot, with underwriting earnings and investment income both declining from a year earlier.

The bigger story, however, is how new CEO Greg Abel is beginning to use the enormous cash pile built up under Warren Buffett. Berkshire spent about $4.5 billion buying back its own shares in the quarter, a sharp increase from just $235 million in the first quarter. The company also became a net buyer of stocks, purchasing nearly $20 billion after selling equities for 14 straight quarters.

Berkshire’s cash holdings fell to $365.5 billion by the end of June, down from a record $397.4 billion three months earlier. The company also completed its acquisition of Taylor Morrison and now counts Alphabet among its five largest stock holdings. The moves suggest Abel is becoming more willing to put Berkshire’s cash to work while still following Buffett’s cautious approach.

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Will Dubai’s Property Market Reprice by 2027 as Global Risks Reshape Valuations?

Dubai property market

By Dr. Fahim Alshayea

Dubai’s property market may enter a selective repricing phase by 2027 as global risks, financing conditions, supply dynamics and development costs reshape valuations.

Dubai’s real estate market is entering a more complex phase where future valuations will depend on global conditions and local fundamentals. The key question is whether current incentives represent an early correction or a strategic response to liquidity pressures, with the outlook depending on supply, demand, financing conditions, development costs and pricing power. 

Why Must Dubai Real Estate Be Viewed Globally? 

Real estate values are shaped by future expectations, including replacement costs, risks, cash-flow potential and supply absorption capacity. 

Dubai’s property market can no longer be analysed separately from global economic developments, as it is influenced by trade flows, supply chains, geopolitical tensions, energy costs and global interest-rate trends. 

For the United Arab Emirates, where the dirham remains pegged to the US dollarUS Federal Reserve policy directly influences Dubai’s financing conditions and borrowing costs, making financing costs a key determinant of future property valuations.

How Are Global Risks Reshaping Dubai Property Valuations?

Since 2024, the global economy has experienced a significant rise in the geopolitical risk premium—the additional return investors demand for political and military uncertainty. Its impact extends beyond financial markets through higher financing costs, shifting capital flows, commodity pressures and global shipping disruptions, which have become key drivers of real estate pricing.

Against this backdrop, Dubai has witnessed a shift in buyer behaviour, with demand increasingly favouring completed, ready-to-occupy properties while moderating for some off-plan developments based on extended payment plans.

This raises a fundamental economic question: do these incentives represent the early stages of a genuine market correction, or are they primarily financial strategies to optimise liquidity management in a more uncertain global environment?

The answer depends on two forces: 

  • The pace of new residential supply entering the market.
  • The growth rate of genuine end-user demand.

Are Developer Incentives a Liquidity Strategy or a Market Warning? 

Under normal conditions, developers seek to maximise profit margins, but during uncertainty, priorities may shift towards liquidity preservation and cash conversion rather than maximum selling prices. Incentives may reflect inventory conversion, financing management and reduced borrowing as capital costs rise.

Distinguishing liquidity management from genuine demand weakness requires evidence: whether discounts weaken absorption rates and whether 2027 supply aligns with Dubai’s population and economic growth or exceeds market capacity.

If supply exceeds effective demand, incentives may signal early price adjustments regardless of developers’ financial objectives. Thus, pricing strategies may simultaneously strengthen developers’ balance sheets while reflecting emerging supply pressure, with conclusions determined by market evidence rather than assumptions.

Why Are Investors Favouring Completed Properties? 

Rising demand for completed properties over certain off-plan developments reflects three factors:

1. Immediate cash flow:  

Completed properties provide immediate rental income and faster capital recovery.

2. Execution risk mitigation:

Investors increasingly favour income-generating assets over undelivered projects, reducing delivery risks amid uncertainty. 

3. Timing risk sensitivity:

Rising construction costs and financing uncertainty have increased sensitivity to timing risks.

However, completion alone does not determine quality; location and sustainable demand remain decisive.

Are Discounts Signalling Opportunity or Pressure? 

Whether current incentives indicate declining prices requires disciplined analysis rather than premature conclusions.

Developer incentives may aim to:

  • Accelerate capital turnover. 
  • Strengthen operating cash flows. 
  • Reduce reliance on bank financing. 
  • Bring forward sales before construction costs rise further. 

However, some incentives may also reflect genuine demand weakness in specific project segments, particularly those experiencing intensive recent launches.

Therefore, discounts should be viewed as composite market indicators requiring project- and location-specific analysis rather than evidence of either permanent decline or pure liquidity management.

Why Is Asset Quality Becoming Critical? 

Real estate has long been viewed as a vehicle for wealth preservation and protection against inflation and rising costs. However, this advantage does not apply equally to all property categories.

Assets with strong locations, sustainable demand and stable rental income are better positioned to preserve value than those driven by short-term speculation. Therefore, asset quality has become more important than market timing.

However, asset quality reduces risk but does not eliminate exposure to price adjustments if surrounding supply exceeds market absorption capacity.

What Will Shape Dubai Real Estate by 2027? 

Current indicators suggest neither broad downturn nor unjustified acceleration, but selective repricing by 2027 shaped by asset quality, demand, costs and supply. 

Price trends will depend on four key drivers: 

1. Geopolitical risk premium:  

Changes in geopolitical uncertainty will influence international capital flows. 

2. Supply-chain risk premiums:  

Procurement and logistics changes will continue affecting construction costs and project execution. 

3. Cost-driven inflation: 

 Persistent production-cost increases will influence real estate development economics. 

4. Global interest rates

US Federal Reserve policy will remain a key determinant of Dubai’s financing costs, as interest-rate changes transmit into UAE borrowing conditions.

 This factor remains independent and may move differently if global rates enter a cutting cycle while geopolitical pressures remain elevated.

Can Rising Costs Advantage Existing Properties?

If these factors persist or intensify, developing new projects could become materially more expensive than acquiring many existing assets.

Completed properties could gain an investment advantage if future supply remains aligned with absorption.

Replacement cost raises the economic cost of producing comparable assets, but it does not establish a guaranteed price floor.

If supply exceeds effective demand, prices may decline despite higher construction costs because of excess inventory. Ultimately, the relationship between construction costs and property values will continue to be governed by the balance between effective supply and effective demand.

What Should Investors Watch Now? 

Investors should evaluate opportunities through liquidity, cost, risk, value and supply. Price incentives should not automatically be viewed as either opportunities or signs of weakness; their meaning depends on the project, location and the developer’s financial position.

Market Development  Possible Interpretation 
Developer incentives and pricing offers  May reflect a strategy to accelerate cash conversion, improve liquidity and manage financing obligations 
Discounts accompanied by weaker absorption rates  May indicate genuine demand pressure in specific projects or locations 
Higher replacement costs  Increase the cost of producing comparable assets but do not necessarily establish a guaranteed market price floor 
Excess supply beyond market absorption capacity  May create downward pressure on prices despite higher development costs 

The same market signal may have different explanations depending on the underlying conditions. 

Investors should therefore: 

  1. Assess discounts rationally by identifying whether they reflect liquidity needs, accelerated sales or demand weakness. 
  2. Prioritise asset quality and income-generating assets supported by sustainable demand. 
  3. Monitor geopolitical risks, supply-chain pressures, cost inflation, interest rates and future supply indicators. 
  4. Diversify exposure across assets, sectors and locations.

Is Dubai Entering Economic Repositioning?

Dubai’s real estate market is neither entering a crisis nor enjoying guaranteed stability. Instead, it is moving into a phase of economic repositioning shaped by global conditions, new supply and market absorption. Current incentives should be assessed alongside developers’ liquidity needs and potential demand weakness.

Ultimately, market direction will depend on liquidity, cost, risk, value and supply, while investors should focus on future replacement costs and supply alignment with genuine demand through 2027 and beyond.

About the Author

Dr. Fahim Alshayea

Dr. Fahim Alshayea is CEO of Alshayea for Real Estate and Investment Consultancy and holds a PhD in Civil Law. He is an Economic and Real Estate Investment Consultant, a certified legal and economic expert at the Arab Legal Judicial Centre affiliated with the League of Arab Sta, and has authored more than 25 books on law and investment. 

Trump Renews Push to Limit Birthright Citizenship

President Donald Trump has signed two new executive orders aimed at restricting birthright citizenship, reviving an effort that was recently blocked by the U.S. Supreme Court. One order expands the categories of non-citizens whose children would not automatically receive U.S. citizenship, while the other targets “birth tourism” by preventing pregnant women from entering the country solely to give birth.

The administration argues the measures are intended to stop abuse of the immigration system and prevent foreign nationals from using birthright citizenship to gain long-term benefits. However, legal experts say the new orders are likely to face fresh court challenges, particularly because the Constitution guarantees citizenship to most people born on U.S. soil under the 14th Amendment.

Critics also question the scale of the issue, noting that birth tourism accounts for only a small fraction of U.S. births each year. While the president has authority to regulate entry into the country, constitutional scholars argue he cannot deny citizenship to children born in the United States if they are protected by existing law.

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Why Personal Accident Cover is a Smart Add-on to Your Health Plan

Health Insurance and health plan in Digital Application

A health plan pays for treatment, but an accident can affect much more than hospital expenses. Personal accident cover adds financial support when an injury causes disability, loss of income or death.

It helps protect everyday finances while the insured person focuses on recovery. For families that depend on regular earnings, this additional layer of protection can make an existing health plan more complete and practical during a difficult period.

Financial Support beyond Medical Bills

A medical insurance plan usually covers eligible treatment costs, but it may not address the wider financial impact of a serious accident. Personal accident cover can provide a fixed benefit based on the nature of the injury without disrupting planned financial goals.

  • Helps manage sudden household expenses
  • Provides support after accidental disability
  • Reduces pressure on personal savings

Family Financial Security

Families often depend on one or more earning members for daily expenses, education and long-term commitments. An accident affecting an earner can disturb these plans. Accident cover creates a financial cushion for loved ones at a financially sensitive time.

  • Offers support after accidental death
  • Helps families meet ongoing commitments
  • Protects dependants from sudden hardship

Income Protection during Recovery

An accident may prevent a person from working for weeks or longer. Personal accident insurance can offer financial support during this period, depending on the policy terms and type of disability, especially when paid leave or emergency savings are limited.

  • Helps replace part of lost income
  • Supports regular household payments
  • Eases financial stress during recovery

Covers Everyday Accident Risks

Accidents are not limited to road travel or high-risk work. A fall at home, an injury during travel or an unexpected incident at work can also cause serious consequences, even when the incident seems ordinary at first.

  • Covers a wide range of accidental events
  • Supports people across different lifestyles
  • Adds protection beyond hospital treatment

Affordable Additional Protection

Personal accident cover is often a practical add-on because it focuses on specific accident-related risks. It can strengthen overall protection without replacing the main health policy, making it useful for households seeking wider financial security.

  • Adds useful cover at a manageable cost
  • Can suit individuals and earning family members
  • Offers focused benefits for accident-related losses

Covers Non-Medical Expenses

Recovery may involve costs that are not directly linked to hospital treatment. Travel for follow-up care, home adjustments or temporary help can affect the household budget. These expenses may continue even after discharge.

  • Supports expenses outside hospital bills
  • Helps manage changes in daily routines
  • Protects savings from unexpected financial pressure

Supports Long-Term Financial Stability

A permanent disability may affect earning ability for many years. A lump-sum benefit can help the insured person and family adjust their financial plans after a life-changing accident. It may also support revised career or care needs.

  • Supports future household needs
  • Helps manage long-term financial responsibilities
  • Provides funds for lifestyle adjustments

Complements Employer-Provided Insurance

Workplace insurance can be useful, but it may remain active only during employment or offer limited benefits. A personal policy gives individuals greater control over their protection, particularly when employment benefits change unexpectedly.

  • Continues independently of the employer
  • Can provide broader accident-related benefits
  • Helps avoid gaps during job changes

Conclusion

Health insurance remains essential for medical treatment, while personal accident cover addresses the financial consequences an accident may leave behind. Together, they offer broader support for hospital bills, income interruption, disability and family needs. Before adding the cover, check the benefit structure, exclusions, disability definitions and claim conditions carefully. The right combination can protect both health-related expenses and the household finances that keep everyday life moving with greater confidence.

5G Will Not Make the World Faster. It Will Make It Less Human.

5G Will Not Make the World Faster - 5G data

By Leonid Reiman

5G has been marketed as faster mobile internet, but its deeper impact lies in enabling systems to act faster than humans. By connecting machines, sensors and infrastructure and combining low-latency networking with edge computing and AI, 5G transforms networks from passive channels into active systems that can observe, decide and respond in real time — raising technical, ethical and political questions about authority and accountability.

Table of Contents

Highlights

  • 5G’s value is not primarily consumer speed but systems acting before humans can react.
  • It connects cranes, robots, sensors, medical devices, power grids and more — enabling physical actions, not just screens.
  • Edge computing + URLLC/mMTC move decisions close to events; AI at the edge amplifies predictive control.
  • The key question becomes who has authority to act and who bears responsibility when actions are automated.

From service to architecture

Mobile generations are first sold as consumer services and only later seen as architectures. 3G brought mobile internet; 4G enabled apps and streaming. 5G’s marketing focused on speed, but throughput is the storefront — the real change is architectural: who responds first to events.

Last-mile and active things

The transformative shift is in the last mile: making previously passive things active network participants. Beyond phones, networks now link cranes, robot arms, sensors, transport hubs, cameras, machine tools and medical devices. Signals can directly trigger actuators, change modes or halt processes without passing through a human operator.

When systems act first

In operations like remote port terminals, private 5G and local compute create tight timing loops where control actions occur in tens of milliseconds. A gust-corrected container can be stabilized by local control before an operator perceives it. Humans remain in control, but are no longer always the fastest actor in the loop.

eMBB, URLLC, mMTC — different worldviews

  • eMBB: enhanced mobile broadband for human traffic.
  • URLLC: ultra-reliable low-latency communications for time-critical control.
  • mMTC: massive machine-type communications for dense IoT connectivity.
    The public-visible phase emphasized eMBB; the deeper transformation requires URLLC, mMTC, private standalone cores and edge infrastructure. Coverage often arrived before the architecture.

Edge computing and AI

Edge compute places processing near data sources, shortening the observation-to-intervention window. For consumer media latency is negligible; for industrial control and safety it is decisive. AI running at the edge enables pattern recognition and predictive actions, but only if network design supports proximity and low latency.

Authority, accountability, and politics

Low-latency automated systems shrink the human “pause” for doubt and cancellation. Responsibility for errors becomes distributed across sensors, models, local nodes, networks and actuators. Therefore low latency is also a political and ethical issue: who can act, under what rules, and who is accountable?

Legacy of 5G

5G’s principal legacy will be networks transitioning from channels into clocks that set the tempo for sensing, decision-making and response in the physical world. This shift makes the system “less human” in the sense that human-paced rules no longer fit time-critical automated systems. Less human is not inherently worse, but it requires rethinking regulations, governance and safety frameworks.

About the Author

Leonid Reiman — telecommunications expert and former Minister of Communications and IT of the Russian Federation.

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