How IndusInd Bank Online FD Is a Great Investment Plan for Salaried Individuals?

Bank Online FD Is a Great Investment Plan

To build a solid financial backbone, investing your money is a must. However, although all investments guarantee returns, only a few of them ensure consistent earnings without risk. Fixed deposit is one of the investment vehicles that fit the bill.

In contrast to other investment avenues, an FD (fixed deposit) is a beginner-friendly investment tool that involves minimal risk and offers higher returns. What’s more, with banks like IndusInd Bank offering online FD options, you can invest your money within a day, thanks to their straightforward application process.

But that’s not where the benefits end? Here are some more reasons why IndusInd Bank’s online FDs are a great investment opportunity for salaried individuals.

Minimum Amount Required for Investment

When you invest in an FD, you need to make a lump-sum payment to your bank. This principal amount grows over the tenure of the FD to give you returns. 

If you’re a first-time investor, it’s best to start small and slow. And IndusInd Bank’s online FD allows you to do just that! With minimum amounts as low as Rs. 10,000, you can start investing without worrying about locking a big amount.

Assured Returns

An FD is a low-risk investment by nature. Why? Because the returns on it are independent of market volatility. Meaning the rate at which you’ve booked an FD will stay the same throughout the tenure. 

Though FDs may seem risk-free, there’s still a small degree of risk attached to them, the most prominent of which is default risk. This type of risk arises if a bank goes bankrupt and can’t pay you the interest. 

However, your FDs are already covered against this threat. Well, if you’ve got an online fixed deposit, your investments are insured for up to Rs. 5 lakhs, according to the DICGC (Deposit Insurance and Credit Guarantee Corporation of India). This adds another layer of risk-prevention to your investments. All in all, your returns are always safe and assured.

Flexible Tenure

Do you want to have greater control over the terms of your investment? Along with the investment amount, IndusInd Bank’s online FD option allows you to choose the FD tenure as well. This allows you to plan your finances, enables greater cash inflow, and helps you manage your liquidity needs conveniently.

What’s more, if you need access to funds during an emergency, you can easily pre-close the FD and withdraw the available funds for a small penalty.

Easy Application

You surely have a busy schedule as a salaried employee. Needless to say, you may not have time to visit a bank account and participate in a long, drawn-out application process. However, with IndusInd Bank’s online FD accounts, you can book an FD within minutes, and that too from the comfort of your home or office. All you need to do is follow these steps.

  • Visit the IndusInd Bank website and fill up the online application.
  • Choose a fixed deposit type from the available options and authenticate yourself.
  • Finish the application process and transfer the funds online to create your fixed deposit.

When complete, the copy of your deposit details will be shared with you for any future communication.


Looking for an FD plan that offers stable returns on your hard-earned money? IndusInd Bank’s Online Fixed Deposit might be the thing you’re looking for. Most importantly, it offers you the flexibility to choose the investment amount and tenure depending upon your current cash flow, making it one of the most flexible investment options available for salaried people like you.

Disclaimer: This article contains sponsored marketing content. It is intended for promotional purposes and should not be considered as an endorsement or recommendation by our website. Readers are encouraged to conduct their own research and exercise their own judgment before making any decisions based on the information provided in this article.

The views expressed in this article are those of the authors and do not necessarily reflect the views or policies of The World Financial Review.