Am I Eligible for a PI Settlement Loan?

If you’ve been injured and it wasn’t your fault, you will probably end up being involved in a lawsuit. The accident might have caused you lifelong injuries, changing your way of life. Or, it might have put you out of work for a while, preventing you from earning money in that period. 

Sometimes, people struggle to make ends meet during their lawsuit. This can be an additional pressure during a stressful time. Luckily, some companies offer PI settlement loans, which can cover any expenses during the case. But are you eligible? Here are some of the scenarios in which you might be able to get a PI settlement loan. 


Slip and fall

A slip and fall accident occurs when you fall somewhere due to negligence. For example, you might experience a slip and fall in a café because water has been left on the floor unattended. This should have been cleaned up by a member of staff or should have a hazard sign near it. If your injury has put you out of work, you may be eligible for a PI settlement loan. 


Medical malpractice 

Medical malpractice occurs when a medical healthcare professional deviates from the standards of their profession, causing injury or illness to a patient. For example, you may experience medical malpractice if you have a wrongful diagnosis due to incorrect testing or health checks. Healthcare professionals are supposed to put the needs of their patients first and outline any risks before a procedure. If this hasn’t happened and you have a medical malpractice case, you may be eligible for a PI settlement loan.  


Workplace injury

Injuries can happen in workplaces at any time. But they shouldn’t. If your workplace injury has occurred due to negligence, you may be eligible for a PI settlement loan. For example, perhaps cables were left hanging loosely in your office and you tripped. Or perhaps a slip hazard wasn’t correctly signed. 


Construction accident 

Construction sites can be dangerous places to be. There are lots of hazards including dangerous machinery and loose materials. Because of this, no one should be able to wander onto a construction site. They should be properly sign posted and impossible to enter without permission. If you have experienced an injury on a construction site because a hazard wasn’t properly signposted, you may be eligible for a PI settlement loan. This is also the case for construction workers when employers haven’t adhered to the correct health and safety procedures. 


Dog bites

You could also be eligible for a PI settlement loan if you have been injured from a dog bite. Dangerous animals should always be kept on leads and shouldn’t be near children. Speak to your attorney for more information. 

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The views expressed in this article are those of the authors and do not necessarily reflect the views or policies of The World Financial Review.