The Features of a Safe Slot Gaming Site

April 29, 2025

Casino Slot Machine Reel on a Computer Display

The slot gaming genre continues to draw the attention of millions of audiences across many divides. In fact, a recent study showed that there were already over 85 million active online slot players, which is expected to increase rapidly in the coming days.

Of course, a lot of factors contribute to the growing popularity. Games like Secrets of the Phoenix are now easily accessible, thanks to the popularity of online platforms.

Plus, it’s become possible to diversify games and integrate thematic depictions that appeal to multiple tastes and preferences. But as more operators and players join the sector, there’s always the challenge of ensuring you’re participating on a safe platform.

Therefore, reading on, you will learn about the various features to look at to ensure the platform is safe and secure.

Why is online safety important for slot gaming?

We have already hinted at how fast the slot gaming sector is growing. According to Zion Market Research, the industry has already surpassed the $9.5 billion mark and could continue expanding to reach $13.4 billion in the next few years.

As if that is not enough, slot gaming accounts for about 80% of all casino revenue in some regions. So, as these numbers continue to increase, the sector becomes a prime target of cybercriminals who are always eyeing customer data to compromise it.

Do you know that just in 2023, close to seven in ten online casinos experienced cyberattacks, according to World metrics? Now that the attacks have become even more advanced, you don’t want to be part of those affected.

This is why you can’t afford to ignore the security of the platform you use to engage. And just as we pay attention to our physical safety, we must do the same for our online security.

The power of advanced security measures

Let’s take a security measure like 2FA, for instance. It may sound simple, but its results make it worth your consideration.

In fact, some experts claim that it can prevent exposure to up to 99.9% of targeted attacks. And for some common attacks like phishing scams, 2FA can prevent exposure to up to 96%.

With such statistics in place, you want to ensure that the platform adopts measures like 2FA to improve its safety. Two-factor authentication improves security by requiring two forms of identification to access data and other resources.

Here’s how it works:

A user logs in with their username and password
The authentication server validates the password
If the password is correct, the user is prompted to provide a second form of identification
The user provides the second form of identification to confirm their identity

The best part of 2FA is that it eliminates the need to carry or download token generators or associated apps. All that the website needs to do is use your mobile device to call or text to verify your identity.

Other security measures

Have you ever heard about the secure sockets layer, commonly abbreviated as SSL? This digital certificate verifies a website’s identity and allows for encrypted connection between web servers and browsers.

By encrypting customer data, SSL ensures internet connections are secure and can’t be read or modified by criminals. To check whether the gaming site is SSL-secured, confirm that you see a padlock icon just beside the URL in the address bar.

Here are the key aspects of this security protocol:

Data Encryption: SSL scrambles data using a cryptographic key to make it unreadable to anyone without the proper decryption key.
Website Authentication: This security protocol verifies a website’s identity through the certificate and helps prevent phishing attacks.
Data Integrity: The encryption process ensures that data cannot be tampered with during transmission, as any modifications would be detected.
Trust Signal: The “HTTPS” indicator in the address bar signifies that a website is using SSL and provides users with visual reassurance that their data is secure.

Other features to consider

Besides these security features, you want to ensure that the platform adopts modern payment methods, which are more secure than traditional ones. And beyond security, these methods offer better customer experiences like instant transactions.

Licensing is something else that you can’t afford to ignore. How do you ensure a platform is accountable if it doesn’t have a license, especially when issues arise?

Plus, licenses are good because they point to a platform’s credibility. On top of that, check whether the platform has a reliable and accessible customer support team.

That can come in handy when one faces technical or financial challenges during gameplay. Of course, it goes without saying that the best slot gaming sites normally offer 24/7 live chat for instant help.

Conclusion

The slot gaming industry is really growing, with many attackers now targeting it. And since you don’t want to be among those affected by attacks, paying attention to the above features can help.

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How Does Location Impact the Average Gas Well Royalties Per Acre? An Analytical Insight

April 29, 2025

Operating oil and gas well profiled on bright sky with clouds in active European oilfield

When understanding the value and returns from your land, location is a major factor that impacts the average gas well royalties per acre. Depending on where a gas well is located, the income you receive can vary significantly. Rich resource deposits often lead to higher payouts, making your land’s geographical situation important.

Different areas have unique geological features that contribute to variations in royalty rates. For instance, royalty rates are generally higher in regions with a history of high production. Landowners in these key areas can expect more favorable terms and potentially greater financial rewards.

Before signing any agreements, knowing how your location influences potential earnings is necessary. Exploring factors like regional history and current market trends can offer insights.

Understanding Gas Well Royalties

Gas well royalties are payments to landowners based on extracted natural gas. These royalties depend on various factors, including lease agreements and production rates.

Overview of Royalty Agreements

Royalty agreements set the terms for how much you earn from natural gas production on your land. Typically, you agree to let a company drill on your property in exchange for a percentage of the revenue. This rate often ranges between 12.5% and 25%. The exact percentage can vary based on the location of the well and current market conditions.

These agreements also consider the costs involved in extracting and processing the gas. Sometimes, post-production costs are deducted from royalties. You need to read and understand these terms before agreeing to guarantee you know how much you will receive.

Determining Factors for Royalties

Several factors influence how much you earn from gas well royalties. One significant factor is location. Well-known areas for gas, like the Permian Basin, can offer higher royalty rates, sometimes reaching up to 25%. The volume of gas produced also impacts total earnings. High-yield wells will generate more revenue, resulting in higher payouts.

Current market prices for natural gas also play a role. If gas prices are high, you earn more. Understanding these factors can help you better assess potential royalty income from your land. Negotiating based on these elements can maximize your profit from gas well operations.

Impact of Location on Gas Well Royalties

Location plays a key role in determining the amount of gas well royalties you might receive. State and local policies, geological factors, and infrastructure are important elements that can either increase or decrease your royalties.

Influence of State and Local Policies

State and local regulations greatly impact gas well royalties. Some areas, like Texas, have standard royalty rates of around 25%. These policies can influence how much you earn by setting taxes, fees, and legal requirements for drilling operations.

Each area may have unique guidelines that affect oil and gas extraction. These rules can vary widely, potentially affecting your earnings quite a bit. Staying informed about local legislation will help you understand potential changes in royalties.

Geographical and Geological Variations

The physical characteristics of the land can also change royalty outcomes. Areas with rich mineral deposits or favorable geological formations offer higher returns. A well producing more gas will generally result in better royalty payments.

On a smaller scale, the depth and type of rock layers can affect drilling costs and efficiency. Areas that are easier to drill can be more profitable for operators. This directly impacts how much you could receive in royalties over time.

Market Accessibility and Infrastructure

Proximity to markets and infrastructure like pipelines can influence royalties. Areas with good access to transport routes often see reduced costs, leading to higher potential profits for you. This is because moving the gas to the market is easier and cheaper.

Regions lacking necessary infrastructure or distant from major markets may see reduced payments. Additional expenses to transport the gas can decrease the overall earnings. Being close to established infrastructure is a clear advantage in maximizing royalty income.

Conclusion

Location plays a big role in determining gas well royalties per acre. Geological features and mineral deposits greatly impact the value of mineral rights. Areas with rich resources often command higher prices per acre.

Market demand also affects prices. Regions with active drilling tend to see increased competition, thus raising land value. You can track these trends by reviewing pricing averages in various states.

Understanding local laws is equally important. Legal requirements and regulations can vary by location, influencing lease terms and royalty rates. Consider these factors when negotiating your lease to maximize potential gains.

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What Does FINQ’s Historic SEC License Mean?

April 29, 2025

In a time when the U.S. wealth management industry is undergoing seismic shifts, FINQ is stepping in to redefine the game. It has made headlines not just for securing a rare SEC Registered Investment Advisor (RIA) license without a physical presence in the U.S., which is a first for any Israeli company, but for what it plans to do with that license: disrupt the very foundation of investing in the United States.

At the core of FINQ’s vision are its founders, Eldad Tamir, a seasoned investment leader, and Nir Zuk, a pioneering force in cybersecurity and the founder of Palo Alto Networks. Together, they bring a blend of financial expertise and deep tech innovation. They fused fintech and cybersecurity DNA to provide a smarter and more secure way to invest.

At the heart of this disruption is a bold ambition to replace outdated investing norms with a new breed of AI-powered ETFs designed for a digital-first generation of investors. These are not passive trackers or legacy active funds that rely on human intuition. FINQ’s approach goes beyond the capabilities of institutional investment strategies constructed using dynamic AI models designed to adapt to market data.

A Regulatory Breakthrough with Strategic Advantages

Securing an SEC RIA license stands as a testament to FINQ’s unwavering commitment and perseverance, a journey that spanned nearly two years to navigate a complex web of legal, privacy, and SEC regulations. Unlike state-registered RIAs, which are confined to specific states, FINQ’s SEC RIA status empowers it to offer investment advisory services across all 50 states. This nationwide authorization not only simplifies compliance and accelerates scalability but also bolsters the company’s credibility in the institutional investment space, showcasing the strategic foresight behind FINQ’s success.

Bringing AI-Powered ETFs to the U.S.

Now equipped with full market access, FINQ is launching a suite of first-of-its-kind AI-driven ETFs. Unlike traditional products that replicate indexes or rely on fund managers’ instincts, FINQ’s ETFs are built on proprietary AI models that continuously monitor market data and update rankings regularly.

These investment vehicles are built to pursue structured strategies informed by AI-driven rankings. They aren’t just making smart investing accessible to all. FINQ is reimagining what smart even means with its tech-first methodology. They fill a crucial gap in today’s market with an adaptive, intelligent investment layout for the digital-savvy generation.

A New Era of AI-Driven Investing

FINQ’s entry into the U.S. market aligns with its broader vision of making professional-grade investment strategies accessible to everyday investors. The AI-powered fund manager will provide a smarter alternative to passive index investing, where traditional ETFs track broad market indices without active management. Unlike these passive vehicle’s FINQ’s AI-driven funds adjust holdings to optimize performance and offer a more responsive and efficient investment solution.

What sets FINQ apart is its focus on generating or challenging the performance of existing indices. This ranking engine enables the AI to make informed portfolio decisions that aim to maintain structured exposure while incorporating multiple risk factors. Instead of reacting to market shifts, FINQ’s AI continuously tracks the market and stays up to date.

Furthermore, FINQ’s distribution strategy is designed to maximize accessibility. The company will integrate into existing financial networks, including brokerage platforms, financial advisors, institutional investment channels, retirement account providers, and wealth management firms. This ensures seamless access to FINQ’s AI-powered ETFs across multiple investment pathways.

Solving for the Next Generation of Wealth

Traditional wealth management was built for a different era: one where wealth accumulated slowly, and access to financial advisory was gated by personal relationships or high fees. But the digital economy has created unprecedented wealth among a younger, more self-directed demographic.

That generation doesn’t want spreadsheets and static models. It wants intuitive, high-performance tools that work as fluidly as their lives move. FINQ delivers exactly that. Its next-gen investment manager analyzes markets, adapts, rebalances, and optimizes portfolios continuously. It aims to reduce human discretion by applying a consistent process, and becomes a wealth solution designed for how people live and invest today.

Smarter Than Passive. More Agile Than Active.

The investment world has long operated on a binary. Users either go passive and track the market, or go active and hope their fund manager gets it right. FINQ rejects this and creates a third way: AI-powered funds that are adaptive, with strategies updated based on AI rankings that reflect ongoing market signals before traditional funds can even draft their quarterly reports.

Unlike robo-advisors that follow fixed rules or simplistic rebalancing strategies, FINQ’s AI leads the investment process. It ranks assets daily to build and update portfolios continuously, strategies that adapt based on changing market conditions.

Looking Ahead: FINQ’s Long-Term U.S. Strategy

Securing an SEC RIA license is just the first step in FINQ’s broader U.S. expansion strategy. The company plans to introduce additional AI-driven investment solutions tailored to U.S. investors. By continuously innovating and leveraging data science, FINQ aims to redefine how Americans invest, making sophisticated, AI-powered ETFs that incorporate systematic adjustments and AI-driven investment strategies the new industry standard.

In an era where big data and AI are transforming industries, FINQ is at the forefront of this shift in the financial sector. Its breakthrough regulatory approval, combined with its cutting-edge investment solutions, positions FINQ as a formidable player in the U.S. market, one set to disrupt traditional investment management for years to come.

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Fragments of Folklore: A Landmark Exhibition Redefining Artistic Accessibility in Saudi Arabia

April 28, 2025

A new chapter in Saudi Arabia’s cultural evolution begins with Fragments of Folklore, a ground-breaking exhibition that reimagines traditional narratives through contemporary art. Set in Riyadh’s vibrant JAX District, this exhibition brings together leading voices from Saudi Arabia, Bahrain, and Pakistan to explore identity, heritage, and accessibility in the arts.

Presented by THAA, MIR’A Art, and TRIYAD, Fragments of Folklore is more than an exhibition—it’s a cultural movement that reflects Saudi Arabia’s transformation under Vision 2030. Featuring works by Lulwah Al Homoud, Raeda Ashour, Hamra Abbas and Rashid Al Khalifa, the exhibition embraces a dynamic dialogue between past and present, tradition and reinvention.

At a time when the Middle East’s art scene is rapidly expanding, Fragments of Folklore stands as a defining moment in Saudi Arabia’s artistic renaissance. This is especially significant as the Kingdom shifts from its historical focus on imported narratives to elevating local voices, showcasing regional creativity on a global stage.

Folklore Reimagined

Folklore is often perceived as static—an archive of myths and stories. Yet, Fragments of Folklore challenges this notion, presenting it as a living narrative, one constantly reshaped by each generation. The artists featured engage with cultural symbols, calligraphy, geometry, and abstraction, transforming fragments of heritage into contemporary expressions.

Saudi artists Lulwah Al Homoud and Raeda Ashour, alongside Bahrain’s Rashid Al Khalifa and Pakistan’s Hamra Abbas, delve into the patterns and motifs that define their respective cultures. Whether through Al Homoud’s mathematical calligraphy or Abbas’s reinterpretation of miniature painting, each artist presents heritage not as a relic, but as a foundation for innovation.

A Cultural Statement in the Heart of Riyadh

Hosting Fragments of Folklore in the JAX District—the epicenter of Saudi Arabia’s contemporary art scene—underscores the exhibition’s role in shaping the nation’s creative identity. Riyadh is rapidly emerging as a global arts hub, with projects like the Louvre Riyadh and Centre Pompidou AlUla reinforcing the Kingdom’s commitment to cultural leadership.

This exhibition also coincides with Saudi Arabia’s Year of Handicrafts 2025, highlighting the continued relevance of artisanal traditions. By bringing heritage into the present, Fragments of Folklore positions itself at the intersection of history and modernity.

Beyond the Exhibition: A Movement for Accessibility

Fragments of Folklore is not only about showcasing art—it’s about redefining who has access to it. The exhibition pioneers a model where art is seen as an intrinsic right, not an exclusive privilege. Through mentorship programs, curatorial support, and a curated Art Store offering affordable works, it fosters a more inclusive art ecosystem.

Moreover, the collaboration between THAA, MIR’A, and TRIYAD bridges local and global narratives. Their joint effort emphasizes cross-cultural dialogue, ensuring Middle Eastern and South Asian artists are at the forefront of their own stories.

Saudi Arabia at a Crossroads

As Saudi Arabia prepares to host the 2034 FIFA World Cup and continues to invest in tourism and the arts, Fragments of Folklore reflects a nation in transformation. Historically known for its religious and economic influence, the Kingdom is now asserting itself as a cultural powerhouse.

The exhibition’s timing is poignant. Alongside events like Desert X AlUla and the Islamic Arts Biennale, it signals Saudi Arabia’s deepening engagement with high culture. Furthermore, with Sotheby’s holding its first Saudi auction in 2025, the region is solidifying its place in the global art market.

Join the Cultural Reckoning

Fragments of Folklore invites visitors to explore a bold reinterpretation of identity and creativity. It is a testament to a new Saudi Arabia—one where art is lived, debated, and continuously reimagined. As the country embraces its artistic future, this exhibition stands as both a milestone and a catalyst.

This is not just an exhibition. This is a cultural reckoning. Join us.

All the photos in the article are provided by the company(s) mentioned in the article and are used with permission.

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How Payment Gateways are Revolutionising the Subscription Economy

April 28, 2025

Closeup image of female customer paying for service subscription with credit card

The rise in the number of digital payments is a testament to the shifting landscape of the Indian economy. According to Statista, digital payments in India are forecast to surpass ₹100 trillion by 2025. The increasing adoption of mobile wallets drives this growth, UPI (Unified Payments Interface) and other digital payment methods. As more and more consumers use cashless transactions, businesses must ensure they are equipped with advanced payment gateways to facilitate seamless, recurring billing in the subscription economy.

Moreover, Statista reports that mobile wallets alone account for a large portion of the transaction volume, indicating a growing demand for quick, secure and easy payment solutions. This aligns perfectly with the rise of subscription-based services, where recurring payments need to be handled effortlessly. Here is a guide on how payment gateways are revolutionising the subscription economy.

The rise of the subscription economy in India

India’s growing digital economy, as highlighted in the Economic Survey 2023, showcases the rapid adoption of digital payments. This trend is reflected in the increasing number of businesses embracing subscription-based models. With the surge in OTT platforms, e-learning services and digital content providers, recurring payments have become a crucial business model. PwC India Digital Payments Report underscores the importance of digital payment systems in sustaining this growth.

Key benefits of payment gateways in the subscription model

Payment gateways streamline subscription payments, enhancing efficiency, security and customer experience. Here are some of the key benefits:

Seamless recurring billing: Payment gateways enable businesses to automate recurring billing for subscription services, ensuring seamless and timely payments.
Increased transaction success rates: High-performing payment gateways ensure higher success rates for recurring payments by optimally routing transactions and preventing declines due to network issues or payment processor errors.
Flexibility in payment methods: Payment gateways offer multiple payment options, including credit/debit cards, UPI, wallets and Buy Now, Pay Later (BNPL), giving customers flexibility and reducing cart abandonment.
Secure and compliant transactions: Payment gateways comply with industry standards such as PCI-DSS and RBI-mandated tokenisation, ensuring secure handling of customer data and reducing fraud risks.
Real-time payment tracking and analytics: Payment gateways offer detailed analytics to track payment trends, monitor subscription lifecycles and offer insights for improving the customer experience.

Enhancing the customer experience with payment gateways

Payment gateways play a major role in improving the overall customer experience by offering convenience, reliability and seamless services. Here are some key ways in which they enhance the customer experience:

Smooth subscription management: Payment gateways streamline subscription management, enabling customers to update payment details pause or cancel services, which enhances satisfaction and boosts retention.
Instant refunds and dispute management: Advanced payment gateways process refunds and handle disputes efficiently, ensuring quick resolutions and maintaining customer trust.
Supporting global expansion with cross-border payments: As businesses expand internationally, payment gateways provide multi-currency support and facilitate cross-border payments, enabling global market reach.

Payment gateways in action: Real-world practical applications

Payment gateways play a key role in making transactions easy and supporting business growth. For example, here are some real-world applications:

OTT platforms: Payment gateways help OTT services manage recurring billing, ensure transaction success and offer flexible payment options, reducing churn and boosting retention. Subscriptions and auto-renewals happen with zero hassles.
E-learning and digital content: Payment gateways support recurring subscriptions for courses and premium content, ensuring secure transactions and steady revenue streams for educational businesses.
EdTech: Payment gateways enable EMIs on course fees, providing more accessible payment options and encouraging higher enrolment rates.

Future trends in payment gateways for subscriptions

Payment gateways are constantly evolving to keep up with the changing needs of businesses and consumers. Here are some key future trends to watch:

AI-powered fraud prevention: As fraudsters become more sophisticated, payment gateways will increasingly leverage AI and machine learning to detect and prevent fraud transactions, ensuring higher security and reduced chargeback rates.
Integration with emerging technologies: Payment gateways will continue to evolve, integrating with blockchain, biometrics and digital wallets to improve transaction security, speed and convenience for businesses and consumers.

Ready to streamline your subscription payments?

Payment gateways are integral to the subscription economy, enabling businesses to manage recurring billing, improve transaction success rates and provide flexible payment options. As digital payments continue to increase in India and subscription-based models gain traction, businesses must rely on secure, reliable payment gateways to stay competitive. These gateways provide essential features such as automated billing, high transaction success rates, advanced security and customer-friendly payment options.

As businesses align with evolving trends and frameworks, they can ensure long-term growth and customer satisfaction. To explore a comprehensive payment gateway solution designed for seamless business transactions, you can consider Plural by Pine Labs.

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Trump’s Approval Drops as 100-Day Mark Approaches, Poll Finds

April 28, 2025

As President Donald Trump approaches his 100th day in office, a new CNN poll reveals a sharp decline in public approval, marking the lowest rating for any newly elected president at this stage since Dwight Eisenhower. Trump’s approval rating now stands at 41%, a drop of 4 points since March and a significant fall from his early days in office.

Among the American public, just 22% strongly approve of his leadership, the lowest such figure recorded during his tenure, while 45% express strong disapproval. Trump has seen approval fall particularly among women and Hispanic Americans, with ratings dropping by 7 points in both groups to 36% and 28%, respectively.

The poll shows a stark divide along partisan lines, with 86% of Republicans approving of the job Trump is doing, while 93% of Democrats disapprove. Independents, however, show significant disillusionment, with only 31% approving, a sharp decline from earlier in his presidency.

Trump’s handling of the federal government has also seen a decrease in approval, with only 42% now satisfied with his approach to managing the workforce, down 6 points from March. His confidence in appointing qualified officials has also dropped, with only 46% expressing faith in his ability to select the best candidates, an 8-point decrease since December.

Public concern over Trump’s disregard for government norms has grown. Derek Steinmetz, a Democrat from Wauwatosa, Wisconsin, expressed concern about Trump’s undermining of established governmental structures, stating that his actions were “much worse this time around.”

Trump’s foreign policy, particularly his approach to Russia’s invasion of Ukraine and his decision to end many foreign aid programs, has drawn significant criticism. The poll finds that 60% of Americans disapprove of his foreign affairs handling, while his approval rating in this area has dropped to 39%.

On immigration, Trump has seen a drop in approval, with only 45% of Americans now expressing approval, down from 51% in March. Similarly, confidence in his ability to manage the issue has decreased to 53%, down from 60% in December.

However, Trump has received a modestly positive response on gender identity issues, with 51% of Americans approving of his handling of matters related to gender and transgender rights. Despite this, his efforts to shape U.S. culture and history have been far less popular, with 64% of Americans considering his actions, such as his control over the Kennedy Center and changes to Smithsonian exhibits, inappropriate.

Vice President JD Vance, a close ally of Trump, mirrors the president’s low approval rating, with 58% of respondents disapproving of his performance. Both Trump and Vance have struggled to garner favorable opinions from the public, with only 40% expressing a positive view of the president and 34% holding a favorable opinion of Vance.

Public confidence in Trump’s ability to use presidential power responsibly has also waned, with just 46% of Americans expressing confidence in his decision-making, a drop of 8 points from December. Critics, like George Mastrodonato, a Trump voter, expressed frustration with Trump’s reliance on executive orders, arguing that many are ineffective and prone to court challenges.

As Trump’s second term progresses, Americans remain divided over whether his presidency will bring lasting change. While 52% believe his actions will fundamentally alter the country, only 12% think his second term will have no lasting impact. Opinions are also split on whether Trump has kept his campaign promises, with nearly half of Americans (48%) saying he’s doing a good job, though a slight majority (51%) disagrees.

Despite the public’s mixed views, Trump’s supporters continue to back him, with many, like Mastrodonato, feeling that he’s delivering on his promises, even if his methods differ from their preferences.

The CNN poll, conducted by SSRS from April 17-24 with 1,678 adult participants, has a margin of error of plus or minus 2.9 percentage points.

Related Readings:

Trump’s Trade Tactics Risk Damaging America’s Global Image, Warns Citadel Chief

IMF Warns Trump’s Tariffs Threaten Global Growth, US Economy Faces Sharp Slowdown

Donald Trump’s Tariffs: A Prelude to Global Trade Wars?
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China’s Consumption Recovery – Amid the Highest US Tariffs in 100 Years

April 28, 2025

China trade tariffs, sanction, trade tax. Bags with different tariffs and chinese flag. Conflict between USA and China.

By Dan Steinbock

Three rounds of US trade wars have dramatically penalized world economies, particularly the United States. While China cannot avoid the tariff impact, the economy is currently on track for recovery.

After the government’s stimulus measures started in September and intensified in November, their impact has kicked in. At the time, such signs were shot down by the US Council for Foreign Relations ranting on “Who killed the Chinese economy?” They were seconded by editors pledging “there is no end in sight to [China’s] problems.”

In reality, the rally in Chinese stocks since the start of the year led investors to predict that mainland shares will outperform their American peers. In March, CNBC reported quoting analysts, “valuations in China look attractive while concerns are growing about the state of the U.S. economy.”

Recently, these worries are escalating as a result of the US trade wars. In just three months, the bullish US markets have been undermined by the bullyish White House.

Structural momentum

In the fourth quarter of 2024, China’s economic growth accelerated from 4.6% to 5.4% with annualized 5.0% last year. Before the US tariff wars, China’s economy showed increasing signs of stabilization. Hence, too, the International Monetary Fund’s (IMF) upgrade of China’s GDP growth.

In February, Chinese President Xi Jinping fostered new confidence in economic prospects by speaking at a high-level private sector symposium with China’s tech leaders. In the Government’s Work Report, Premier Li Qiang outlined growth targets, economic stability measures, and structural reforms raising investor, business and consumer confidence. These supportive measures are to be reinforced by moderately loose monetary policy.

It reflects the structural transformation of the Chinese economy away from exports and investment toward greater consumption and innovation.

Despite substantial external headwinds, the government set a 5% GDP growth target for 2025, signaling confidence in the economy’s resilience to offset the tariff wars. Concurrently, the fiscal deficit-to-GDP ratio was raised to 4% as policy authorities set a 2% consumer price index (CPI) inflation target.

Here’s the bottom line: The expansion of domestic demand is no longer just a cyclical effort. It is not simply a tool to respond to business cycles. It reflects the structural transformation of the Chinese economy away from exports and investment toward greater consumption and innovation.

Raising spending power

Last year, consumer spending contributed nearly 45% to China’s economic growth, surpassing investment and exports. The objective is to raise spending power by increasing earnings and reducing financial burdens. Hence, the aim to create 12 million new jobs and keep unemployment at 5.5%. Such goals are vital to the recovery of consumption that’s premised on solid wage development and steadying property market. These initiatives have been coupled with special initiatives to boost consumption.

These efforts are on track. In the first quarter of the year, China’s economy grew by 5.4%. Remarkably, the signs of progress were broad. Industrial production growth climbed to 6.5% year-to-year, fueled by both external and domestic demand. Export growth accelerated to 5.8%, almost 2.5 times, largely due to exporters frontloading shipments prior to the tariff penalties.

State-sector spending continued to drive fixed asset investment growth, particularly in automobiles and equipment. In property markets, contraction continued to narrow, with developers pushing for the completion of unfinished homes. The improvement of liquidity conditions suggests Chinese households are more willing to spend, while companies are increasingly investing.

China’s broad push of “effective demand” is not just classic Keynesianism, however. There is another side to the story.

Toward cutting-edge innovation

Technological innovation and emerging industries are critical to sustain rising demand. This is why China is increasingly pushing for rapid progress in “new quality productive forces”, especially artificial intelligence (AI).

For some time, Chinese government has fostered “industries of the future”, including embodied AI, 6G, quantum technology and biomanufacturing. The dramatic rise of DeepSeek without US-style billions of dollars in subsidies reflects the rapidly-changing new realities. In 2024, TikTok, CapCut and TEMU were already among the top-10 most popular apps worldwide.

These efforts remain on track, too. In the first quarter, technology progress prevailed with electric vehicles and 3D-printing equipment each soaring to 45% year-on-year, followed by industrial robotics.

In the past few quarters, the gains of the Chinese economy suggest that a virtuous circle of disruptive innovation and effective demand, with the government as the catalytic force, could be in the making. And that’s precisely what the Trump tariffs hope to undermine. The US administration’s record-high 145% tariffs on all Chinese imports seek to disrupt, undermine and reverse the recovery of China’s economy.

Self-destructive tariff wars

The first round of the Trump tariffs involved mainly Canada, Mexico and China. From an economic standpoint, it was misguided and unwarranted: dumb.

It inflated the tariff impact by up to a factor of four, as shown by American Enterprise Institute.

The second round proved dumber. It began with “reciprocal tariffs”, which are unilateral, flawed as stated and mistakenly calculated. It inflated the tariff impact by up to a factor of four, as shown by American Enterprise Institute.

The ongoing third round couples these self-destructive policies with new retaliatory tariffs that have more in common with economic blackmail than international cooperation.

According to new data by the IMF, US tariffs could downgrade US growth by a whopping third to 1.8%, with a 40% probability of a recession. Europe’s largest economies and Japan will suffer even more, with growth almost halved. Global growth could plunge to 2.8%, which would penalize particularly the most vulnerable economies in the Global South.

Last week, both U.S. Treasury Secretary Scott Bessent and President Trump blinked in the trade war the White House started. But as the US has driven itself to the isolationist’s lonely corner in the international community, no rhetoric can offset the multi-trillion-dollar damage done to the world’s major trading economies and global economic prospects. That and the dramatic loss of credibility is the true achievement of President Trump’s first 100 days.

And yet, the Trump administration has been flirting with a possible fourth round, planning to use tariff negotiations to pressure U.S. partners to limit their dealings with China.

Such a scenario would no longer be just dumb. It could prove lethal to the ailing world economy.

A shorter version of the commentary was published by China Daily on April 28, 2025.

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About the Author

Dr. Dan Steinbock is an internationally recognized strategist of the multipolar world and the founder of Difference Group. He has served at the India, China and America Institute (US), Shanghai Institutes for International Studies (China) and the EU Center (Singapore). For more, see https://www.differencegroup.net

How to Install Govee App on Windows 10 PC

April 28, 2025

smart home automation control system app

Managing smart home appliances or gadgets can be a daunting task when you have multiple ones at your home but thanks to apps like Govee! They make managing everything at your fingertips and with user-friendly interface. Of course, there are many other similar apps that offer same solutions, but the UI of Govee makes it stand apart from the rest in the business. Let us check the features of the app and then we will see how you can install the Govee app on your Windows PC.

1. Connect New Devices in Seconds!

Be it a smart light, smart fan, or any other appliance that you wish to control with the help of Govee app, you can connect everything within a matter of seconds. It’s that quick in pairing new devices in the app.

2. Shortcuts Panel

The shortcuts panel is just like icing on the cake! When you’ve got multiple devices to manage and you want to prioritize certain functions in the app, the shortcuts panel will come to your rescue. You can customize it based on your preferences and this saves your time to manage multiple devices at once!

3. Interact with Govee Users

When you are keen to explore how others are using Govee app in their home, this platform gives you a chance to find out the same. You can find several posts from users within the app showcasing the home automation they are using at their home. One can take inspiration from those posts and can utilize those systems in their home for better utilization of the app.

4. Exclusive Benefits and Customer Support

Govee app has got an awesome customer support. If you’re stuck with any doubt or if some functions aren’t working as mentioned in the app, you can always consult the customer support executives to clarify your doubts. Moreover, you can also check the exclusive benefits in the app that can be only seen by you in the Govee app. Some of the exclusive products may include floor lamp, strip LED lights, and more that can be availed at bare minimum prices. That’s only possible with Govee app because the prices of these products are usually high on other marketplaces.

These are some of the finest features of Govee app. Now, let’s see how you can install govee desktop app on your Windows 10 PC or laptop.

How to Download Govee App for PC

The overall process is very simple and it only requires 3 things. They are Windows 10 with minimum of 4GB RAM & 20 GB space, an Android emulator, and a Google account. So, let’s get started!

Firstly, install Bluestacks Android emulator from its official website on your Windows 10 PC.
Next up, launch the emulator and set up your Google account within the emulator. If you don’t have an account, don’t worry, you can easily create it on the same page.
Once done, search for Govee app in the Google Play Store within the emulator and click on the install option to finish the process.

This completes the installation of Govee app on Windows 10 PC.

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Living in a Castle in Italy: An Experience that Goes Beyond Luxury

April 28, 2025

In the collective imagination, castles are enchanted dwellings where kings, queens, princes and princesses lived their most fascinating and poignant stories. Many people love to visit them and learn about their history, and many dream bigger, aiming to buy one.

In Italy there are numerous castles, all with a unique charm and ready to welcome a new owner.

From the hills of Tuscany to the marvelous countryside of Umbria, from Emilia Romagna to Piedmont, buying one of the Italian castles for sale means embracing a unique lifestyle. Here, it’s not just about finding a house, but choosing a legacy, an exclusive refuge that can reflect your own vision of luxury and beauty.

How to choose the perfect castle

Buying a castle in Italy is therefore possible and also rather simple, if you rely on professionals in the sector. However, it is important to know what to pay attention to when choosing. The choice depends on various factors: location, architecture, state of conservation and possibility of customization.

The setting: the castle must reflect your lifestyle

A castle nestled in the rolling hills of Tuscany offers a refuge among vineyards and olive groves. If you love the sea, on the other hand, the castles of Liguria, Campania or Calabria will allow you to experience the essence of the Mediterranean with their secret gardens and panoramic terraces.

The location of the residence should be evaluated based on your needs and desires, without forgetting that the location also affects the practicality of daily life. A castle near a large city allows you to enjoy history without giving up modernity, more than one located in a rural area. On the contrary, a castle in an idyllic atmosphere offers more tranquility than one in busier areas.

Restore or buy ready to move in?

Some castles are perfectly restored and ready to move in. Others need a little work, giving you the opportunity to personalize every detail according to your taste.

If you choose to restore, you’ll have to collaborate with architects and experts in the restoration of historic buildings.

Life in a castle: everything at your fingertips

A castle is not just a house, it’s a whole world of its own. It can have large ballrooms, libraries full of ancient volumes, inner courtyards where you can sip a coffee in the shade of medieval columns. It can be the perfect place to host friends and family in a unique setting, where every corner speaks of history and beauty.

Many Italian castles boast private chapels, stables that can be transformed into wellness areas or panoramic swimming pools set among centuries-old walls.

From Italian gardens with perfectly sculpted hedges to parks with ancient trees, the outdoor space of a castle is an extension of its grandeur. Here you can create your own secret corner: a Renaissance-style lemon house, an infinity pool with a view of the hills or a labyrinth inspired by ancient noble villas.

For nature lovers, some properties include vineyards and olive groves, offering the possibility of producing your own wine or olive oil.

Owning a castle means having a safe haven far from prying eyes, in a place where luxury goes hand in hand with privacy.

Finally, many castles have private access with tree-lined driveways and inner courtyards that offer absolute intimacy, ideal for those looking for a corner of the world exclusively their own.

Tips for turning your castle into the perfect home

If you’ve already found your dream castle, you can move on to the next step. Now it’s time to transform it into a cozy and functional residence. Here are some ideas to help you do it.

Combine ancient and modern with elegance

Living in a castle doesn’t mean giving up technology. The interior can be updated with home automation systems, underfloor heating and intelligent lighting, without compromising the charm of the historic architecture.

In this way, you can create a perfect balance between past and present, ideal for a comfortable and classy residence.

Creating spaces for well-being

Old cellars can become exclusive private spas, towers can house yoga rooms with panoramic views and medieval cloisters can be transformed into relaxation areas surrounded by nature.

A castle offers endless possibilities for personalization, so just let your imagination run wild.

Respect and enhance history

Each castle has a unique history, and maintaining its authenticity is essential. Working with restoration experts to preserve original features – such as frescoes, exposed beams and antique terracotta floors – adds value and authenticity to the property.

A castle in Italy? A dream come true

Buying a castle in Italy is not just a real estate choice, but a life-changing experience, giving you the chance to wake up every day in a work of art, to live within walls steeped in history and to enjoy the timeless beauty of the Bel Paese.

Whether it’s a Tuscan manor with private vineyards, a medieval fortress with crenellated towers or a noble palace overlooking the sea, the perfect castle exists and is just waiting to be purchased.

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How Insurance Companies Create Effective Flexible Work Environments

April 28, 2025

By Dr. Gleb Tsipursky

The insurance industry isn’t typically known for blazing trails in the future of work. Traditionally steeped in brick-and-mortar operations, it has often lagged behind more agile sectors when it comes to embracing distributed work models. But The Penn Mutual Life Insurance Company is proving to be a progressive company gaining great benefits from outcompeting its rivals. In a wide-ranging conversation with Liz Heitner, Chief Human Resources Officer at Penn Mutual, it became clear that a thoughtfully designed flexible work strategy can not only succeed in insurance—it can thrive.

Anchoring Culture in Flexibility

Penn Mutual didn’t stumble into remote work—it leaned into it with conviction. As Heitner explains, the company became a fully flexible, remote-first organization during the pandemic and has never looked back. Unlike many peers who made tentative forays into hybrid setups only to call employees back to headquarters, Penn Mutual committed fully to remote work across the lower 48 states.

This wasn’t just a reactive decision—it was a cultural affirmation. The organization prioritized employee well-being and trusted its workforce to deliver, rather than insisting on proximity. “We saw a huge improvement in productivity,” Heitner noted, attributing it to earlier tech investments and a collaborative spirit that seamlessly carried over to virtual settings.

The results are compelling. Employee engagement remained high, with the company making a genuine effort to gather feedback through a close partnership with Great Place to Work. Most strikingly, Penn Mutual has managed to sidestep two of the biggest HR headaches of recent years: the Great Resignation and the pressure to escalate compensation in a fiercely competitive labor market. By offering a flexible environment and clear cultural expectations, they’ve attracted and retained top-tier talent from across the nation.

Managing the Emotional Undercurrents of Change

Transitioning to a fully remote structure isn’t without emotional weight—something many companies overlook. Penn Mutual recently decommissioned its former headquarters, a building filled with professional memories. Heitner spoke candidly about the grief some employees felt as the company moved on from its physical legacy.

Rather than brushing these feelings aside, the company made space for conversation. Leaders acknowledged the grief and helped employees focus on what truly defines Penn Mutual: relationships, not real estate. This level of emotional intelligence underscores the company’s approach to change—not just managing logistics, but guiding people through transformation.

Redefining Leadership for a Distributed Workforce

One of the most common reasons companies cite for reversing remote policies is that their managers struggle with it. Penn Mutual took a radically different approach: it invested deeply in leadership development tailored to remote work.

The company launched a targeted initiative called “Lead Stronger,” which equipped leaders with frameworks for effective communication, intentionality, and team engagement. Managers learned to structure meetings thoughtfully, listen more, and guide their teams with clarity and purpose. This wasn’t training for training’s sake—it was tied to concrete metrics and followed up with coaching and feedback loops. Leaders were expected not only to drive performance but also to cultivate a sense of connectedness across teams.

Heitner emphasized that Penn Mutual’s success is rooted in the quality of its leadership culture. Their leaders genuinely care about their people, and that ethos has enabled them to adapt, evolve, and ultimately excel in a virtual-first world.

Onboarding as a Team Sport

While many companies flounder when it comes to integrating new hires into remote settings, Penn Mutual has turned onboarding into an area of competitive strength. With retention rates for new hires remaining high, Heitner attributes this to a team-based approach to welcoming employees. The process is tailored, intentional, and monitored closely.

From day one, new hires are introduced to Penn Mutual’s culture, business priorities, and performance expectations. Workday implementation has streamlined the administrative side, but the real differentiator is the human element. Managers and teams work together to ensure each new hire feels welcomed, supported, and seen. Milestone celebrations at 30, 60, and 90 days bring fun into the experience while reinforcing cultural integration.

Continuous feedback from new hires drives improvements. This adaptive mindset ensures that onboarding evolves in real time, not just annually during reviews. In an industry known for long learning curves, this kind of onboarding support is more than a nice-to-have—it’s a strategic asset.

The Future of Flexible Work in Insurance

While many companies are tightening their grip on office mandates, Penn Mutual remains resolute in its vision. Heitner is clear: remote work isn’t right for every company, but for those with the right conditions—strong leadership, collaborative culture, and strategic tech investment—it can be a game-changer.

Penn Mutual is also looking ahead to emerging disruptors, especially Gen AI and asynchronous collaboration tools. Their recent implementation of Microsoft 365 is just one step in a broader journey of tech adoption designed to keep the company competitive and agile. “Organizations that don’t embrace these tools will fall behind,” Heitner warned, adding that a growth mindset and willingness to experiment will define the next wave of winners in the distributed work economy.

As the insurance industry navigates this turning point, Penn Mutual stands as a compelling example of what’s possible when flexible work is approached not as a contingency plan, but as a long-term, people-centered strategy. The company’s ability to maintain high performance, deepen employee engagement, and recruit top talent across the country offers a template not just for insurers, but for any organization reconsidering its future of work.

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About the Author

Dr. Gleb Tsipursky was named “Office Whisperer” by The New York Times for helping leaders overcome frustrations with hybrid work and Generative AI. He serves as the CEO of the future-of-work consultancy Disaster Avoidance Experts. Dr. Gleb wrote seven best-selling books, and his two most recent ones are Returning to the Office and Leading Hybrid and Remote Teams and ChatGPT for Leaders and Content Creators: Unlocking the Potential of Generative AI. His cutting-edge thought leadership was featured in over 650 articles and 550 interviews in Harvard Business Review, Inc. Magazine, USA Today, CBS News, Fox News, Time, Business Insider, Fortune, The New York Times, and elsewhere. His writing was translated into Chinese, Spanish, Russian, Polish, Korean, French, Vietnamese, German, and other languages. His expertise comes from over 20 years of consulting, coaching, and speaking and training for Fortune 500 companies from Aflac to Xerox. It also comes from over 15 years in academia as a behavioral scientist, with 8 years as a lecturer at UNC-Chapel Hill and 7 years as a professor at Ohio State. A proud Ukrainian American, Dr. Gleb lives in Columbus, Ohio.